---
type: "Bill"
title: "TO AMEND THE FAIR MORTGAGE LENDING ACT; AND TO PROTECT A CONSUMER'S PRIVACY IN CERTAIN MORTGAGE APPLICATIONS."
description: "TO AMEND THE FAIR MORTGAGE LENDING ACT; AND TO PROTECT A CONSUMER'S PRIVACY IN CERTAIN MORTGAGE APPLICATIONS."
jurisdiction: "us/states/ar"
legislature: "Arkansas Legislature"
session: "2025"
identifier: "HB 1184"
citation: "Arkansas HB 1184 (2025)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Hill", "L. Johnson"]
version_count: 4
action_count: 21
vote_count: 0
first_action: "2025-01-21T22:24:15+00:00"
last_action: "2025-03-12T22:07:34+00:00"
source: "openstates"
source_identifier: "ocd-bill/414464f9-36c6-4410-89bf-55fd8f72e0a5"
source_url: "https://www.arkleg.state.ar.us/Bills/FTPDocument/?path=%2fSessionInformation%2LegislativeMeasures.txt"
source_hash: "a6a3d10e071c4a3b9fbb19d662cb27968d624a99d27558dbf0f98d8dc9bb6d6b"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-ar"]
---

# Arkansas HB 1184 (2025) — TO AMEND THE FAIR MORTGAGE LENDING ACT; AND TO PROTECT A CONSUMER'S PRIVACY IN CERTAIN MORTGAGE APPLICATIONS.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Act 263** (committee substitute) — [source](https://www.arkleg.state.ar.us/Acts/FTPDocument?path=%2FACTS%2F2025R%2FPublic%2F&file=263.pdf&ddBienniumSession=2025%2F2025R)
2. **Amendment H1** (committee substitute) — [source](https://www.arkleg.state.ar.us/Home/FTPDocument?path=%2FAMEND%2F2025R%2FPublic%2FHB1184-H1.pdf)
3. **Amendment H2** (committee substitute) — [source](https://www.arkleg.state.ar.us/Home/FTPDocument?path=%2FAMEND%2F2025R%2FPublic%2FHB1184-H2.pdf)
4. **HB 1184** (committee substitute) — [source](https://www.arkleg.state.ar.us/assembly/2025/2025R/Bills/HB1184.pdf)

## Sponsors

- Hill — primary (person)
- L. Johnson — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2025-01-21T22:24:15+00:00** Filed `introduction`
- **2025-01-22T22:37:19+00:00** Read the first time, rules suspended, read the second time and referred to the Committee on INSURANCE & COMMERCE- HOUSE `reading-1, reading-2, referral-committee`
- **2025-02-04T14:32:36+00:00** Placed on second reading for the purpose of amendment.
- **2025-02-04T14:32:39+00:00** Amendment No. 1 read and adopted and the bill ordered engrossed. `amendment-introduction, amendment-passage`
- **2025-02-04T17:03:11+00:00** REPORTED CORRECTLY ENGROSSED
- **2025-02-05T19:24:13+00:00** Returned by the Committee Do Pass `committee-passage`
- **2025-02-11T14:31:21+00:00** Placed on second reading for the purpose of amendment.
- **2025-02-11T14:31:24+00:00** Amendment No. 2 read and adopted and the bill ordered engrossed. `amendment-introduction, amendment-passage`
- **2025-02-11T16:20:05+00:00** REPORTED CORRECTLY ENGROSSED
- **2025-02-11T16:20:15+00:00** Re-referred to the Committee on INSURANCE & COMMERCE- HOUSE `referral-committee`
- **2025-02-26T18:47:14+00:00** Returned by the Committee Do Pass `committee-passage`
- **2025-02-27T20:31:49+00:00** Read the third time and passed and ordered transmitted to the Senate. `passage, reading-3`
- **2025-02-27T21:51:45+00:00** Received from the House.
- **2025-02-27T21:51:55+00:00** Read first time, rules suspended, read second time, referred to INSURANCE & COMMERCE - SENATE `reading-1, referral-committee`
- **2025-03-06T19:42:41+00:00** Returned by the Committee, with the recommendation that it Do Pass `committee-passage-favorable`
- **2025-03-10T19:42:41+00:00** Read the third time and passed. `passage, reading-3`
- **2025-03-10T19:42:48+00:00** Returned to the House as passed.
- **2025-03-10T21:09:44+00:00** Returned from the Senate as passed.
- **2025-03-10T21:09:46+00:00** TO BE ENROLLED
- **2025-03-11T13:31:10+00:00** Correctly enrolled and ordered transmitted to the Governor's Office.
- **2025-03-12T22:07:34+00:00** Notification that HB1184 is now Act 263 `executive-signature`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/414464f9-36c6-4410-89bf-55fd8f72e0a5`. Confidence: reported (aggregated from official Arkansas legislature records).