--- type: "Bill" title: "Civil actions: consumer debt." description: "Existing law prescribes periods for commencement of various actions. Among others, an action upon book account must be commenced within 4 years of the date of the last item on the account, as specified. Existing law defines \"book account\" for these purposes as a detailed statement constituting the principal record of transactions between a debtor and a creditor." jurisdiction: "us/states/ca" legislature: "California Legislature" session: "20232024" identifier: "AB 1414" citation: "California AB 1414 (20232024)" classification: ["bill"] subjects: ["Civil actions", "consumer debt"] status: "enacted" primary_sponsors: ["Kalra"] version_count: 8 action_count: 22 vote_count: 6 first_action: "2023-02-17" last_action: "2023-10-10" source: "openstates" source_identifier: "ocd-bill/70fb301a-4f31-461f-a6d1-d6738171e1f9" source_url: "http://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=202320240AB1414" source_hash: "225a254b7ca49cba855e0991b07d693da21fc8b68ad9d785854d5dc3ab03a003" vintage: "2026-07-01" source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump" retrieved_at: "2026-07-06" confidence: "reported" tags: ["legislation", "bill", "us-ca"] --- # California AB 1414 (20232024) — Civil actions: consumer debt. Existing law prescribes periods for commencement of various actions. Among others, an action upon book account must be commenced within 4 years of the date of the last item on the account, as specified. Existing law defines "book account" for these purposes as a detailed statement constituting the principal record of transactions between a debtor and a creditor. ## Version chain The bill's text revisions, in order — the diff chain from filing to enrollment. 1. **02/17/23 - Introduced** (filed) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=202320240AB1414&version=20230AB141499INT) 2. **04/12/23 - Amended Assembly** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=202320240AB1414&version=20230AB141498AMD) 3. **04/26/23 - Amended Assembly** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=202320240AB1414&version=20230AB141497AMD) 4. **07/10/23 - Amended Senate** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=202320240AB1414&version=20230AB141496AMD) 5. **09/08/23 - Amended Senate** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=202320240AB1414&version=20230AB141495AMD) 6. **10/10/23 - Chaptered** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=202320240AB1414&version=20230AB141493CHP) 7. **AB1414** (committee substitute) — [source](http://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=202320240AB1414) 8. **09/18/23 - Enrolled** (enrolled) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=202320240AB1414&version=20230AB141494ENR) ## Votes - Do pass as amended. — **9–1** (pass) · lower - AB 1414 Kalra Assembly Third Reading — **53–18** (pass) · lower - 3rd Reading AB1414 Kalra By Umberg — **30–7** (pass) · upper - Do pass as amended — **9–2** (pass) · upper - AB 1414 Kalra Concurrence in Senate Amendments — **56–18** (pass) · lower - Do pass as amended and be re-referred to the Committee on [Banking and Finance] — **8–3** (pass) · lower ## Sponsors - Kalra — primary (person) ## Timeline The legislative action history — every referral, reading, and vote. - **2023-02-17** Read first time. To print. `reading-1` - **2023-02-18** From printer. May be heard in committee March 20. - **2023-03-16** Referred to Coms. on JUD. and B. & F. `referral-committee` - **2023-04-11** From committee: Amend, and do pass as amended and re-refer to Com. on B. & F. (Ayes 8. Noes 3.) (April 11). `amendment-introduction, amendment-passage, committee-passage, referral-committee` - **2023-04-12** Read second time and amended. `amendment-passage, reading-1, reading-2` - **2023-04-17** Re-referred to Com. on B. & F. `referral-committee` - **2023-04-25** From committee: Amend, and do pass as amended. (Ayes 9. Noes 1.) (April 24). `amendment-introduction, amendment-passage, committee-passage` - **2023-04-26** Read second time and amended. Ordered returned to second reading. `amendment-passage, reading-1, reading-2` - **2023-04-27** Read second time. Ordered to third reading. `reading-1, reading-2` - **2023-05-31** Read third time. Passed. Ordered to the Senate. (Ayes 53. Noes 18. Page 1952.) `passage, reading-1, reading-3` - **2023-06-01** In Senate. Read first time. To Com. on RLS. for assignment. `reading-1` - **2023-06-14** Referred to Com. on JUD. `referral-committee` - **2023-07-06** From committee: Amend, and do pass as amended. (Ayes 9. Noes 2.) (July 6). `amendment-introduction, amendment-passage, committee-passage` - **2023-07-10** Read second time and amended. Ordered to third reading. `amendment-passage, reading-1, reading-2` - **2023-09-08** Read third time and amended. Ordered to second reading. `amendment-passage, reading-1, reading-3` - **2023-09-11** Read second time. Ordered to third reading. `reading-1, reading-2` - **2023-09-12** Read third time. Passed. Ordered to the Assembly. (Ayes 30. Noes 7. Page 2643.). `passage, reading-1, reading-3` - **2023-09-12** In Assembly. Concurrence in Senate amendments pending. - **2023-09-13** Senate amendments concurred in. To Engrossing and Enrolling. (Ayes 56. Noes 18. Page 3412.). `amendment-passage, committee-passage-favorable` - **2023-09-21** Enrolled and presented to the Governor at 3:30 p.m. - **2023-10-10** Approved by the Governor. `executive-signature` - **2023-10-10** Chaptered by Secretary of State - Chapter 688, Statutes of 2023. `became-law` ## Source OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/70fb301a-4f31-461f-a6d1-d6738171e1f9`. Confidence: reported (aggregated from official California legislature records).