---
type: "Bill"
title: "Health insurance; short-term limited-duration medical plans, definitions, effective date."
description: "Health insurance; short-term limited-durationmedical plans. Prohibits carriers from issuing in the Commonwealthany short-term limited-duration medical plan with a duration thatexceeds three months or that can be renewed or extended, or if theplan's issuance would result in a covered person being covered bya short-term limited-duration medical plan for more than three monthsin any 12-month period. The measure prohibits a carrier from issuinga short-term limited-duration medical plan during an annual openenrollment period. The measure also requires carriers to rebate premiumsfrom short-term limited-duration medical plans when the medical lossratio for such plans is less than 85 percent."
jurisdiction: "us/states/va"
legislature: "Virginia General Assembly"
session: "2020"
identifier: "HB 1037"
citation: "Virginia HB 1037 (2020)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Sam Rasoul"]
version_count: 5
action_count: 46
vote_count: 10
first_action: "2020-01-07"
last_action: "2020-04-10"
source: "openstates"
source_identifier: "ocd-bill/62881609-0599-4a00-8a44-46b4b53b3fc3"
source_url: "https://lis.virginia.gov/cgi-bin/legp604.exe?201+sum+HB1037"
source_hash: "7ff30142fde0c36336ed672675007ef4c3f27332688f661cab46b16787a7bd39"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-va"]
---

# Virginia HB 1037 (2020) — Health insurance; short-term limited-duration medical plans, definitions, effective date.

Health insurance; short-term limited-durationmedical plans. Prohibits carriers from issuing in the Commonwealthany short-term limited-duration medical plan with a duration thatexceeds three months or that can be renewed or extended, or if theplan's issuance would result in a covered person being covered bya short-term limited-duration medical plan for more than three monthsin any 12-month period. The measure prohibits a carrier from issuinga short-term limited-duration medical plan during an annual openenrollment period. The measure also requires carriers to rebate premiumsfrom short-term limited-duration medical plans when the medical lossratio for such plans is less than 85 percent.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Acts of Assembly Chapter text (CHAP1076)** (committee substitute) — [source](https://lis.virginia.gov/cgi-bin/legp604.exe?201+ful+CHAP1076)
2. **Bill text as passed House and Senate (HB1037ER)** (committee substitute) — [source](https://lis.virginia.gov/cgi-bin/legp604.exe?201+ful+HB1037ER)
3. **Engrossed by House - committee substitute HB1037H1** (committee substitute) — [source](https://lis.virginia.gov/cgi-bin/legp604.exe?201+ful+HB1037H1)
4. **Impact statement from SCC (HB1037)** (committee substitute) — [source](https://lis.virginia.gov/cgi-bin/legp604.exe?201+ful+HB1037)
5. **Impact statement from SCC (HB1037S1)** (committee substitute) — [source](https://lis.virginia.gov/cgi-bin/legp604.exe?201+ful+HB1037S1)

## Votes

- Senate insisted on substitute (38-Y 0-N) — **38–0** (pass) · upper
- Reported from Commerce and Labor with substitute (12-Y 3-N) — **12–3** (pass) · upper
- VOTE: REJECTED (1-Y 94-N) — **1–93** (fail) · lower
- Conference report agreed to by Senate (21-Y 19-N) — **21–19** (pass) · upper
- Reported from Labor and Commerce with substitute (13-Y 9-N) — **13–9** (pass) · lower
- VOTE: Adoption (51-Y 43-N) — **50–43** (pass) · lower
- Constitutional reading dispensed (39-Y 0-N) — **39–0** (pass) · upper
- Subcommittee recommends reporting with substitute (5-Y 3-N) — **5–3** (pass) · lower
- Passed Senate with substitute (21-Y 19-N) — **21–19** (pass) · upper
- VOTE: Passage (57-Y 43-N) — **56–43** (pass) · lower

## Sponsors

- Sam Rasoul — primary (person)
- Ibraheem S. Samirah — cosponsor (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2020-01-07** Prefiled and ordered printed; offered 01/08/20 20102769D `introduction`
- **2020-01-07** Referred to Committee on Labor and Commerce `referral-committee`
- **2020-01-16** Assigned L & C sub: Subcommittee #2 `referral-committee`
- **2020-01-23** Impact statement from SCC (HB1037)
- **2020-01-30** Subcommittee recommends reporting with substitute (5-Y 3-N)
- **2020-02-04** Reported from Labor and Commerce with substitute (13-Y 9-N) `committee-passage`
- **2020-02-04** Committee substitute printed 20107200D-H1 `substitution`
- **2020-02-05** Read first time `reading-1`
- **2020-02-06** Read second time `reading-2`
- **2020-02-06** Committee substitute agreed to 20107200D-H1
- **2020-02-06** Engrossed by House - committee substitute HB1037H1
- **2020-02-07** Read third time and passed House (57-Y 43-N) `passage, reading-3`
- **2020-02-07** VOTE: Passage (57-Y 43-N)
- **2020-02-10** Impact statement from SCC (HB1037H1)
- **2020-02-10** Constitutional reading dispensed
- **2020-02-10** Referred to Committee on Commerce and Labor `referral-committee`
- **2020-02-17** Reported from Commerce and Labor with substitute (12-Y 3-N) `committee-passage`
- **2020-02-17** Committee substitute printed 20108499D-S1 `substitution`
- **2020-02-19** Constitutional reading dispensed (39-Y 0-N)
- **2020-02-20** Passed by for the day
- **2020-02-21** Passed by for the day
- **2020-02-21** Impact statement from SCC (HB1037S1)
- **2020-02-24** Read third time `reading-3`
- **2020-02-24** Reading of substitute waived
- **2020-02-24** Committee substitute agreed to 20108499D-S1
- **2020-02-24** Engrossed by Senate - committee substitute HB1037S1
- **2020-02-24** Passed Senate with substitute (21-Y 19-N) `passage`
- **2020-02-26** Placed on Calendar
- **2020-02-26** Senate substitute rejected by House 20108499D-S1 (1-Y 94-N)
- **2020-02-26** VOTE: REJECTED (1-Y 94-N)
- **2020-02-28** Senate insisted on substitute (38-Y 0-N)
- **2020-02-28** Senate requested conference committee
- **2020-03-02** House acceded to request
- **2020-03-02** Conferees appointed by House
- **2020-03-03** Conferees appointed by Senate
- **2020-03-05** Amended by conference committee
- **2020-03-05** Conference report agreed to by House (51-Y 43-N)
- **2020-03-05** VOTE: Adoption (51-Y 43-N)
- **2020-03-07** Conference report agreed to by Senate (21-Y 19-N)
- **2020-03-18** Enrolled
- **2020-03-18** Signed by President
- **2020-03-19** Signed by Speaker
- **2020-03-20** Impact statement from SCC (HB1037ER)
- **2020-03-20** Enrolled Bill communicated to Governor on March 20, 2020
- **2020-03-20** Governor's Action Deadline 11:59 p.m., April 11, 2020
- **2020-04-10** Approved by Governor-Chapter 1076 (effective 7/1/21) `executive-signature`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/62881609-0599-4a00-8a44-46b4b53b3fc3`. Confidence: reported (aggregated from official Virginia legislature records).