---
type: "LegalText"
title: "12 U.S.C. § 5012"
description: "Effect on other law"
jurisdiction: "us"
corpus: "united_states_code"
kind: "code_section"
title_number: 12
title_name: "BANKS AND BANKING"
chapter_number: "50"
chapter_name: "CHECK TRUNCATION"
section: "5012"
citation: "12 U.S.C. § 5012"
status: "current"
release_point: "119-100"
release_date: "2026-06-26"
source: "official"
source_url: "https://uscode.house.gov/download/releasepoints/us/pl/119/100/xml_usc12@119-100.zip"
source_identifier: "/us/usc/t12/s5012"
source_file: "data/legal/raw/us/code/title-12/usc12.xml"
source_hash: "2d67b283220f86953747345a9f0b52762092731220b34e955e3b7f5f71e34777"
raw_snapshot_hash: "e6b98700ef4156ac33fde5d105824845d727afa91a53f3762be2cf4d1a3b01fa"
text_hash: "da0aeeda7b189ea2ccadd3ce52b18206587f22c8d9279bb370337016bd000a38"
retrieved_at: "2026-07-04"
confidence: "official"
tags: ["legal", "us-code"]
---

# 12 U.S.C. § 5012 - Effect on other law

## Text

This chapter shall supersede any provision of Federal or State law, including the Uniform Commercial Code, that is inconsistent with this chapter, but only to the extent of the inconsistency.

(Pub. L. 108–100, § 13, Oct. 28, 2003, 117 Stat. 1190.)

## Notes

Editorial Notes

References in TextThis chapter, referred to in text, was in the original “this Act”, meaning Pub. L. 108–100, Oct. 28, 2003, 117 Stat. 1177, which is classified generally to this chapter. For complete classification of this Act to the Code, see Short Title note set out under section 5001 of this title and Tables.

Statutory Notes and Related Subsidiaries

Effective DateSection effective at the end of the 12-month period beginning on Oct. 28, 2003, see section 20 of Pub. L. 108–100, set out as a note under section 5001 of this title.