---
type: "Bill"
title: "Financial institutions, elderly or vulnerable adults, refusal or delay in execution of certain financial transactions authorized when financial exploitation may have occurred or attempted"
description: "Financial institutions, elderly or vulnerable adults, refusal or delay in execution of certain financial transactions authorized when financial exploitation may have occurred or attempted"
jurisdiction: "us/states/al"
legislature: "Alabama Legislature"
session: "2021rs"
identifier: "SB 181"
citation: "Alabama SB 181 (2021rs)"
classification: ["bill"]
subjects: ["Financial Institutions"]
status: "enacted"
primary_sponsors: ["Shelnutt"]
version_count: 2
action_count: 12
vote_count: 2
first_action: "2021-02-03T05:00:00+00:00"
last_action: "2021-03-02T05:00:00+00:00"
source: "openstates"
source_identifier: "ocd-bill/a5a7c171-8444-4ba6-8b2e-d5faf8769930"
source_url: "http://alisondb.legislature.state.al.us/Alison/SESSBillStatusResult.aspx?BILL=SB181"
source_hash: "9105c295d28a0038ffff88411aa13d1b19260123d08ccfd3b9dfa3757a281a32"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-al"]
---

# Alabama SB 181 (2021rs) — Financial institutions, elderly or vulnerable adults, refusal or delay in execution of certain financial transactions authorized when financial exploitation may have occurred or attempted

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Introduced** (filed) — [source](http://alisondb.legislature.state.al.us/ALISON/SearchableInstruments/2021rs/PrintFiles/SB181-int.pdf)
2. **Enrolled** (enrolled) — [source](http://alisondb.legislature.state.al.us/ALISON/SearchableInstruments/2021rs/PrintFiles/SB181-enr.pdf)

## Votes

- Motion to Read a Third Time and Pass adopted Roll Call 215 — **24–0** (pass) · upper
- Motion to Read a Third Time and Pass adopted Roll Call 215 — **98–0** (pass) · lower

## Sponsors

- Shelnutt — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2021-02-03T05:00:00+00:00** Read for the first time and referred to the Senate committee on Banking and Insurance `reading-1, referral-committee`
- **2021-02-10T05:00:00+00:00** Read for the second time and placed on the calendar `reading-2`
- **2021-02-11T05:00:00+00:00** Third Reading Passed `passage`
- **2021-02-11T05:00:00+00:00** Motion to Read a Third Time and Pass adopted Roll Call 215 `passage`
- **2021-02-11T05:00:00+00:00** Read for the first time and referred to the House of Representatives committee on Financial Services `reading-1, referral-committee`
- **2021-02-23T05:00:00+00:00** Read for the second time and placed on the calendar `reading-2`
- **2021-02-25T05:00:00+00:00** Third Reading Passed `passage`
- **2021-02-25T05:00:00+00:00** Motion to Read a Third Time and Pass adopted Roll Call 215 `passage`
- **2021-03-02T05:00:00+00:00** Passed Second House `passage`
- **2021-03-02T05:00:00+00:00** Enrolled
- **2021-03-02T05:00:00+00:00** Signature Requested
- **2021-03-02T05:00:00+00:00** Assigned Act No. 2021-78. `executive-signature`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/a5a7c171-8444-4ba6-8b2e-d5faf8769930`. Confidence: reported (aggregated from official Alabama legislature records).