---
type: "Bill"
title: "Motor vehicle liability insurance; increases coverage amounts."
description: "Motor vehicle liability insurance coverage limits. Increases the motor vehicle liability insurance coverage amountsfrom $25,000 to $50,000 in cases of bodily injury to or death ofone person, from $50,000 to $100,000 in cases of bodily injury toor death of more than one person in any one accident, and from $20,000to $40,000 for damage to property of others as a result of any oneaccident. The bill requires that self-insured operators of taxicabsmaintain protection against uninsured and underinsured drivers withthe current limits of $25,000, $50,000, and $20,000, respectively.The bill applies to policies issued or renewed on or after January1, 2022."
jurisdiction: "us/states/va"
legislature: "Virginia General Assembly"
session: "2021"
identifier: "SB 1182"
citation: "Virginia SB 1182 (2021)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Scott A. Surovell"]
version_count: 4
action_count: 36
vote_count: 8
first_action: "2021-01-08"
last_action: "2021-03-18"
source: "openstates"
source_identifier: "ocd-bill/5cfe1ad6-8640-4fb6-abb8-a8a50652b14e"
source_url: "https://lis.virginia.gov/cgi-bin/legp604.exe?212+sum+SB1182"
source_hash: "01a94fbe4b65d235e511c5e3f8613d773ce1bc9f974a5c790f41acb39835a9d1"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-va"]
---

# Virginia SB 1182 (2021) — Motor vehicle liability insurance; increases coverage amounts.

Motor vehicle liability insurance coverage limits. Increases the motor vehicle liability insurance coverage amountsfrom $25,000 to $50,000 in cases of bodily injury to or death ofone person, from $50,000 to $100,000 in cases of bodily injury toor death of more than one person in any one accident, and from $20,000to $40,000 for damage to property of others as a result of any oneaccident. The bill requires that self-insured operators of taxicabsmaintain protection against uninsured and underinsured drivers withthe current limits of $25,000, $50,000, and $20,000, respectively.The bill applies to policies issued or renewed on or after January1, 2022.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **CHAP0273** (committee substitute) — [source](https://lis.virginia.gov/cgi-bin/legp604.exe?212+ful+CHAP0273)
2. **Committee substitute printed 21200419D-H1** (committee substitute) — [source](https://lis.virginia.gov/cgi-bin/legp604.exe?212+ful+SB1182H1)
3. **Prefiled and ordered printed; offered 01/13/21 21100652D** (committee substitute) — [source](https://lis.virginia.gov/cgi-bin/legp604.exe?212+ful+SB1182)
4. **SB1182ER** (committee substitute) — [source](https://lis.virginia.gov/cgi-bin/legp604.exe?212+ful+SB1182ER)

## Votes

- VOTE: Passage (61-Y 37-N) — **60–37** (pass) · lower
- House substitute with amendments agreed to by Senate (29-Y 9-N 1-A) — **29–9** (pass) · upper
- Constitutional reading dispensed (39-Y 0-N) — **39–0** (pass) · upper
- Continued to Special Session 1 in Labor and Commerce — **0–0** (fail) · lower
- Read third time and passed Senate (27-Y 11-N 1-A) — **27–11** (pass) · upper
- Subcommittee recommends reporting with substitute (6-Y 2-N) — **6–2** (pass) · lower
- Reported from Commerce and Labor (12-Y 3-N) — **12–3** (pass) · upper
- Reported from Labor and Commerce with substitute (15-Y 7-N) — **15–7** (pass) · lower

## Sponsors

- Scott A. Surovell — primary (person)
- Lamont Bagby — cosponsor (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2021-01-08** Prefiled and ordered printed; offered 01/13/21 21100652D `introduction`
- **2021-01-08** Referred to Committee on Commerce and Labor `referral-committee`
- **2021-01-18** Impact statement from SCC (SB1182)
- **2021-01-18** Reported from Commerce and Labor (12-Y 3-N) `committee-passage`
- **2021-01-20** Constitutional reading dispensed (39-Y 0-N)
- **2021-01-21** Passed by for the day
- **2021-01-22** Read second time and engrossed `reading-2`
- **2021-01-25** Read third time and passed Senate (27-Y 11-N 1-A) `passage, reading-3`
- **2021-02-05** Placed on Calendar
- **2021-02-05** Read first time `reading-1`
- **2021-02-05** Referred to Committee on Labor and Commerce `referral-committee`
- **2021-02-08** Continued to Special Session 1 in Labor and Commerce
- **2021-02-10** Assigned L & C sub: Subcommittee #2 `referral-committee`
- **2021-02-16** House subcommittee amendments and substitutes offered
- **2021-02-16** Subcommittee recommends reporting with substitute (6-Y 2-N)
- **2021-02-17** House subcommittee amendments and substitutes offered
- **2021-02-18** House committee, floor amendments and substitutes offered
- **2021-02-18** Reported from Labor and Commerce with substitute (15-Y 7-N) `committee-passage`
- **2021-02-18** Committee substitute printed 21200419D-H1 `substitution`
- **2021-02-22** Read second time `reading-2`
- **2021-02-23** Read third time `reading-3`
- **2021-02-23** Committee substitute agreed to 21200419D-H1
- **2021-02-23** Amendments by Delegate Heretick agreed to `amendment-passage`
- **2021-02-23** Engrossed by House - committee substitute with amendments SB1182H1
- **2021-02-23** Passed House with substitute with amendments (61-Y 37-N) `passage`
- **2021-02-23** VOTE: Passage (61-Y 37-N)
- **2021-02-24** House substitute with amendments agreed to by Senate (29-Y 9-N 1-A)
- **2021-02-24** Title replaced 21200419D-H1
- **2021-02-25** Impact statement from SCC (SB1182H1)
- **2021-02-26** Enrolled
- **2021-02-26** Impact statement from SCC (SB1182ER)
- **2021-02-26** Signed by Speaker
- **2021-02-27** Signed by President
- **2021-03-01** Enrolled Bill Communicated to Governor on March 1, 2021
- **2021-03-01** Governor's Action Deadline 11:59 p.m., March 31, 2021
- **2021-03-18** Approved by Governor-Chapter 273 (effective 1/1/22) `executive-signature`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/5cfe1ad6-8640-4fb6-abb8-a8a50652b14e`. Confidence: reported (aggregated from official Virginia legislature records).