---
type: "Bill"
title: "Insurance producers: reverse mortgages."
description: "Existing law provides that all insurers, brokers, agents, and others engaged in the transaction of insurance owe a prospective insured who is 65 years of age or older, a duty of honesty, good faith, and fair dealing. This duty is in addition to any other duty, whether express or implied, that may exist."
jurisdiction: "us/states/ca"
legislature: "California Legislature"
session: "20112012"
identifier: "AB 793"
citation: "California AB 793 (20112012)"
classification: ["bill"]
subjects: ["Insurance producers: reverse mortgages."]
status: "enacted"
primary_sponsors: ["Eng"]
version_count: 5
action_count: 19
vote_count: 5
first_action: "2011-02-17"
last_action: "2011-09-06"
source: "openstates"
source_identifier: "ocd-bill/864915fb-e859-46b7-952d-1afd79a05fe7"
source_url: "http://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=201120120AB793"
source_hash: "1ef5542f39502ccc43a0e7d9a9ba324c0623b0d219ab929b63ea5eddde22fa1c"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-ca"]
---

# California AB 793 (20112012) — Insurance producers: reverse mortgages.

Existing law provides that all insurers, brokers, agents, and others engaged in the transaction of insurance owe a prospective insured who is 65 years of age or older, a duty of honesty, good faith, and fair dealing. This duty is in addition to any other duty, whether express or implied, that may exist.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **02/17/11 - Introduced** (filed) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201120120AB793&version=20110AB79399INT)
2. **04/04/11 - Amended Assembly** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201120120AB793&version=20110AB79398AMD)
3. **09/06/11 - Chaptered** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201120120AB793&version=20110AB79396CHP)
4. **AB793** (committee substitute) — [source](http://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=201120120AB793)
5. **08/22/11 - Enrolled** (enrolled) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201120120AB793&version=20110AB79397ENR)

## Votes

- Do pass and be re-referred to the Committee on Appropriations. — **12–0** (pass) · lower
- Do pass, to Consent Calendar. — **17–0** (pass) · lower
- Do pass, but re-refer to the Committee on Appropriations. — **9–0** (pass) · upper
- 3rd Reading AB793 Eng By Calderon — **39–0** (pass) · upper
- AB 793 ENG Consent Calendar Second Day — **70–0** (pass) · lower

## Sponsors

- Eng — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2011-02-17** Read first time. To print. `reading-1`
- **2011-02-18** From printer. May be heard in committee March 20.
- **2011-03-10** Referred to Com. on INS. `referral-committee`
- **2011-04-04** From committee chair, with author's amendments: Amend, and re-refer to Com. on INS. Read second time and amended. `reading-2, amendment-introduction, reading-1, amendment-passage`
- **2011-04-05** Re-referred to Com. on INS. `referral-committee`
- **2011-04-13** From committee: Do pass and re-refer to Com. on APPR. (Ayes 12. Noes 0.) (April 13). Re-referred to Com. on APPR. `referral-committee, committee-passage, committee-passage-favorable`
- **2011-05-05** From committee: Do pass. To consent calendar. (Ayes 17. Noes 0.) (May 4). `committee-passage, committee-passage-favorable`
- **2011-05-09** Read second time. Ordered to consent calendar. `reading-2, reading-1`
- **2011-05-12** Read third time. Passed. Ordered to the Senate. (Ayes 70. Noes 0. Page 1355.) `reading-3, reading-1, passage`
- **2011-05-12** In Senate. Read first time. To Com. on RLS. for assignment. `reading-1`
- **2011-05-26** Referred to Com. on INS. `referral-committee`
- **2011-06-08** From committee: Do pass and re-refer to Com. on APPR. (Ayes 9. Noes 0.) (June 8). Re-referred to Com. on APPR. `referral-committee, committee-passage, committee-passage-favorable`
- **2011-06-27** From committee: Be placed on second reading file pursuant to Senate Rule 28.8. `committee-passage`
- **2011-06-28** Read second time. Ordered to third reading. `reading-2, reading-1`
- **2011-08-18** Read third time. Passed. Ordered to the Assembly. (Ayes 39. Noes 0. Page 1970.). `reading-3, reading-1, passage`
- **2011-08-18** In Assembly. Ordered to Engrossing and Enrolling. `committee-passage`
- **2011-08-24** Enrolled and presented to the Governor at 11:30 a.m.
- **2011-09-06** Approved by the Governor. `executive-signature`
- **2011-09-06** Chaptered by Secretary of State - Chapter 223, Statutes of 2011.

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/864915fb-e859-46b7-952d-1afd79a05fe7`. Confidence: reported (aggregated from official California legislature records).