---
type: "Bill"
title: "Increase Exemption For Life Insurance Cash Value"
description: "Under current law, the cash surrender value of life insurance held by a debtor for 48 months or longer up to $100,000 is exempt from attachment or execution. The bill increases this exemption up to $250,000."
jurisdiction: "us/states/co"
legislature: "Colorado General Assembly"
session: "2017A"
identifier: "HB 17-1093"
citation: "Colorado HB 17-1093 (2017A)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Daniel Kagan", "Kim Ransom"]
version_count: 8
action_count: 12
vote_count: 2
first_action: "2017-01-19T07:00:00+00:00"
last_action: "2017-03-20T06:00:00+00:00"
source: "openstates"
source_identifier: "ocd-bill/a0a076bb-ab51-48d0-93a9-b4505a255b59"
source_url: "http://leg.colorado.gov/bills/hb17-1093"
source_hash: "5400aff551f3fcae013faa45f4c7e3dfa5052708de5a5a49089348081131c35f"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-co"]
---

# Colorado HB 17-1093 (2017A) — Increase Exemption For Life Insurance Cash Value

Under current law, the cash surrender value of life insurance held by a debtor for 48 months or longer up to $100,000 is exempt from attachment or execution. The bill increases this exemption up to $250,000.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Committee Amendment** (committee substitute) — [source](http://leg.colorado.gov/sites/default/files/documents/2017a/bills/cr/2017A_HB1093_S_FIN_001.pdf)
2. **Engrossed (02/21/2017)** (committee substitute) — [source](http://leg.colorado.gov/sites/default/files/documents/2017A/bills/2017a_1093_eng.pdf)
3. **Final Act (03/14/2017)** (committee substitute) — [source](http://leg.colorado.gov/sites/default/files/documents/2017A/bills/2017a_1093_enr.pdf)
4. **Introduced (01/19/2017)** (committee substitute) — [source](http://leg.colorado.gov/sites/default/files/documents/2017A/bills/2017a_1093_01.pdf)
5. **Reengrossed (02/22/2017)** (committee substitute) — [source](http://leg.colorado.gov/sites/default/files/documents/2017A/bills/2017a_1093_ren.pdf)
6. **Rerevised (03/06/2017)** (committee substitute) — [source](http://leg.colorado.gov/sites/default/files/documents/2017A/bills/2017a_1093_rer.pdf)
7. **Revised (03/03/2017)** (committee substitute) — [source](http://leg.colorado.gov/sites/default/files/documents/2017A/bills/2017a_1093_rev.pdf)
8. **Signed Act (03/20/2017)** (committee substitute) — [source](http://leg.colorado.gov/sites/default/files/documents/2017A/bills/2017a_1093_signed.pdf)

## Votes

- Refer House Bill 17-1093 to the Committee of the Whole. The motion passed on a vote of 13-0. — **13–0** (pass) · legislature
- Refer House Bill 17-1093 to the Committee of the Whole with a recommendation that it be placed on the consent calendar. The motion passed on a vote of 4-0. — **4–0** (pass) · legislature

## Sponsors

- Daniel Kagan — primary (person)
- Kim Ransom — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2017-03-20T06:00:00+00:00** Governor Signed `executive-signature`
- **2017-03-14T06:00:00+00:00** Sent to the Governor `executive-receipt`
- **2017-03-14T06:00:00+00:00** Signed by the President of the Senate
- **2017-03-10T07:00:00+00:00** Signed by the Speaker of the House
- **2017-03-06T07:00:00+00:00** Senate Third Reading Passed - No Amendments `reading-3, passage`
- **2017-03-03T07:00:00+00:00** Senate Second Reading Passed - No Amendments `reading-2`
- **2017-02-28T07:00:00+00:00** Senate Committee on Finance Refer Unamended - Consent Calendar to Senate Committee of the Whole `committee-passage`
- **2017-02-22T07:00:00+00:00** Introduced In Senate - Assigned to Finance `introduction`
- **2017-02-22T07:00:00+00:00** House Third Reading Passed with Amendments - Floor `reading-3, passage`
- **2017-02-21T07:00:00+00:00** House Second Reading Passed - No Amendments `reading-2`
- **2017-02-15T07:00:00+00:00** House Committee on Finance Refer Unamended to House Committee of the Whole `referral-committee, committee-passage`
- **2017-01-19T07:00:00+00:00** Introduced In House - Assigned to Finance `introduction`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/a0a076bb-ab51-48d0-93a9-b4505a255b59`. Confidence: reported (aggregated from official Colorado legislature records).