---
type: "Bill"
title: "Designating specific insurance coverages exempt from rate filing requirements"
description: "Designating specific insurance coverages exempt from rate filing requirements"
jurisdiction: "us/states/wv"
legislature: "West Virginia Legislature"
session: "2018"
identifier: "SB 495"
citation: "West Virginia SB 495 (2018)"
classification: ["bill"]
subjects: ["Insurance"]
status: "enacted"
primary_sponsors: ["Azinger"]
version_count: 3
action_count: 45
vote_count: 3
first_action: "2018-02-06"
last_action: "2018-04-23"
source: "openstates"
source_identifier: "ocd-bill/35af6282-bf8a-466a-9747-54a435fc9be6"
source_url: "http://www.legis.state.wv.us/Bill_Status/Bills_history.cfm?input=495&year=2018&sessiontype=RS&btype=bill"
source_hash: "391936f74c17339acd7031371c226ffe6d57e5a37a2bd4a8394a23d31206d6dc"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-wv"]
---

# West Virginia SB 495 (2018) — Designating specific insurance coverages exempt from rate filing requirements

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Committee Substitute** (committee substitute) — [source](http://www.legis.state.wv.us/Bill_Status/bills_text.cfm?billdoc=SB495%20SUB1.htm&yr=2018&sesstype=RS&i=495)
2. **Enrolled Committee Substitute** (committee substitute) — [source](http://www.legis.state.wv.us/Bill_Status/bills_text.cfm?billdoc=SB495%20SUB1%20enr.htm&yr=2018&sesstype=RS&i=495)
3. **Introduced Version** (committee substitute) — [source](http://www.legis.state.wv.us/Bill_Status/bills_text.cfm?billdoc=SB495%20INTR.htm&yr=2018&sesstype=RS&i=495)

## Votes

- PASSAGE — **94–4** (pass) · legislature
- PASSAGE — **96–2** (pass) · legislature
- Passage — **30–2** (pass) · legislature

## Sponsors

- Azinger — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2018-02-06** Filed for introduction `filing`
- **2018-02-06** To Banking and Insurance `referral-committee`
- **2018-02-06** Introduced in Senate `introduction`
- **2018-02-06** To Banking and Insurance `referral-committee`
- **2018-02-13** Committee substitute reported
- **2018-02-14** On 1st reading
- **2018-02-14** Read 1st time `reading-1`
- **2018-02-15** On 2nd reading
- **2018-02-15** Read 2nd time `reading-2`
- **2018-02-16** On 3rd reading
- **2018-02-16** Read 3rd time `reading-3`
- **2018-02-16** Passed Senate (Roll No. 139) `passage`
- **2018-02-16** Ordered to House
- **2018-02-21** Introduced in House `introduction`
- **2018-02-21** To Banking and Insurance then Judiciary `referral-committee`
- **2018-02-21** To House Banking and Insurance `referral-committee`
- **2018-03-02** With amendment, do pass, but first to Judiciary `committee-passage`
- **2018-03-02** To House Judiciary `referral-committee`
- **2018-03-06** With amendment, do pass `committee-passage`
- **2018-03-07** On 1st reading, Special Calendar
- **2018-03-07** Read 1st time `reading-1`
- **2018-03-08** On 2nd reading, Special Calendar
- **2018-03-08** Read 2nd time `reading-2`
- **2018-03-08** Committee amendment adopted (Voice vote)
- **2018-03-09** On 3rd reading, Special Calendar
- **2018-03-09** Read 3rd time `reading-3`
- **2018-03-09** Passed House (Roll No. 467) `passage`
- **2018-03-09** Title amendment adopted (Voice vote)
- **2018-03-09** Communicated to Senate
- **2018-03-10** House Message received
- **2018-03-10** Senate amends House amendment and passed bill (Roll No. 482)
- **2018-03-10** Senate requests House to concur
- **2018-03-10** House received Senate message
- **2018-03-10** House concurred in Senate title amendment
- **2018-03-10** Passed House (Roll No. 526) `passage`
- **2018-03-10** Communicated to Senate
- **2018-03-10** Completed legislative action
- **2018-03-10** House Message received
- **2018-03-10** To Governor 3/21/18 - House Journal `executive-receipt`
- **2018-03-21** To Governor 3/21/18 `executive-receipt`
- **2018-03-10** To Governor 3/21/18 - Senate Journal `executive-receipt`
- **2018-03-10** Approved by Governor 3/27/18 - House Journal
- **2018-03-27** Approved by Governor 3/27/18 `executive-signature`
- **2018-03-10** Approved by Governor 3/27/18 - Senate Journal
- **2018-04-23** Chapter 128, Acts, Regular Session, 2018

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/35af6282-bf8a-466a-9747-54a435fc9be6`. Confidence: reported (aggregated from official West Virginia legislature records).