---
type: "Bill"
title: "Consumer Credit Amendments"
description: "Consumer Credit Amendments"
jurisdiction: "us/states/ut"
legislature: "Utah Legislature"
session: "2026"
identifier: "SB 230"
citation: "Utah SB 230 (2026)"
classification: ["bill"]
subjects: ["Business", "Commerce and Trade", "Consumer Credit", "Contracts and Obligations"]
status: "enacted"
primary_sponsors: ["Brammer, Brady"]
version_count: 2
action_count: 38
vote_count: 3
first_action: "2026-01-30T21:18:25+00:00"
last_action: "2026-03-23T13:54:00+00:00"
source: "openstates"
source_identifier: "ocd-bill/4737d03f-6f36-4747-8b53-595bca5816ad"
source_url: "https://le.utah.gov/~2026/bills/static/SB0230.html"
source_hash: "be096db7c8e2cd64b06daa9e43ca9549e0cb4eae92ccc39601b7eacc90aec08a"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-ut"]
---

# Utah SB 230 (2026) — Consumer Credit Amendments

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Introduced** (filed) — [source](https://le.utah.gov/Session/2026/bills/introduced/SB0230.xml)
2. **Enrolled** (enrolled) — [source](https://le.utah.gov/Session/2026/bills/enrolled/SB0230.xml)

## Votes

- House/ passed 3rd reading — **69–0** (pass) · lower
- Senate/ passed 2nd reading — **25–0** (pass) · upper
- Senate/ passed 3rd reading — **25–0** (pass) · upper

## Sponsors

- Brammer, Brady — primary (person)
- Roberts, Calvin — cosponsor (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2026-01-30T21:18:25+00:00** Bill Numbered but not Distributed
- **2026-01-30T21:18:25+00:00** Numbered Bill Publicly Distributed
- **2026-01-30T21:18:30+00:00** LFA/ bill assigned to staff for fiscal analysis for SB0230
- **2026-01-30T21:18:30+00:00** LFA/ bill sent to agencies for fiscal input for SB0230
- **2026-02-02T17:09:09+00:00** Senate/ received bill from Legislative Research `receipt`
- **2026-02-02T18:20:06+00:00** Senate/ 1st reading (Introduced)
- **2026-02-03T14:41:50+00:00** LFA/ fiscal note sent to sponsor for SB0230
- **2026-02-03T18:22:16+00:00** Senate/ to standing committee [Senate Business and Labor Committee] `referral-committee`
- **2026-02-03T19:38:15+00:00** LFA/ fiscal note publicly available for SB0230
- **2026-02-03T20:47:00+00:00** Senate/ received fiscal note from Fiscal Analyst `receipt`
- **2026-02-06T23:13:25+00:00** Senate Comm - Favorable Recommendation [Senate Business and Labor Committee] `committee-passage-favorable`
- **2026-02-09T18:14:19+00:00** Senate/ committee report favorable [Senate Business and Labor Committee] `committee-passage-favorable`
- **2026-02-09T18:14:20+00:00** Senate/ placed on 2nd Reading Calendar
- **2026-02-23T22:00:52+00:00** Senate/ 2nd reading
- **2026-02-23T22:02:48+00:00** Senate/ passed 2nd reading `reading-2`
- **2026-02-24T17:27:46+00:00** Senate/ 3rd reading
- **2026-02-24T17:29:53+00:00** Senate/ passed 3rd reading `passage`
- **2026-02-24T17:29:54+00:00** Senate/ to House
- **2026-02-24T19:12:17+00:00** House/ received from Senate `receipt`
- **2026-02-24T21:16:51+00:00** House/ 1st reading (Introduced)
- **2026-02-25T18:59:21+00:00** House/ to standing committee [House Business, Labor, and Commerce Committee] `referral-committee`
- **2026-02-27T23:58:49+00:00** House Comm - Favorable Recommendation [House Business, Labor, and Commerce Committee] `committee-passage-favorable`
- **2026-02-28T00:00:00+00:00** House Comm - Consent Calendar Recommendation [House Business, Labor, and Commerce Committee]
- **2026-03-02T17:23:07+00:00** House/ comm rpt/ placed on Consent Calendar [House Business, Labor, and Commerce Committee]
- **2026-03-02T17:23:08+00:00** House/ 2nd reading
- **2026-03-04T15:53:54+00:00** House/ 3rd reading
- **2026-03-04T15:56:02+00:00** House/ passed 3rd reading `passage`
- **2026-03-04T15:56:03+00:00** House/ signed by Speaker/ returned to Senate `passage`
- **2026-03-04T15:56:04+00:00** House/ to Senate
- **2026-03-05T00:22:24+00:00** Senate/ received from House `receipt`
- **2026-03-05T00:22:25+00:00** Senate/ signed by President/ sent for enrolling `passage`
- **2026-03-06T15:23:19+00:00** Bill Received from Senate for Enrolling
- **2026-03-06T15:23:20+00:00** Draft of Enrolled Bill Prepared
- **2026-03-11T15:03:26+00:00** Enrolled Bill Returned to House or Senate `enrolled`
- **2026-03-11T15:03:30+00:00** Senate/ enrolled bill to Printing
- **2026-03-13T16:28:06+00:00** Senate/ received enrolled bill from Printing `receipt`
- **2026-03-13T16:28:08+00:00** Senate/ to Governor `executive-receipt`
- **2026-03-23T13:54:00+00:00** Governor Signed `executive-signature`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/4737d03f-6f36-4747-8b53-595bca5816ad`. Confidence: reported (aggregated from official Utah legislature records).