---
type: "Bill"
title: "Insurance, Health, Accident - As enacted, clarifies that excepted benefits are not part of a requirement to provide coverage for a specific person, provider, treatment, service, condition, or disease, unless coverage of such excepted benefits is expressly required by law. - Amends TCA Title 56."
description: "Insurance, Health, Accident - As enacted, clarifies that excepted benefits are not part of a requirement to provide coverage for a specific person, provider, treatment, service, condition, or disease, unless coverage of such excepted benefits is expressly required by law. - Amends TCA Title 56."
jurisdiction: "us/states/tn"
legislature: "Tennessee General Assembly"
session: "114"
identifier: "SB 440"
citation: "Tennessee SB 440 (114)"
classification: ["bill"]
subjects: ["Accident", "Health", "Insurance"]
status: "enacted"
primary_sponsors: ["Walley"]
version_count: 1
action_count: 18
vote_count: 3
first_action: "2025-01-28"
last_action: "2025-04-29"
source: "openstates"
source_identifier: "ocd-bill/024065da-0c1a-4f82-8e3e-e4620857df93"
source_url: "https://wapp.capitol.tn.gov/apps/BillInfo/Default?BillNumber=SB0440&ga=114"
source_hash: "39942bb34208325e19f508bfb7646d524558f33c501b70046c6b4352ef929596"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-tn"]
---

# Tennessee SB 440 (114) — Insurance, Health, Accident - As enacted, clarifies that excepted benefits are not part of a requirement to provide coverage for a specific person, provider, treatment, service, condition, or disease, unless coverage of such excepted benefits is expressly required by law. - Amends TCA Title 56.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Current Version** (committee substitute) — [source](https://capitol.tn.gov/Bills/114/Bill/SB0440.pdf)

## Votes

- FLOOR VOTE: REGULAR CALENDAR PASSAGE ON THIRD CONSIDERATION 4/3/2025 Passed (1) — **88–0** (pass) · lower
- FLOOR VOTE: Third Consideration 3/17/2025 Passed (1) — **32–0** (pass) · upper
- SENATE COMMERCE AND LABOR COMMITTEE: Recommended for passage, refer to Senate Calendar Committee 3/11/2025 Passed (2) — **8–0** (pass) · upper

## Sponsors

- Walley — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2025-01-28** Filed for introduction `filing`
- **2025-02-10** Introduced, Passed on First Consideration `introduction`
- **2025-02-12** Passed on Second Consideration, refer to Senate Commerce and Labor Committee `referral-committee`
- **2025-03-05** Placed on Senate Commerce and Labor Committee calendar for 3/11/2025
- **2025-03-11** Recommended for passage, refer to Senate Calendar Committee
- **2025-03-14** Placed on Senate Regular Calendar for 3/17/2025
- **2025-03-17** Engrossed; ready for transmission to House `receipt`
- **2025-03-17** Passed Senate, Ayes 32, Nays 0 `passage`
- **2025-03-20** Rcvd. from S., held on H. desk.
- **2025-04-03** Passed H., Ayes 88, Nays 0, PNV 1 `passage`
- **2025-04-03** Subst. for comp. HB. `substitution`
- **2025-04-04** Enrolled and ready for signatures `enrolled`
- **2025-04-07** Signed by H. Speaker `passage`
- **2025-04-07** Signed by Senate Speaker `passage`
- **2025-04-08** Transmitted to Governor for action. `executive-receipt`
- **2025-04-15** Signed by Governor. `executive-signature`
- **2025-04-29** Effective date(s) 07/01/2025
- **2025-04-29** Pub. Ch. 210

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/024065da-0c1a-4f82-8e3e-e4620857df93`. Confidence: reported (aggregated from official Tennessee legislature records).