---
type: "LegalText"
title: "12 U.S.C. § 1735f–13"
description: "Prohibition of requirement of minimum principal loan amount"
jurisdiction: "us"
corpus: "united_states_code"
kind: "code_section"
title_number: 12
title_name: "BANKS AND BANKING"
chapter_number: "13"
chapter_name: "NATIONAL HOUSING"
section: "1735f–13"
citation: "12 U.S.C. § 1735f–13"
status: "current"
release_point: "119-100"
release_date: "2026-06-26"
source: "official"
source_url: "https://uscode.house.gov/download/releasepoints/us/pl/119/100/xml_usc12@119-100.zip"
source_identifier: "/us/usc/t12/s1735f–13"
source_file: "data/legal/raw/us/code/title-12/usc12.xml"
source_hash: "33587914b91643eacccf4fc937b4551dc77aecf1df7a0ab7b04c669f314d1c51"
raw_snapshot_hash: "e6b98700ef4156ac33fde5d105824845d727afa91a53f3762be2cf4d1a3b01fa"
text_hash: "c51d8d06999df6ead1ace9fb5cabb09949e0bd41615c76a110674f99eb9ee03d"
retrieved_at: "2026-07-04"
confidence: "official"
tags: ["legal", "us-code"]
---

# 12 U.S.C. § 1735f–13 - Prohibition of requirement of minimum principal loan amount

## Text

A mortgagee or lender may not require, as a condition of providing a loan insured under this chapter or secured by a mortgage insured under this chapter, that the principal amount of the loan exceed a minimum amount established by the mortgagee or lender.

(June 27, 1934, ch. 847, title V, § 535, as added Pub. L. 100–242, title IV, § 419(a), Feb. 5, 1988, 101 Stat. 1913.)