---
type: "Bill"
title: "credit unions; formation; loans; membership"
description: "credit unions; formation; loans; membership"
jurisdiction: "us/states/az"
legislature: "Arizona Legislature"
session: "56th-2nd-regular"
identifier: "SB 1296"
citation: "Arizona SB 1296 (56th-2nd-regular)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["J.D. Mesnard"]
version_count: 3
action_count: 13
vote_count: 2
first_action: "2024-01-30"
last_action: "2024-04-03"
source: "openstates"
source_identifier: "ocd-bill/c600864b-4e98-4d94-8b11-619ff5626998"
source_url: "https://apps.azleg.gov/BillStatus/BillOverview/80804?SessionId=128"
source_hash: "19431597c0d7c02bc4422397082af3e84434f80671a615fa4d1e50753e1b7aac"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-az"]
---

# Arizona SB 1296 (56th-2nd-regular) — credit unions; formation; loans; membership

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Chaptered Version** (committee substitute) — [source](https://www.azleg.gov/legtext/56leg/2r/laws/0082.pdf)
2. **Introduced Version** (committee substitute) — [source](https://www.azleg.gov/legtext/56leg/2r/bills/sb1296p.pdf)
3. **Senate Engrossed Version** (committee substitute) — [source](https://www.azleg.gov/legtext/56leg/2r/bills/sb1296s.pdf)

## Votes

- Passed — **53–1** (pass) · lower
- Passed — **28–0** (pass) · upper

## Sponsors

- J.D. Mesnard — primary (person)
- Eva Burch — cosponsor (person)
- Justin Wilmeth — cosponsor (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2024-01-30** Senate First Reading `reading-1`
- **2024-01-31** Senate Second Reading `reading-2`
- **2024-02-05** DP `committee-passage`
- **2024-02-19** PASSED `passage, reading-3`
- **2024-02-20** Transmit to House
- **2024-02-21** House First Reading. `reading-1`
- **2024-02-22** House Second Reading `reading-2`
- **2024-02-27** DP `committee-passage`
- **2024-03-04** House Placed on Consent Calendar
- **2024-03-28** PASSED `passage, reading-3`
- **2024-03-28** Transmit to Senate
- **2024-04-01** Transmit to Governor `executive-receipt`
- **2024-04-03** Signed by Governor `executive-signature`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/c600864b-4e98-4d94-8b11-619ff5626998`. Confidence: reported (aggregated from official Arizona legislature records).