---
type: "Bill"
title: "Check Cashing and Deferred Deposit Lending Amendments"
description: "Check Cashing and Deferred Deposit Lending Amendments"
jurisdiction: "us/states/ut"
legislature: "Utah Legislature"
session: "2017"
identifier: "H.B. 40"
citation: "Utah H.B. 40 (2017)"
classification: ["bill"]
subjects: ["Business", "Financial Institutions"]
status: "enacted"
primary_sponsors: ["Daw, Brad M."]
version_count: 3
action_count: 33
vote_count: 4
first_action: "2016-12-13"
last_action: "2017-03-17"
source: "openstates"
source_identifier: "ocd-bill/5fb5259c-499a-4017-9ba9-73d0773badbc"
source_url: "http://le.utah.gov/~2017/bills/static/HB0040.html"
source_hash: "ff6ab6a4dd8adc3e25b551600080dbe17fb55470154fa495f95d0d7c51153b4e"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-ut"]
---

# Utah H.B. 40 (2017) — Check Cashing and Deferred Deposit Lending Amendments

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Introduced** (filed) — [source](http://le.utah.gov/~2017/bills/hbillint/HB0040.pdf)
2. **Amended** (committee substitute) — [source](http://le.utah.gov/~2017/bills/hbillamd/HB0040.pdf)
3. **Enrolled** (enrolled) — [source](http://le.utah.gov/~2017/bills/hbillenr/HB0040.pdf)

## Votes

- passed 3rd reading — **72–0** (pass) · legislature
- Senate Comm - Favorable Recommendation — **3–0** (pass) · legislature
- Senate Comm - Consent Calendar Recommendation — **3–0** (pass) · legislature
- passed 3rd reading — **26–0** (pass) · legislature

## Sponsors

- Daw, Brad M. — primary (person)
- Bramble, Curtis S. — cosponsor (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2016-12-13** Bill Numbered but not Distributed
- **2016-12-13** Numbered Bill Publicly Distributed
- **2016-12-13** bill sent to agencies for fiscal input
- **2017-01-05** received bill from Legislative Research
- **2017-01-16** fiscal note sent to sponsor
- **2017-01-17** fiscal note publicly available
- **2017-01-18** received fiscal note from Fiscal Analyst
- **2017-01-23** 1st reading (Introduced) `introduction, reading-1`
- **2017-01-23** 2nd reading `reading-2`
- **2017-01-23** Rules to 3rd Reading Calendar
- **2017-01-25** 3rd reading `reading-3`
- **2017-01-25** floor amendment # 2
- **2017-01-25** passed 3rd reading `passage`
- **2017-01-25** to Senate
- **2017-01-25** received from House
- **2017-01-26** 1st reading (Introduced) `introduction, reading-1`
- **2017-01-30** to Senate Business and Labor Committee `referral-committee`
- **2017-01-31** Senate Comm - Favorable Recommendation `committee-passage-favorable`
- **2017-01-31** Senate Comm - Consent Calendar Recommendation
- **2017-02-01** comm rpt/placed on Consent Calendar
- **2017-02-01** 2nd reading `reading-2`
- **2017-02-06** 3rd reading `reading-3`
- **2017-02-06** passed 3rd reading `passage`
- **2017-02-06** signed by President/returned to House
- **2017-02-06** to House
- **2017-02-06** received from Senate
- **2017-02-06** signed by Speaker/sent for enrolling
- **2017-02-06** Bill Received from House for Enrolling
- **2017-02-13** Draft of Enrolled Bill Prepared
- **2017-03-14** Enrolled Bill Returned to House or Senate
- **2017-03-14** enrolled bill to Printing
- **2017-03-15** to Governor `executive-receipt`
- **2017-03-17** Governor Signed `executive-signature`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/5fb5259c-499a-4017-9ba9-73d0773badbc`. Confidence: reported (aggregated from official Utah legislature records).