---
type: "Bill"
title: "Relating to: authorized activities and operations of credit unions; the lending area of savings and loan associations; automated teller machines; residential mortgage loans and variable rate loans; payments for public deposit losses in failed financial institutions; promissory notes of certain public bodies; repealing rules promulgated by the Department of Financial Institutions; providing an exemption from rule-making procedures; and providing a penalty. (FE)"
description: "Relating to: authorized activities and operations of credit unions; the lending area of savings and loan associations; automated teller machines; residential mortgage loans and variable rate loans; payments for public deposit losses in failed financial institutions; promissory notes of certain public bodies; repealing rules promulgated by the Department of Financial Institutions; providing an exemption from rule-making procedures; and providing a penalty. (FE)"
jurisdiction: "us/states/wi"
legislature: "Wisconsin Legislature"
session: "2023"
identifier: "SB 773"
citation: "Wisconsin SB 773 (2023)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Cabral-Guevara", "Felzkowski", "Marklein", "Stafsholt", "Taylor"]
version_count: 2
action_count: 33
vote_count: 2
first_action: "2023-12-08T06:00:00+00:00"
last_action: "2024-03-22T05:00:00+00:00"
source: "openstates"
source_identifier: "ocd-bill/ed784a08-8bb0-46f7-8753-4724565ff857"
source_url: "https://docs.legis.wisconsin.gov/2023/proposals/reg/sen/bill/sb773"
source_hash: "888eb1bab7d2459db39dcac4ae8882e9ab3961e3985367d9e89c06ae59f8e698"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-wi"]
---

# Wisconsin SB 773 (2023) — Relating to: authorized activities and operations of credit unions; the lending area of savings and loan associations; automated teller machines; residential mortgage loans and variable rate loans; payments for public deposit losses in failed financial institutions; promissory notes of certain public bodies; repealing rules promulgated by the Department of Financial Institutions; providing an exemption from rule-making procedures; and providing a penalty. (FE)

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Bill Text** (committee substitute) — [source](https://docs.legis.wisconsin.gov/document/proposaltext/2023/REG/SB773)
2. **Senate Amendment 1** (committee substitute) — [source](https://docs.legis.wisconsin.gov/document/amends/2023/REG/SB773-SA1)

## Votes

- Report passage as amended recommended by Committee on Financial Institutions and Sporting Heritage, Ayes 5, Noes 0 — **5–0** (pass) · upper
- Report adoption of Senate Amendment 1 recommended by Committee on Financial Institutions and Sporting Heritage, Ayes 5, Noes 0 — **5–0** (pass) · upper

## Sponsors

- Cabral-Guevara — primary (person)
- Felzkowski — primary (person)
- Marklein — primary (person)
- Stafsholt — primary (person)
- Taylor — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2023-12-08T06:00:00+00:00** Introduced by Senators Stafsholt, Cabral-Guevara, Felzkowski, Marklein and Taylor; cosponsored by Representatives Katsma, Murphy, O'Connor, Allen, Behnke, Dittrich, Goeben, Gundrum, Novak, Penterman and Rettinger `introduction`
- **2023-12-08T06:00:00+00:00** Read first time and referred to Committee on Financial Institutions and Sporting Heritage `reading-1, referral-committee`
- **2023-12-19T06:00:00+00:00** Public hearing held
- **2023-12-20T06:00:00+00:00** Fiscal estimate received `receipt`
- **2024-01-03T06:00:00+00:00** Senate Amendment 1 offered by Senator Stafsholt
- **2024-01-05T06:00:00+00:00** Executive action taken
- **2024-01-05T06:00:00+00:00** Report adoption of Senate Amendment 1 recommended by Committee on Financial Institutions and Sporting Heritage, Ayes 5, Noes 0 `amendment-passage`
- **2024-01-05T06:00:00+00:00** Report passage as amended recommended by Committee on Financial Institutions and Sporting Heritage, Ayes 5, Noes 0 `committee-passage-favorable`
- **2024-01-05T06:00:00+00:00** Available for scheduling
- **2024-01-09T06:00:00+00:00** Senator Cowles added as a coauthor
- **2024-01-12T06:00:00+00:00** Placed on calendar 1-16-2024 pursuant to Senate Rule 18(1)
- **2024-01-12T06:00:00+00:00** Senator Spreitzer added as a coauthor
- **2024-01-16T06:00:00+00:00** Read a second time `reading-2`
- **2024-01-16T06:00:00+00:00** Senate Amendment 1 adopted `amendment-passage`
- **2024-01-16T06:00:00+00:00** Ordered to a third reading `reading-3`
- **2024-01-16T06:00:00+00:00** Rules suspended to give bill its third reading
- **2024-01-16T06:00:00+00:00** Read a third time and passed `passage, reading-3`
- **2024-01-16T06:00:00+00:00** Ordered immediately messaged
- **2024-01-16T06:00:00+00:00** Received from Senate `receipt`
- **2024-01-16T06:00:00+00:00** Read first time and referred to committee on Rules `referral-committee`
- **2024-01-16T06:00:00+00:00** Placed on calendar 1-18-2024 by Committee on Rules
- **2024-01-17T06:00:00+00:00** Representatives Emerson and Gustafson added as cosponsors
- **2024-01-18T06:00:00+00:00** Rules suspended to withdraw from calendar and take up `withdrawal`
- **2024-01-18T06:00:00+00:00** Read a second time `reading-2`
- **2024-01-18T06:00:00+00:00** Ordered to a third reading `reading-3`
- **2024-01-18T06:00:00+00:00** Rules suspended
- **2024-01-18T06:00:00+00:00** Read a third time and concurred in `passage, reading-3`
- **2024-01-18T06:00:00+00:00** Ordered immediately messaged
- **2024-01-18T06:00:00+00:00** Received from Assembly concurred in `receipt`
- **2024-01-22T06:00:00+00:00** Report correctly enrolled `enrolled`
- **2024-03-18T05:00:00+00:00** Presented to the Governor on 3-18-2024 `executive-receipt`
- **2024-03-22T05:00:00+00:00** Report approved by the Governor on 3-21-2024. 2023 Wisconsin Act 128 `executive-signature`
- **2024-03-22T05:00:00+00:00** Published 3-22-2024 `became-law`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/ed784a08-8bb0-46f7-8753-4724565ff857`. Confidence: reported (aggregated from official Wisconsin legislature records).