---
type: "Bill"
title: "Insurance; public adjusters, standards of conduct."
description: "Insurance; public adjusters; standards of conduct. Prohibits a public adjuster from engaging in any activity that mayreasonably be construed as a conflict of interest, including solicitingor accepting any remuneration of any kind or nature, directly orindirectly, except as set forth in a public adjusting contract withan insured. Additionally, the bill provides that for the purposesof the prohibition on a public adjuster having a financial interestin an insured's claim, \"financial interest\" includes participationby a public adjuster, directly or indirectly, in the reconstruction,repair, or restoration of damaged property that is the subject ofa claim adjusted by that public adjuster. The bill contains technicalamendments."
jurisdiction: "us/states/va"
legislature: "Virginia General Assembly"
session: "2022"
identifier: "SB 194"
citation: "Virginia SB 194 (2022)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["T. Montgomery \"Monty\" Mason"]
version_count: 3
action_count: 23
vote_count: 5
first_action: "2022-01-10"
last_action: "2022-04-07"
source: "openstates"
source_identifier: "ocd-bill/414df428-457a-47a5-b56a-cb2c44c5c1d3"
source_url: "https://lis.virginia.gov/cgi-bin/legp604.exe?221+sum+SB194"
source_hash: "1c0312d920878f3c143ba3c68a532a53d4e682d0eeb430e0e78a07a5f65d1dca"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-va"]
---

# Virginia SB 194 (2022) — Insurance; public adjusters, standards of conduct.

Insurance; public adjusters; standards of conduct. Prohibits a public adjuster from engaging in any activity that mayreasonably be construed as a conflict of interest, including solicitingor accepting any remuneration of any kind or nature, directly orindirectly, except as set forth in a public adjusting contract withan insured. Additionally, the bill provides that for the purposesof the prohibition on a public adjuster having a financial interestin an insured's claim, "financial interest" includes participationby a public adjuster, directly or indirectly, in the reconstruction,repair, or restoration of damaged property that is the subject ofa claim adjusted by that public adjuster. The bill contains technicalamendments.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **CHAP0188** (committee substitute) — [source](https://lis.virginia.gov/cgi-bin/legp604.exe?221+ful+CHAP0188)
2. **Prefiled and ordered printed; offered 01/12/22 22101305D** (committee substitute) — [source](https://lis.virginia.gov/cgi-bin/legp604.exe?221+ful+SB194)
3. **SB194ER** (committee substitute) — [source](https://lis.virginia.gov/cgi-bin/legp604.exe?221+ful+SB194ER)

## Votes

- Constitutional reading dispensed (40-Y 0-N) — **40–0** (pass) · upper
- Reported from Commerce and Labor (15-Y 0-N) — **15–0** (pass) · upper
- VOTE: Block Vote Passage (100-Y 0-N) — **99–0** (pass) · lower
- Read third time and passed Senate (37-Y 0-N) — **37–0** (pass) · upper
- Reported from Commerce and Energy (22-Y 0-N) — **22–0** (pass) · lower

## Sponsors

- T. Montgomery "Monty" Mason — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2022-01-10** Prefiled and ordered printed; offered 01/12/22 22101305D `introduction`
- **2022-01-10** Referred to Committee on Commerce and Labor `referral-committee`
- **2022-01-16** Impact statement from SCC (SB194)
- **2022-01-17** Reported from Commerce and Labor (15-Y 0-N) `committee-passage`
- **2022-01-19** Constitutional reading dispensed (40-Y 0-N)
- **2022-01-20** Read second time and engrossed `reading-2`
- **2022-01-21** Read third time and passed Senate (37-Y 0-N) `passage, reading-3`
- **2022-02-22** Placed on Calendar
- **2022-02-22** Read first time `reading-1`
- **2022-02-22** Referred to Committee on Commerce and Energy `referral-committee`
- **2022-02-24** Reported from Commerce and Energy (22-Y 0-N) `committee-passage`
- **2022-02-28** Read second time `reading-2`
- **2022-03-01** Passed by temporarily
- **2022-03-01** Read third time `reading-3`
- **2022-03-01** Passed House BLOCK VOTE (100-Y 0-N) `passage`
- **2022-03-01** VOTE: Block Vote Passage (100-Y 0-N)
- **2022-03-03** Enrolled
- **2022-03-03** Impact statement from SCC (SB194ER)
- **2022-03-03** Signed by Speaker
- **2022-03-04** Signed by President
- **2022-03-11** Enrolled Bill Communicated to Governor on March 11, 2022
- **2022-03-11** Governor's Action Deadline 11:59 p.m., April 11, 2022
- **2022-04-07** Approved by Governor-Chapter 188 (effective 7/1/22) `executive-signature`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/414df428-457a-47a5-b56a-cb2c44c5c1d3`. Confidence: reported (aggregated from official Virginia legislature records).