---
type: "Bill"
title: "Insurance Companies, Agents, Brokers, Policies - As enacted, requires TACIR to conduct a study on the feasibility of implementing and potential effects of enacting the insurance coverage requirements proposed in Senate Bill 231 of the 114th General Assembly, as originally filed; requires TACIR to publish a report of its findings and recommendations. - Amends TCA Title 8; Title 56; Title 63; Title 68 and Title 71."
description: "Insurance Companies, Agents, Brokers, Policies - As enacted, requires TACIR to conduct a study on the feasibility of implementing and potential effects of enacting the insurance coverage requirements proposed in Senate Bill 231 of the 114th General Assembly, as originally filed; requires TACIR to publish a report of its findings and recommendations. - Amends TCA Title 8; Title 56; Title 63; Title 68 and Title 71."
jurisdiction: "us/states/tn"
legislature: "Tennessee General Assembly"
session: "114"
identifier: "SB 231"
citation: "Tennessee SB 231 (114)"
classification: ["bill"]
subjects: ["Agents", "Brokers", "Insurance Companies", "Policies"]
status: "enacted"
primary_sponsors: ["Akbari"]
version_count: 4
action_count: 27
vote_count: 3
first_action: "2025-01-21"
last_action: "2025-05-15"
source: "openstates"
source_identifier: "ocd-bill/6a89f488-f456-4b32-846a-f8e42d1d7055"
source_url: "https://wapp.capitol.tn.gov/apps/BillInfo/Default?BillNumber=SB0231&ga=114"
source_hash: "ba8895966ef280acfabcff301501ccb56d28ceb5268afb05c6d55811d9756e18"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-tn"]
---

# Tennessee SB 231 (114) — Insurance Companies, Agents, Brokers, Policies - As enacted, requires TACIR to conduct a study on the feasibility of implementing and potential effects of enacting the insurance coverage requirements proposed in Senate Bill 231 of the 114th General Assembly, as originally filed; requires TACIR to publish a report of its findings and recommendations. - Amends TCA Title 8; Title 56; Title 63; Title 68 and Title 71.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Amendment HA0143** (committee substitute) — [source](https://capitol.tn.gov/Bills/114/Amend/HA0143.pdf)
2. **Amendment HA0144** (committee substitute) — [source](https://capitol.tn.gov/Bills/114/Amend/HA0144.pdf)
3. **Amendment SA0134** (committee substitute) — [source](https://capitol.tn.gov/Bills/114/Amend/SA0134.pdf)
4. **Current Version** (committee substitute) — [source](https://capitol.tn.gov/Bills/114/Bill/SB0231.pdf)

## Votes

- SENATE COMMERCE AND LABOR COMMITTEE: Recommended for passage with amendment/s, refer to Senate Calendar Committee Ayes 9, Nays 0 PNV 0 3/11/2025 Passed — **9–0** (pass) · upper
- FLOOR VOTE: REGULAR CALENDAR PASSAGE ON THIRD CONSIDERATION 4/21/2025 Passed (1) — **85–4** (pass) · lower
- FLOOR VOTE: as Amended Third Consideration 3/24/2025 Passed (1) — **32–0** (pass) · upper

## Sponsors

- Akbari — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2025-01-21** Filed for introduction `filing`
- **2025-01-27** Introduced, Passed on First Consideration `introduction`
- **2025-02-10** Passed on Second Consideration, refer to Senate Commerce and Labor Committee `referral-committee`
- **2025-03-05** Placed on Senate Commerce and Labor Committee calendar for 3/11/2025
- **2025-03-11** Recommended for passage with amendment/s, refer to Senate Calendar Committee Ayes 9, Nays 0 PNV 0
- **2025-03-14** Placed on Senate Regular Calendar for 3/17/2025
- **2025-03-17** Senate Reset on calendar for 3/20/2025
- **2025-03-18** Placed on Senate Regular Calendar for 3/20/2025
- **2025-03-20** Sponsor(s) Added. `sponsorship`
- **2025-03-20** Senate Reset on calendar for 3/24/2025
- **2025-03-21** Placed on Senate Regular Calendar for 3/24/2025
- **2025-03-24** Sponsor(s) Added. `sponsorship`
- **2025-03-24** Engrossed; ready for transmission to House `receipt`
- **2025-03-24** Passed Senate as amended, Ayes 32, Nays 0 `passage`
- **2025-03-24** Senate adopted Amendment (Amendment 1 - SA0134)
- **2025-03-27** Rcvd. from S., held on H. desk.
- **2025-04-21** Passed H., Ayes 85, Nays 4, PNV 0 `passage`
- **2025-04-21** Am. withdrawn. (Amendment 2 - HA0144) `amendment-withdrawal`
- **2025-04-21** Am. withdrawn. (Amendment 1 - HA0143) `amendment-withdrawal`
- **2025-04-21** Subst. for comp. HB. `substitution`
- **2025-04-23** Enrolled and ready for signatures `enrolled`
- **2025-04-29** Signed by Senate Speaker `passage`
- **2025-04-30** Signed by H. Speaker `passage`
- **2025-05-01** Transmitted to Governor for action. `executive-receipt`
- **2025-05-09** Signed by Governor. `executive-signature`
- **2025-05-15** Effective date(s) 05/09/2025
- **2025-05-15** Pub. Ch. 416

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/6a89f488-f456-4b32-846a-f8e42d1d7055`. Confidence: reported (aggregated from official Tennessee legislature records).