---
type: "Bill"
title: "Pawnbrokers: fees and charges."
description: "(1) Existing law permits a pawnbroker to charge a loan setup fee of the greater of $5 or 3% of the loan amount, not to exceed $30."
jurisdiction: "us/states/ca"
legislature: "California Legislature"
session: "20192020"
identifier: "AB 1186"
citation: "California AB 1186 (20192020)"
classification: ["bill"]
subjects: ["Pawnbrokers: fees and charges."]
status: "enacted"
primary_sponsors: ["Medina"]
version_count: 5
action_count: 18
vote_count: 5
first_action: "2019-02-21"
last_action: "2019-08-30"
source: "openstates"
source_identifier: "ocd-bill/9f53d323-6113-40e1-a0b0-4183749384eb"
source_url: "http://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=201920200AB1186"
source_hash: "1f9f0459135bc2ba98283769c91690e16ca668d9905f611c28ac2acd7e9f9a20"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-ca"]
---

# California AB 1186 (20192020) — Pawnbrokers: fees and charges.

(1) Existing law permits a pawnbroker to charge a loan setup fee of the greater of $5 or 3% of the loan amount, not to exceed $30.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **02/21/19 - Introduced** (filed) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201920200AB1186&version=20190AB118699INT)
2. **03/21/19 - Amended Assembly** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201920200AB1186&version=20190AB118698AMD)
3. **08/30/19 - Chaptered** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201920200AB1186&version=20190AB118696CHP)
4. **AB1186** (committee substitute) — [source](http://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=201920200AB1186)
5. **08/14/19 - Enrolled** (enrolled) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=201920200AB1186&version=20190AB118697ENR)

## Votes

- Do pass — **9–0** (pass) · upper
- Do pass, but first be re-referred to the Committee on [Judiciary] — **7–0** (pass) · upper
- 3rd Reading AB1186 Medina et al. By Bradford — **39–0** (pass) · upper
- AB 1186 Medina Assembly Third Reading — **72–0** (pass) · lower
- Do pass. — **12–0** (pass) · lower

## Sponsors

- Medina — primary (person)
- Bradford — coauthor (person)
- Chen — coauthor (person)
- Choi — coauthor (person)
- Hueso — coauthor (person)
- Morrell — coauthor (person)
- Portantino — coauthor (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2019-02-21** Read first time. To print. `reading-1`
- **2019-02-22** From printer. May be heard in committee March 24.
- **2019-03-11** Referred to Com. on B. & F. `referral-committee`
- **2019-03-21** From committee chair, with author's amendments: Amend, and re-refer to Com. on B. & F. Read second time and amended. `reading-1, reading-2, amendment-passage, amendment-introduction`
- **2019-03-25** Re-referred to Com. on B. & F. `referral-committee`
- **2019-04-02** From committee: Do pass. (Ayes 12. Noes 0.) (April 1). `committee-passage-favorable, committee-passage`
- **2019-04-03** Read second time. Ordered to third reading. `reading-1, reading-2`
- **2019-04-08** Read third time. Passed. Ordered to the Senate. (Ayes 72. Noes 0. Page 1076.) `passage, reading-3, reading-1`
- **2019-04-08** In Senate. Read first time. To Com. on RLS. for assignment. `reading-1`
- **2019-04-24** Referred to Coms. on B. & F.I. and JUD. `referral-committee`
- **2019-06-05** From committee: Do pass and re-refer to Com. on JUD. (Ayes 7. Noes 0.) (June 5). Re-referred to Com. on JUD. `committee-passage-favorable, committee-passage, referral-committee`
- **2019-06-26** From committee: Do pass. (Ayes 9. Noes 0.) (June 25). `committee-passage-favorable, committee-passage`
- **2019-06-27** Read second time. Ordered to third reading. `reading-1, reading-2`
- **2019-08-12** Read third time. Passed. Ordered to the Assembly. (Ayes 39. Noes 0. Page 2136.). `passage, reading-3, reading-1`
- **2019-08-13** In Assembly. Ordered to Engrossing and Enrolling. `committee-passage`
- **2019-08-23** Enrolled and presented to the Governor at 3:30 p.m.
- **2019-08-30** Approved by the Governor. `executive-signature`
- **2019-08-30** Chaptered by Secretary of State - Chapter 189, Statutes of 2019.

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/9f53d323-6113-40e1-a0b0-4183749384eb`. Confidence: reported (aggregated from official California legislature records).