---
type: "LegalText"
title: "12 U.S.C. § 3753"
description: "Applicability"
jurisdiction: "us"
corpus: "united_states_code"
kind: "code_section"
title_number: 12
title_name: "BANKS AND BANKING"
chapter_number: "38A"
chapter_name: "SINGLE FAMILY MORTGAGE FORECLOSURE"
section: "3753"
citation: "12 U.S.C. § 3753"
status: "current"
release_point: "119-100"
release_date: "2026-06-26"
source: "official"
source_url: "https://uscode.house.gov/download/releasepoints/us/pl/119/100/xml_usc12@119-100.zip"
source_identifier: "/us/usc/t12/s3753"
source_file: "data/legal/raw/us/code/title-12/usc12.xml"
source_hash: "2b21bdb384c2427537139b6873404faafd17507f477371c0cbcb426a9ee7dba8"
raw_snapshot_hash: "e6b98700ef4156ac33fde5d105824845d727afa91a53f3762be2cf4d1a3b01fa"
text_hash: "091666b1efbc908378cb8057939056e303e69d539b63ed965c469ca6e0619528"
retrieved_at: "2026-07-04"
confidence: "official"
tags: ["legal", "us-code"]
---

# 12 U.S.C. § 3753 - Applicability

## Text

Single family mortgages encumbering real estate located in any State may be foreclosed by the Secretary in accordance with this chapter, or pursuant to other foreclosure procedures available, at the option of the Secretary.

(Pub. L. 103–327, title II, Sept. 28, 1994, 108 Stat. 2316.)

## Notes

Editorial Notes

Codification Section is based on section 804 of title VIII of S. 2281, One Hundred Third Congress, as reported July 13, 1994, which was enacted into law by Pub. L. 103–327.