---
type: "Bill"
title: "Relating to claims arising out of WV Consumer Credit and Protection Act"
description: "Relating to claims arising out of WV Consumer Credit and Protection Act"
jurisdiction: "us/states/wv"
legislature: "West Virginia Legislature"
session: "2021"
identifier: "SB 5"
citation: "West Virginia SB 5 (2021)"
classification: ["bill"]
subjects: ["Consumer Protection"]
status: "enacted"
primary_sponsors: ["Rucker"]
version_count: 3
action_count: 32
vote_count: 1
first_action: "2021-02-10"
last_action: "2021-05-24"
source: "openstates"
source_identifier: "ocd-bill/fc41d8b3-0340-4245-b09b-4919c7a054f1"
source_url: "http://www.legis.state.wv.us/Bill_Status/Bills_history.cfm?input=5&year=2021&sessiontype=RS&btype=bill"
source_hash: "984ed9d1d8de7863a2f7b4b171a55c8d94fbef0d7c1a3cf8908327baf0f22951"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-wv"]
---

# West Virginia SB 5 (2021) — Relating to claims arising out of WV Consumer Credit and Protection Act

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Committee Substitute** (committee substitute) — [source](http://www.legis.state.wv.us/Bill_Status/bills_text.cfm?billdoc=SB5%20SUB1.htm&yr=2021&sesstype=RS&i=5)
2. **Enrolled Committee Substitute** (committee substitute) — [source](http://www.legis.state.wv.us/Bill_Status/bills_text.cfm?billdoc=SB5%20SUB1%20ENR.htm&yr=2021&sesstype=RS&i=5)
3. **Introduced Version** (committee substitute) — [source](http://www.legis.state.wv.us/Bill_Status/bills_text.cfm?billdoc=SB5%20INTR.htm&yr=2021&sesstype=RS&i=5)

## Votes

- Passage — **0–0** (fail) · upper

## Sponsors

- Rucker — primary (person)
- Maroney — cosponsor (person)
- Swope — cosponsor (person)
- Takubo — cosponsor (person)
- Trump — cosponsor (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2021-02-10** Filed for introduction `filing`
- **2021-02-10** To Judiciary `referral-committee`
- **2021-02-10** Introduced in Senate `introduction`
- **2021-02-10** To Judiciary `referral-committee`
- **2021-02-25** Committee substitute reported
- **2021-02-26** On 1st reading
- **2021-02-26** Read 1st time `reading-1`
- **2021-03-01** On 2nd reading
- **2021-03-01** Read 2nd time `reading-2`
- **2021-03-02** On 3rd reading
- **2021-03-02** Read 3rd time `reading-3`
- **2021-03-02** Passed Senate (Roll No. 58) `passage`
- **2021-03-02** Ordered to House
- **2021-03-03** Introduced in House `introduction`
- **2021-03-03** To Judiciary `referral-committee`
- **2021-03-03** To House Judiciary `referral-committee`
- **2021-03-15** Do pass
- **2021-03-16** On 1st reading, Special Calendar
- **2021-03-16** Read 1st time `reading-1`
- **2021-03-17** On 2nd reading, Special Calendar
- **2021-03-17** Read 2nd time `reading-2`
- **2021-03-18** On 3rd reading, Special Calendar
- **2021-03-18** Read 3rd time `reading-3`
- **2021-03-18** Passed House (Roll No. 187) `passage`
- **2021-03-18** Communicated to Senate
- **2021-03-18** Completed legislative action
- **2021-03-19** House Message received
- **2021-03-23** To Governor 3/23/21 `executive-receipt`
- **2021-03-25** To Governor 3/23/21 - House Journal `executive-receipt`
- **2021-03-29** Approved by Governor 3/29/21 `executive-signature`
- **2021-03-30** Approved by Governor 3/29/21 - House Journal
- **2021-05-24** Chapter 61, Acts, Regular Session, 2021

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/fc41d8b3-0340-4245-b09b-4919c7a054f1`. Confidence: reported (aggregated from official West Virginia legislature records).