---
type: "Bill"
title: "Title Insurance Entity Fiduciary Duties"
description: "The bill requires title insurance entities and affiliates or subsidiaries to hold funds belonging to others in a fiduciary capacity. 'Fiduciary funds' means all funds received in conjunction with real estate closing and settlement services. The commissioner of insurance shall promulgate rules regarding fiduciary funds."
jurisdiction: "us/states/co"
legislature: "Colorado General Assembly"
session: "2018A"
identifier: "SB 18-125"
citation: "Colorado SB 18-125 (2018A)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Bob Gardner", "Daniel Kagan", "Pete Lee"]
version_count: 9
action_count: 15
vote_count: 3
first_action: "2018-01-29T07:00:00+00:00"
last_action: "2018-03-29T06:00:00+00:00"
source: "openstates"
source_identifier: "ocd-bill/35d70107-119b-46a2-a63b-709ffd2c0d0e"
source_url: "http://leg.colorado.gov/bills/sb18-125"
source_hash: "047290c7eec3e034521784d0979be079dddc9cad21fd9cac580b6f82aa586cd9"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-co"]
---

# Colorado SB 18-125 (2018A) — Title Insurance Entity Fiduciary Duties

The bill requires title insurance entities and affiliates or subsidiaries to hold funds belonging to others in a fiduciary capacity. 'Fiduciary funds' means all funds received in conjunction with real estate closing and settlement services. The commissioner of insurance shall promulgate rules regarding fiduciary funds.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Committee Amendment** (committee substitute) — [source](http://leg.colorado.gov/sites/default/files/documents/2018a/bills/cr/2018a_sb125_h_bus_001.pdf)
2. **Engrossed (02/23/2018)** (committee substitute) — [source](http://leg.colorado.gov/sites/default/files/documents/2018A/bills/2018a_125_eng.pdf)
3. **Final Act (03/22/2018)** (committee substitute) — [source](http://leg.colorado.gov/sites/default/files/documents/2018A/bills/2018a_125_enr.pdf)
4. **Introduced (01/29/2018)** (committee substitute) — [source](http://leg.colorado.gov/sites/default/files/documents/2018A/bills/2018a_125_01.pdf)
5. **PA1 (02/15/2018)** (committee substitute) — [source](http://leg.colorado.gov/sites/default/files/documents/2018A/bills/2018a_125sblt_001_01.pdf)
6. **Reengrossed (02/26/2018)** (committee substitute) — [source](http://leg.colorado.gov/sites/default/files/documents/2018A/bills/2018a_125_ren.pdf)
7. **Rerevised (03/14/2018)** (committee substitute) — [source](http://leg.colorado.gov/sites/default/files/documents/2018A/bills/2018a_125_rer.pdf)
8. **Revised (03/13/2018)** (committee substitute) — [source](http://leg.colorado.gov/sites/default/files/documents/2018A/bills/2018a_125_rev.pdf)
9. **Signed Act (03/29/2018)** (committee substitute) — [source](http://leg.colorado.gov/sites/default/files/documents/2018A/bills/2018a_125_signed.pdf)

## Votes

- AMEND — **33–0** (pass) · lower
- BILL — **33–0** (pass) · lower
- BILL — **61–2** (pass) · lower

## Sponsors

- Bob Gardner — primary (person)
- Daniel Kagan — primary (person)
- Pete Lee — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2018-03-29T06:00:00+00:00** Governor Signed `executive-signature`
- **2018-03-22T06:00:00+00:00** Sent to the Governor `executive-receipt`
- **2018-03-22T06:00:00+00:00** Signed by the Speaker of the House
- **2018-03-21T06:00:00+00:00** Signed by the President of the Senate
- **2018-03-14T06:00:00+00:00** House Third Reading Passed - No Amendments `reading-3, passage`
- **2018-03-13T06:00:00+00:00** House Second Reading Passed - No Amendments `reading-2`
- **2018-03-08T07:00:00+00:00** House Committee on Business Affairs and Labor Refer Unamended to House Committee of the Whole `referral-committee, committee-passage`
- **2018-03-01T07:00:00+00:00** Introduced In House - Assigned to Business Affairs and Labor `introduction`
- **2018-02-26T07:00:00+00:00** Senate Third Reading Passed with Amendments - Floor `reading-3, passage`
- **2018-02-23T07:00:00+00:00** Senate Second Reading Passed with Amendments - Committee, Floor `reading-2`
- **2018-02-22T07:00:00+00:00** Senate Second Reading Laid Over Daily - No Amendments
- **2018-02-21T07:00:00+00:00** Senate Second Reading Laid Over Daily - No Amendments
- **2018-02-20T07:00:00+00:00** Senate Second Reading Laid Over Daily - No Amendments
- **2018-02-14T07:00:00+00:00** Senate Committee on Business, Labor, & Technology Refer Amended to Senate Committee of the Whole `referral-committee, committee-passage`
- **2018-01-29T07:00:00+00:00** Introduced In Senate - Assigned to Business, Labor, & Technology `introduction`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/35d70107-119b-46a2-a63b-709ffd2c0d0e`. Confidence: reported (aggregated from official Colorado legislature records).