---
type: "Bill"
title: "Insurance Companies, Agents, Brokers, Policies - As enacted, requires the commissioner of commerce and insurance to conduct a study on the implementation of the federal No Surprises Act and its implications for physicians and healthcare facilities in this state; revises present law concerning network adequacy. - Amends TCA Title 8; Title 56; Title 63 and Title 68."
description: "Insurance Companies, Agents, Brokers, Policies - As enacted, requires the commissioner of commerce and insurance to conduct a study on the implementation of the federal No Surprises Act and its implications for physicians and healthcare facilities in this state; revises present law concerning network adequacy. - Amends TCA Title 8; Title 56; Title 63 and Title 68."
jurisdiction: "us/states/tn"
legislature: "Tennessee General Assembly"
session: "113"
identifier: "SB 1345"
citation: "Tennessee SB 1345 (113)"
classification: ["bill"]
subjects: ["Agents", "Brokers", "Insurance Companies", "Policies"]
status: "enacted"
primary_sponsors: ["Watson"]
version_count: 4
action_count: 30
vote_count: 3
first_action: "2023-01-31"
last_action: "2023-05-17"
source: "openstates"
source_identifier: "ocd-bill/a7a90b76-2091-4cc5-a747-5eb7b3386893"
source_url: "http://wapp.capitol.tn.gov/apps/BillInfo/default.aspx?BillNumber=SB1345&GA=113"
source_hash: "476f4e7dc9d75ae367fe4d3b58a26657d57f469e2030af618ff47c4107aa4436"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-tn"]
---

# Tennessee SB 1345 (113) — Insurance Companies, Agents, Brokers, Policies - As enacted, requires the commissioner of commerce and insurance to conduct a study on the implementation of the federal No Surprises Act and its implications for physicians and healthcare facilities in this state; revises present law concerning network adequacy. - Amends TCA Title 8; Title 56; Title 63 and Title 68.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Amendment HA0129** (committee substitute) — [source](https://www.capitol.tn.gov/Bills/113/Amend/HA0129.pdf)
2. **Amendment HA0422** (committee substitute) — [source](https://www.capitol.tn.gov/Bills/113/Amend/HA0422.pdf)
3. **Amendment SA0302** (committee substitute) — [source](https://www.capitol.tn.gov/Bills/113/Amend/SA0302.pdf)
4. **Current Version** (committee substitute) — [source](https://www.capitol.tn.gov/Bills/113/Bill/SB1345.pdf)

## Votes

- FLOOR VOTE: REGULAR CALENDAR PASSAGE ON THIRD CONSIDERATION 4/19/2023 Passed (1) — **97–0** (pass) · lower
- SENATE COMMERCE AND LABOR COMMITTEE: Recommended for passage with amendment/s, refer to Senate Calendar Committee Ayes 9, Nays 0 PNV 0 3/21/2023 Passed (2) — **9–0** (pass) · upper
- FLOOR VOTE: as Amended Third Consideration 4/10/2023 Passed (1) — **33–0** (pass) · upper

## Sponsors

- Watson — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2023-01-31** Filed for introduction `filing`
- **2023-02-02** Introduced, Passed on First Consideration `introduction`
- **2023-02-06** Passed on Second Consideration, refer to Senate Commerce and Labor Committee `passage`
- **2023-02-09** Sponsor(s) Added. `sponsorship`
- **2023-02-28** Sponsor(s) Added. `sponsorship`
- **2023-03-02** Sponsor(s) Added. `sponsorship`
- **2023-03-07** Placed on Senate Commerce and Labor Committee calendar for 3/14/2023
- **2023-03-09** Sponsor(s) Added. `sponsorship`
- **2023-03-14** Placed on Senate Commerce and Labor Committee calendar for 3/20/2023
- **2023-03-14** Action deferred in Senate Commerce and Labor Committee to 3/21/2023
- **2023-03-20** Placed on Senate Commerce and Labor Committee calendar for 3/21/2023
- **2023-03-20** Action deferred in Senate Commerce and Labor Committee to 3/21/2023
- **2023-03-21** Recommended for passage with amendment/s, refer to Senate Calendar Committee Ayes 9, Nays 0 PNV 0
- **2023-04-06** Placed on Senate Regular Calendar for 4/10/2023
- **2023-04-10** Sponsor(s) Added. `sponsorship`
- **2023-04-10** Engrossed; ready for transmission to House `receipt`
- **2023-04-10** Passed Senate as amended, Ayes 33, Nays 0 `passage`
- **2023-04-10** Senate adopted Amendment (Amendment 1 - SA0302)
- **2023-04-13** Rcvd. from S., held on H. desk.
- **2023-04-19** Passed H., Ayes 97, Nays 0, PNV 1 `passage`
- **2023-04-19** Am. withdrawn. (Amendment 2 - HA0422) `amendment-withdrawal`
- **2023-04-19** Am. withdrawn. (Amendment 1 - HA0129) `amendment-withdrawal`
- **2023-04-19** Subst. for comp. HB. `substitution`
- **2023-04-20** Enrolled and ready for signatures `enrolled`
- **2023-04-21** Signed by Senate Speaker `passage`
- **2023-04-25** Signed by H. Speaker `passage`
- **2023-04-26** Transmitted to Governor for action. `executive-receipt`
- **2023-05-05** Signed by Governor. `executive-signature`
- **2023-05-17** Effective date(s) 05/05/2023, 07/01/2023, 01/01/2024
- **2023-05-17** Pub. Ch. 352

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/a7a90b76-2091-4cc5-a747-5eb7b3386893`. Confidence: reported (aggregated from official Tennessee legislature records).