---
type: "LegalText"
title: "12 U.S.C. § 4804"
description: "Elimination of duplicative filings"
jurisdiction: "us"
corpus: "united_states_code"
kind: "code_section"
title_number: 12
title_name: "BANKS AND BANKING"
chapter_number: "48"
chapter_name: "FINANCIAL INSTITUTIONS REGULATORY IMPROVEMENT"
section: "4804"
citation: "12 U.S.C. § 4804"
status: "current"
release_point: "119-100"
release_date: "2026-06-26"
source: "official"
source_url: "https://uscode.house.gov/download/releasepoints/us/pl/119/100/xml_usc12@119-100.zip"
source_identifier: "/us/usc/t12/s4804"
source_file: "data/legal/raw/us/code/title-12/usc12.xml"
source_hash: "644afee3d4f630309e02c9d86247325692e7d9a49a5cbee10e3b7e6f200b6a38"
raw_snapshot_hash: "e6b98700ef4156ac33fde5d105824845d727afa91a53f3762be2cf4d1a3b01fa"
text_hash: "4058248694bd00d94070dfdb19e00af2e3f85c4d98b52f0b89073fae54ded4e8"
retrieved_at: "2026-07-04"
confidence: "official"
tags: ["legal", "us-code"]
---

# 12 U.S.C. § 4804 - Elimination of duplicative filings

## Text

The Federal banking agencies shall work jointly—

(1) to eliminate, to the extent practicable, duplicative or otherwise unnecessary requests for information in connection with applications or notices to the agencies; and

(2) to harmonize, to the extent practicable, any inconsistent publication and public notice requirements.

(Pub. L. 103–325, title III, § 304, Sept. 23, 1994, 108 Stat. 2215.)