---
type: "Bill"
title: "Residential real property: foreclosure."
description: "Existing law prescribes various requirements to be satisfied before the exercise of a power of sale under a mortgage or deed of trust and prescribes a procedure for the exercise of that power."
jurisdiction: "us/states/ca"
legislature: "California Legislature"
session: "20232024"
identifier: "AB 295"
citation: "California AB 295 (20232024)"
classification: ["bill"]
subjects: ["Residential real property", "foreclosure"]
status: "enacted"
primary_sponsors: ["Lowenthal"]
version_count: 9
action_count: 31
vote_count: 7
first_action: "2023-01-25"
last_action: "2024-07-18"
source: "openstates"
source_identifier: "ocd-bill/239969cc-daa3-404a-8f13-fa7e3f57f2e3"
source_url: "http://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=202320240AB295"
source_hash: "c32f5c5a0c3776f4135a77922513c84f7ea45461a8837b9af59b48fd74fede6d"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-ca"]
---

# California AB 295 (20232024) — Residential real property: foreclosure.

Existing law prescribes various requirements to be satisfied before the exercise of a power of sale under a mortgage or deed of trust and prescribes a procedure for the exercise of that power.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **01/25/23 - Introduced** (filed) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=202320240AB295&version=20230AB29599INT)
2. **04/01/24 - Amended Senate** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=202320240AB295&version=20230AB29596AMD)
3. **04/10/23 - Amended Assembly** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=202320240AB295&version=20230AB29598AMD)
4. **04/25/24 - Amended Senate** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=202320240AB295&version=20230AB29595AMD)
5. **05/18/23 - Amended Assembly** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=202320240AB295&version=20230AB29597AMD)
6. **06/13/24 - Amended Senate** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=202320240AB295&version=20230AB29594AMD)
7. **07/18/24 - Chaptered** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=202320240AB295&version=20230AB29592CHP)
8. **AB295** (committee substitute) — [source](http://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=202320240AB295)
9. **07/03/24 - Enrolled** (enrolled) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=202320240AB295&version=20230AB29593ENR)

## Votes

- Do pass and be re-referred to the Committee on [Appropriations] with recommendation: To Consent Calendar — **15–0** (pass) · lower
- AB 295 Vince Fong Assembly Third Reading — **80–0** (pass) · lower
- Do pass as amended, and be ordered to the Consent Calendar — **11–0** (pass) · upper
- Consent Calendar 2nd (Urgency Clause) — **36–0** (pass) · upper
- AB 295 Lowenthal Concurrence - Urgency Added — **73–0** (pass) · lower
- With recommendation: That Senate amendments be concurred in. — **11–0** (pass) · lower
- Do pass as amended. — **15–0** (pass) · lower

## Sponsors

- Lowenthal — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2023-01-25** Read first time. To print. `reading-1`
- **2023-01-26** From printer. May be heard in committee February 25.
- **2023-02-09** Referred to Com. on TRANS. `referral-committee`
- **2023-04-10** From committee chair, with author's amendments: Amend, and re-refer to Com. on TRANS. Read second time and amended. `amendment-introduction, amendment-passage, reading-1, reading-2`
- **2023-04-11** Re-referred to Com. on TRANS. `referral-committee`
- **2023-04-18** From committee: Do pass and re-refer to Com. on APPR. with recommendation: To Consent Calendar. (Ayes 15. Noes 0.) (April 17). Re-referred to Com. on APPR. `committee-passage, committee-passage-favorable, referral-committee`
- **2023-05-03** In committee: Hearing postponed by committee.
- **2023-05-10** In committee: Set, first hearing. Referred to APPR. suspense file. `referral-committee`
- **2023-05-18** From committee: Amend, and do pass as amended. (Ayes 15. Noes 0.) (May 18). `amendment-introduction, amendment-passage, committee-passage`
- **2023-05-18** Read second time and amended. Ordered returned to second reading. `amendment-passage, reading-1, reading-2`
- **2023-05-22** Read second time. Ordered to third reading. `reading-1, reading-2`
- **2023-05-31** Read third time. Passed. Ordered to the Senate. (Ayes 80. Noes 0. Page 1997.) `passage, reading-1, reading-3`
- **2023-06-01** In Senate. Read first time. To Com. on RLS. for assignment. `reading-1`
- **2023-06-14** Referred to Com. on TRANS. `referral-committee`
- **2023-07-11** In committee: Set, first hearing. Hearing canceled at the request of author.
- **2024-04-01** From committee chair, with author's amendments: Amend, and re-refer to committee. Read second time, amended, and re-referred to Com. on TRANS. `amendment-introduction, amendment-passage, reading-1, reading-2, referral-committee`
- **2024-04-02** Withdrawn from committee.
- **2024-04-02** Re-referred to Com. on RLS. `referral-committee`
- **2024-04-25** From committee chair, with author's amendments: Amend, and re-refer to committee. Read second time, amended, and re-referred to Com. on RLS. `amendment-introduction, amendment-passage, reading-1, reading-2, referral-committee`
- **2024-05-08** Re-referred to Com. on JUD. `referral-committee`
- **2024-06-12** From committee: Amend, and do pass as amended. To Consent Calendar. (Ayes 11. Noes 0.) (June 11). `amendment-introduction, amendment-passage, committee-passage`
- **2024-06-13** Read second time and amended. Ordered to consent calendar. `amendment-passage, reading-1, reading-2`
- **2024-06-20** Read third time. Urgency clause adopted. Passed. Ordered to the Assembly. (Ayes 36. Noes 0. Page 4625.). `passage, reading-1, reading-3`
- **2024-06-20** In Assembly. Concurrence in Senate amendments pending. May be considered on or after June 22 pursuant to Assembly Rule 77.
- **2024-06-24** Joint Rule 62(a) suspended. (Page 5978.)
- **2024-06-24** Re-referred to Com. on JUD. pursuant to Assembly Rule 77.2. `referral-committee`
- **2024-06-25** From committee: That the Senate amendments be concurred in. (Ayes 11. Noes 0.) (June 25). `committee-passage`
- **2024-07-01** Urgency clause adopted. Senate amendments concurred in. To Engrossing and Enrolling. (Ayes 73. Noes 0. Page 6110.). `amendment-passage, committee-passage-favorable`
- **2024-07-18** Enrolled and presented to the Governor at 12:30 p.m.
- **2024-07-18** Approved by the Governor. `executive-signature`
- **2024-07-18** Chaptered by Secretary of State - Chapter 142, Statutes of 2024. `became-law`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/239969cc-daa3-404a-8f13-fa7e3f57f2e3`. Confidence: reported (aggregated from official California legislature records).