---
type: "Bill"
title: "Restrict Insurers' Use Of External Consumer Data"
description: "The act prohibits an insurer from:Unfairly discriminating based on an individual's race, color, national or ethnic origin, religion, sex, sexual orientation, disability, gender identity, or gender expression in any insurance practice; or"
jurisdiction: "us/states/co"
legislature: "Colorado General Assembly"
session: "2021A"
identifier: "SB 21-169"
citation: "Colorado SB 21-169 (2021A)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Daneya Esgar", "Janet Buckner", "Naquetta Ricks"]
version_count: 10
action_count: 16
vote_count: 4
first_action: "2021-03-02T07:00:00+00:00"
last_action: "2021-07-06T06:00:00+00:00"
source: "openstates"
source_identifier: "ocd-bill/cc6e014d-710b-4e95-a550-8eb19874278a"
source_url: "http://leg.colorado.gov/bills/sb21-169"
source_hash: "427db90b5d2c4c3fa09374151b19d88462f09a27846a44cedcf57a96a0d68093"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-co"]
---

# Colorado SB 21-169 (2021A) — Restrict Insurers' Use Of External Consumer Data

The act prohibits an insurer from:Unfairly discriminating based on an individual's race, color, national or ethnic origin, religion, sex, sexual orientation, disability, gender identity, or gender expression in any insurance practice; or

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Committee Amendment** (committee substitute) — [source](http://leg.colorado.gov/sites/default/files/2021a_sb169_h_hi_001.pdf)
2. **Engrossed (05/12/2021)** (committee substitute) — [source](http://leg.colorado.gov/sites/default/files/documents/2021A/bills/2021a_169_eng.pdf)
3. **Final Act (06/23/2021)** (committee substitute) — [source](http://leg.colorado.gov/sites/default/files/documents/2021A/bills/2021a_169_enr.pdf)
4. **Introduced (03/02/2021)** (committee substitute) — [source](http://leg.colorado.gov/sites/default/files/documents/2021A/bills/2021a_169_01.pdf)
5. **PA1 (05/04/2021)** (committee substitute) — [source](http://leg.colorado.gov/sites/default/files/documents/2021A/bills/2021a_169sblt_01.pdf)
6. **PA2 (06/01/2021)** (committee substitute) — [source](http://leg.colorado.gov/sites/default/files/documents/2021A/bills/2021a_169hi_01.pdf)
7. **Reengrossed (05/13/2021)** (committee substitute) — [source](http://leg.colorado.gov/sites/default/files/documents/2021A/bills/2021a_169_ren.pdf)
8. **Rerevised (06/07/2021)** (committee substitute) — [source](http://leg.colorado.gov/sites/default/files/documents/2021A/bills/2021a_169_rer.pdf)
9. **Revised (06/03/2021)** (committee substitute) — [source](http://leg.colorado.gov/sites/default/files/documents/2021A/bills/2021a_169_rev.pdf)
10. **Signed Act (07/06/2021)** (committee substitute) — [source](http://leg.colorado.gov/sites/default/files/2021a_169_signed.pdf)

## Votes

- BILL — **41–23** (pass) · lower
- BILL — **21–14** (pass) · upper
- REPASS — **19–13** (pass) · upper
- CONCUR — **19–13** (pass) · upper

## Sponsors

- Daneya Esgar — primary (person)
- Janet Buckner — primary (person)
- Naquetta Ricks — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2021-07-06T06:00:00+00:00** Governor Signed `executive-signature`
- **2021-06-23T06:00:00+00:00** Sent to the Governor `executive-receipt`
- **2021-06-23T06:00:00+00:00** Signed by the Speaker of the House
- **2021-06-23T06:00:00+00:00** Signed by the President of the Senate
- **2021-06-07T06:00:00+00:00** Senate Considered House Amendments - Result was to Concur - Repass
- **2021-06-07T06:00:00+00:00** House Third Reading Passed - No Amendments `passage, reading-3`
- **2021-06-04T06:00:00+00:00** House Third Reading Laid Over Daily - No Amendments
- **2021-06-03T06:00:00+00:00** House Second Reading Special Order - Passed with Amendments - Committee, Floor
- **2021-05-28T06:00:00+00:00** House Committee on Health & Insurance Refer Amended to House Committee of the Whole `committee-passage, referral-committee`
- **2021-05-18T06:00:00+00:00** Introduced In House - Assigned to Health & Insurance `introduction`
- **2021-05-13T06:00:00+00:00** Senate Third Reading Passed - No Amendments `passage, reading-3`
- **2021-05-12T06:00:00+00:00** Senate Second Reading Passed with Amendments - Committee, Floor `reading-2`
- **2021-05-10T06:00:00+00:00** Senate Second Reading Laid Over to 05/12/2021 - No Amendments
- **2021-05-06T06:00:00+00:00** Senate Second Reading Laid Over to 05/10/2021 - No Amendments
- **2021-05-03T06:00:00+00:00** Senate Committee on Business, Labor, & Technology Refer Amended to Senate Committee of the Whole `committee-passage, referral-committee`
- **2021-03-02T07:00:00+00:00** Introduced In Senate - Assigned to Business, Labor, & Technology `introduction`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/cc6e014d-710b-4e95-a550-8eb19874278a`. Confidence: reported (aggregated from official Colorado legislature records).