---
type: "Bill"
title: "An Act relating to insurer actions based on credit history and insurance scores at insurance policy renewal; and providing for insurer consideration of consumer requests for exceptions of credit history or insurance scores."
description: "An Act relating to insurer actions based on credit history and insurance scores at insurance policy renewal; and providing for insurer consideration of consumer requests for exceptions of credit history or insurance scores."
jurisdiction: "us/states/ak"
legislature: "Alaska Legislature"
session: "30"
identifier: "HB 195"
citation: "Alaska HB 195 (30)"
classification: ["bill"]
subjects: ["CONSUMER AFFAIRS", "CREDIT", "DEATH", "DISASTER", "DIVORCE", "INSURANCE", "MILITARY", "UNEMPLOYMENT"]
status: "enacted"
primary_sponsors: ["RULES BY REQUEST OF THE GOVERNOR"]
version_count: 2
action_count: 43
vote_count: 4
first_action: "2017-03-24"
last_action: "2018-03-28"
source: "openstates"
source_identifier: "ocd-bill/17c63e2e-eb8a-405c-a6db-79423fe54b04"
source_url: "https://www.akleg.gov/basis/Bill/Detail/30?Root=HB195"
source_hash: "1eee2a9c005172648687108f0fe179f8e12436663781da0647961dc25192ea44"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-ak"]
---

# Alaska HB 195 (30) — An Act relating to insurer actions based on credit history and insurance scores at insurance policy renewal; and providing for insurer consideration of consumer requests for exceptions of credit history or insurance scores.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **HB0195A** (committee substitute) — [source](https://www.akleg.gov/basis/Bill/Text/30?hsid=HB0195A)
2. **HB0195Z** (committee substitute) — [source](https://www.akleg.gov/basis/Bill/Text/30?hsid=HB0195Z)

## Votes

- Shall Amendment No. 2 be adopted? — **7–11** (fail) · upper
- Shall Amendment No. 1 be adopted? — **6–12** (fail) · upper
- Shall HOUSE BILL NO. 195 "An Act relating to insurer actions based on credit history and insurance scores at insurance policy renewal; and providing for insurer consideration of consumer requests for exceptions of credit history or insurance scores" pass the Senate? — **13–4** (pass) · upper
- Shall HB 195 pass the House? — **39–0** (pass) · lower

## Sponsors

- RULES BY REQUEST OF THE GOVERNOR — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2017-03-24** Read the first time - REFERRALS `introduction, reading-1`
- **2017-03-24** L&C
- **2017-03-24** Fiscal Note 1: No fiscal impact (Commerce, Community & Economic Development)
- **2017-03-24** GOVERNOR'S TRANSMITTAL LETTER
- **2017-04-19** L&C RPT 2DP 2DNP 2NR
- **2017-04-19** L&C Do Pass: BIRCH, KITO `committee-passage`
- **2017-04-19** L&C Do Not Pass: SULLIVAN-LEONARD, WOOL `committee-failure`
- **2017-04-19** L&C No Recommendation: STUTES, JOSEPHSON
- **2017-04-19** Fiscal Note 1: No fiscal impact (Commerce, Community & Economic Development)
- **2017-05-05** RULES TO CALENDAR 5/5/2017
- **2017-05-05** Read the second time `reading-2`
- **2017-05-05** ADVANCED TO THIRD READING 5/8 CALENDAR
- **2017-05-08** TECHNICAL SESSION 5/8 - ON 5/10 CALENDAR
- **2017-05-10** Read the third time HB 195 `reading-3`
- **2017-05-10** RETURN TO SECOND FOR AM 1 UC
- **2017-05-10** AM NO 1 OFFERED
- **2017-05-10** AM 1 TO AM 1 ADOPTED Y20 N19 E1
- **2017-05-10** AM NO 1 AS AM FAILED Y18 N21 E1
- **2017-05-10** AUTOMATICALLY IN THIRD READING
- **2017-05-10** PASSED Y39 E1 `passage`
- **2017-05-10** TRANSMITTED TO (S)
- **2017-05-10** VERSION: HB 195
- **2017-05-11** Read the first time - REFERRALS `introduction, reading-1`
- **2017-05-11** Referred to Finance `referral-committee`
- **2018-02-26** FIN RPT 6DP 1NR
- **2018-02-26** FIN Do Pass: HOFFMAN, MACKINNON, BISHOP, VON IMHOF, STEVENS, MICCICHE `committee-passage`
- **2018-02-26** FIN No Recommendation: OLSON
- **2018-02-26** Fiscal Note 2: No fiscal impact (Commerce, Community & Economic Development)
- **2018-02-28** RULES TO CALENDAR 2/28/2018
- **2018-02-28** Read the second time `reading-2`
- **2018-02-28** ADVANCED TO THIRD READING 3/1 CALENDAR
- **2018-03-01** Read the third time HB 195 `reading-3`
- **2018-03-01** RETURN TO SECOND FOR AMS 1 & 2 UC
- **2018-03-01** AM NO 1 FAILED Y6 N12 E2
- **2018-03-01** AM NO 2 FAILED Y7 N11 E2
- **2018-03-01** AUTOMATICALLY IN THIRD READING
- **2018-03-01** PASSED Y13 N4 E3 `passage`
- **2018-03-01** RETURN TO (H), TRANSMIT TO GOV NEXT
- **2018-03-01** VERSION: HB 195
- **2018-03-14** MANIFEST ERROR(S)
- **2018-03-27** 4:36 PM 3/26/18 Transmitted to Governor `executive-receipt`
- **2018-03-28** Signed into law 3/27 CHAPTER 3 SLA 18 `executive-signature`
- **2018-03-28** EFFECTIVE DATE(S) OF LAW 6/25/18

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/17c63e2e-eb8a-405c-a6db-79423fe54b04`. Confidence: reported (aggregated from official Alaska legislature records).