---
type: "LegalText"
title: "12 U.S.C. § 4406"
description: "Relationship to other payments systems"
jurisdiction: "us"
corpus: "united_states_code"
kind: "code_section"
title_number: 12
title_name: "BANKS AND BANKING"
chapter_number: "45"
chapter_name: "PAYMENT SYSTEM RISK REDUCTION"
section: "4406"
citation: "12 U.S.C. § 4406"
status: "current"
release_point: "119-100"
release_date: "2026-06-26"
source: "official"
source_url: "https://uscode.house.gov/download/releasepoints/us/pl/119/100/xml_usc12@119-100.zip"
source_identifier: "/us/usc/t12/s4406"
source_file: "data/legal/raw/us/code/title-12/usc12.xml"
source_hash: "01747cb84e6a0b7ac40e267ca784681fa1da41c523f0aa658a7e664f07d58257"
raw_snapshot_hash: "e6b98700ef4156ac33fde5d105824845d727afa91a53f3762be2cf4d1a3b01fa"
text_hash: "9286920ca649299061716546e143ad40dc3751df307ed2641086f31655c53360"
retrieved_at: "2026-07-04"
confidence: "official"
tags: ["legal", "us-code"]
---

# 12 U.S.C. § 4406 - Relationship to other payments systems

## Text

This chapter shall have no effect by implication or otherwise on the validity or legal enforceability of a netting arrangement of any payment system which is not subject to this chapter.

(Pub. L. 102–242, title IV, § 406, Dec. 19, 1991, 105 Stat. 2375.)