---
type: "LegalText"
title: "12 U.S.C. § 3045"
description: "Investigations and surveys respecting new services, etc., by cooperative not-for-profit organizations"
jurisdiction: "us"
corpus: "united_states_code"
kind: "code_section"
title_number: 12
title_name: "BANKS AND BANKING"
chapter_number: "31"
chapter_name: "NATIONAL CONSUMER COOPERATIVE BANK"
section: "3045"
citation: "12 U.S.C. § 3045"
status: "current"
release_point: "119-100"
release_date: "2026-06-26"
source: "official"
source_url: "https://uscode.house.gov/download/releasepoints/us/pl/119/100/xml_usc12@119-100.zip"
source_identifier: "/us/usc/t12/s3045"
source_file: "data/legal/raw/us/code/title-12/usc12.xml"
source_hash: "a96341e69251ed6b22c91cdb92a0aa01cfd7232015f0814f704a9e9662a9ae5a"
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text_hash: "28fa7a54b3d2b7c81cbe3863fb22031f8cb6f5619bfd5a8259ae730b8e4ff0ab"
retrieved_at: "2026-07-04"
confidence: "official"
tags: ["legal", "us-code"]
---

# 12 U.S.C. § 3045 - Investigations and surveys respecting new services, etc., by cooperative not-for-profit organizations

## Text

The Office may undertake investigations of new types of services which can more effectively be provided through cooperative not-for-profit organizations and make surveys of areas where the increased use of such organizations will contribute to the economic well-being of the community.

(Pub. L. 95–351, title II, § 205, Aug. 20, 1978, 92 Stat. 512.)