---
type: "Bill"
title: "Consumer Credit Protection Amendments"
description: "Consumer Credit Protection Amendments"
jurisdiction: "us/states/ut"
legislature: "Utah Legislature"
session: "2024"
identifier: "HB 99"
citation: "Utah HB 99 (2024)"
classification: ["bill"]
subjects: ["Business", "Commerce and Trade", "Consumer Credit", "Consumer Protection", "Department of Commerce"]
status: "enacted"
primary_sponsors: ["Birkeland, Kera"]
version_count: 2
action_count: 34
vote_count: 5
first_action: "2023-12-29"
last_action: "2024-03-13"
source: "openstates"
source_identifier: "ocd-bill/a34cac6e-cf1c-4247-b0d4-cc53fc22a8dc"
source_url: "https://le.utah.gov/~2024/bills/static/HB0099.html"
source_hash: "2ff681938b2a081439f69d80bde80f0d1fe70c9e6ac32db6f87cee223fd72941"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-ut"]
---

# Utah HB 99 (2024) — Consumer Credit Protection Amendments

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Introduced** (filed) — [source](https://le.utah.gov/~2024/bills/hbillint/HB0099.pdf)
2. **Enrolled** (enrolled) — [source](https://le.utah.gov/~2024/bills/hbillenr/HB0099.pdf)

## Votes

- passed 3rd reading — **70–0** (pass) · lower
- House Comm - Favorable Recommendation — **10–0** (pass) · lower
- passed 3rd reading — **26–0** (pass) · upper
- Senate Comm - Consent Calendar Recommendation — **7–0** (pass) · lower
- Senate Comm - Favorable Recommendation — **7–0** (pass) · lower

## Sponsors

- Birkeland, Kera — primary (person)
- Bramble, Curtis S. — cosponsor (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2023-12-29** Bill Numbered but not Distributed
- **2023-12-29** Numbered Bill Publicly Distributed
- **2023-12-29** bill sent to agencies for fiscal input
- **2024-01-10** received bill from Legislative Research `receipt`
- **2024-01-11** fiscal note publicly available
- **2024-01-16** received fiscal note from Fiscal Analyst `receipt`
- **2024-01-16** 1st reading (Introduced) `introduction, reading-1`
- **2024-01-18** to House Economic Development and Workforce Services Committee
- **2024-01-23** House Comm - Favorable Recommendation `committee-passage-favorable`
- **2024-01-24** committee report favorable `committee-passage-favorable`
- **2024-01-24** 2nd reading `reading-2`
- **2024-01-30** 3rd reading `reading-3`
- **2024-01-30** passed 3rd reading `passage`
- **2024-01-30** to Senate
- **2024-01-30** received from House `receipt`
- **2024-01-31** 1st reading (Introduced) `introduction, reading-1`
- **2024-01-31** to Senate Business and Labor Committee
- **2024-02-08** Senate Comm - Favorable Recommendation `committee-passage-favorable`
- **2024-02-08** Senate Comm - Consent Calendar Recommendation
- **2024-02-08** comm rpt/placed on Consent Calendar
- **2024-02-08** 2nd reading `reading-2`
- **2024-02-13** 3rd reading `reading-3`
- **2024-02-13** passed 3rd reading `passage`
- **2024-02-13** signed by President/returned to House `passage`
- **2024-02-13** to House
- **2024-02-13** received from Senate `receipt`
- **2024-02-13** signed by Speaker/sent for enrolling `passage`
- **2024-02-14** Bill Received from House for Enrolling
- **2024-02-14** Draft of Enrolled Bill Prepared
- **2024-03-07** Enrolled Bill Returned to House or Senate `enrolled`
- **2024-03-07** enrolled bill to Printing
- **2024-03-08** received enrolled bill from Printing `receipt`
- **2024-03-08** to Governor `executive-receipt`
- **2024-03-13** Governor Signed `executive-signature`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/a34cac6e-cf1c-4247-b0d4-cc53fc22a8dc`. Confidence: reported (aggregated from official Utah legislature records).