---
type: "LegalText"
title: "12 U.S.C. § 2615"
description: "Contracts and liens; validity"
jurisdiction: "us"
corpus: "united_states_code"
kind: "code_section"
title_number: 12
title_name: "BANKS AND BANKING"
chapter_number: "27"
chapter_name: "REAL ESTATE SETTLEMENT PROCEDURES"
section: "2615"
citation: "12 U.S.C. § 2615"
status: "current"
release_point: "119-100"
release_date: "2026-06-26"
source: "official"
source_url: "https://uscode.house.gov/download/releasepoints/us/pl/119/100/xml_usc12@119-100.zip"
source_identifier: "/us/usc/t12/s2615"
source_file: "data/legal/raw/us/code/title-12/usc12.xml"
source_hash: "1fa99c1b64e4ade41868bca62cecc35c5975353827437e751eecbcae778e0633"
raw_snapshot_hash: "e6b98700ef4156ac33fde5d105824845d727afa91a53f3762be2cf4d1a3b01fa"
text_hash: "2dcbd18f3510c450693c8b8ccafa59a70321550080f46d31e218c007dc11a94d"
retrieved_at: "2026-07-04"
confidence: "official"
tags: ["legal", "us-code"]
---

# 12 U.S.C. § 2615 - Contracts and liens; validity

## Text

Nothing in this chapter shall affect the validity or enforceability of any sale or contract for the sale of real property or any loan, loan agreement, mortgage, or lien made or arising in connection with a federally related mortgage loan.

(Pub. L. 93–533, § 17, Dec. 22, 1974, 88 Stat. 1731.)

## Notes

Statutory Notes and Related Subsidiaries

Effective DateSection effective 180 days after Dec. 22, 1974, see section 20 of Pub. L. 93–533, set out as a note under section 2601 of this title.