---
type: "Bill"
title: "Rideshares And Uninsured Motorist Insurance Coverage"
description: "Current law requires a transportation network company or its drivers to secure primary liability insurance coverage for the drivers for incidents involving the drivers during prearranged rides and for periods when a driver is logged into a transportation network company's digital network but not engaged in a prearranged ride. Section 1 of the act requires a transportation network company or its drivers to also secure insurance protection for drivers and for their riders against damages caused by uninsured motorists in the amounts of at least $200,000 per person and $400,000 per occurrence. The insurance policy must provide coverage to drivers and riders at all times the driver is engaged in a prearranged ride."
jurisdiction: "us/states/co"
legislature: "Colorado General Assembly"
session: "2022A"
identifier: "HB 22-1089"
citation: "Colorado HB 22-1089 (2022A)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Faith Winter", "Steven Woodrow"]
version_count: 10
action_count: 17
vote_count: 4
first_action: "2022-01-20T07:00:00+00:00"
last_action: "2022-05-17T06:00:00+00:00"
source: "openstates"
source_identifier: "ocd-bill/fe514a56-d8ce-4189-abd6-2fba852b24ee"
source_url: "https://leg.colorado.gov/bills/hb22-1089"
source_hash: "283612f2a3bddab7e0902b216dc79da02de3ce2856a555d6d45c3dc0159e9a25"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-co"]
---

# Colorado HB 22-1089 (2022A) — Rideshares And Uninsured Motorist Insurance Coverage

Current law requires a transportation network company or its drivers to secure primary liability insurance coverage for the drivers for incidents involving the drivers during prearranged rides and for periods when a driver is logged into a transportation network company's digital network but not engaged in a prearranged ride. Section 1 of the act requires a transportation network company or its drivers to also secure insurance protection for drivers and for their riders against damages caused by uninsured motorists in the amounts of at least $200,000 per person and $400,000 per occurrence. The insurance policy must provide coverage to drivers and riders at all times the driver is engaged in a prearranged ride.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Committee Amendment** (committee substitute) — [source](https://leg.colorado.gov/sites/default/files/2022a_hb1089_s_tra_001.pdf)
2. **Engrossed (02/17/2022)** (committee substitute) — [source](https://leg.colorado.gov/sites/default/files/documents/2022A/bills/2022a_1089_eng.pdf)
3. **Final Act (05/09/2022)** (committee substitute) — [source](https://leg.colorado.gov/sites/default/files/documents/2022A/bills/2022a_1089_enr.pdf)
4. **Introduced (01/20/2022)** (committee substitute) — [source](https://leg.colorado.gov/sites/default/files/documents/2022A/bills/2022a_1089_01.pdf)
5. **PA1 (02/11/2022)** (committee substitute) — [source](https://leg.colorado.gov/sites/default/files/documents/2022A/bills/2022a_1089hjud_01.pdf)
6. **PA2 (03/16/2022)** (committee substitute) — [source](https://leg.colorado.gov/sites/default/files/documents/2022A/bills/2022a_1089_s_tra_01.pdf)
7. **Reengrossed (02/18/2022)** (committee substitute) — [source](https://leg.colorado.gov/sites/default/files/documents/2022A/bills/2022a_1089_ren.pdf)
8. **Rerevised (04/01/2022)** (committee substitute) — [source](https://leg.colorado.gov/sites/default/files/documents/2022A/bills/2022a_1089_rer.pdf)
9. **Revised (2) (03/31/2022)** (committee substitute) — [source](https://leg.colorado.gov/sites/default/files/documents/2022A/bills/2022a_1089_rev.pdf)
10. **Signed Act (05/17/2022)** (committee substitute) — [source](https://leg.colorado.gov/sites/default/files/2022a_1089_signed.pdf)

## Votes

- CONCUR — **58–2** (pass) · lower
- BILL — **21–13** (pass) · upper
- REPASS — **38–22** (pass) · lower
- BILL — **36–24** (pass) · lower

## Sponsors

- Faith Winter — primary (person)
- Steven Woodrow — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2022-05-17T06:00:00+00:00** Governor Signed `executive-signature`
- **2022-05-09T06:00:00+00:00** Sent to the Governor `executive-receipt`
- **2022-05-09T06:00:00+00:00** Signed by the President of the Senate
- **2022-05-06T06:00:00+00:00** Signed by the Speaker of the House
- **2022-04-05T06:00:00+00:00** House Considered Senate Amendments - Result was to Concur - Repass
- **2022-04-04T06:00:00+00:00** House Considered Senate Amendments - Result was to Laid Over Daily
- **2022-04-01T06:00:00+00:00** Senate Third Reading Passed - No Amendments `passage, reading-3`
- **2022-03-31T06:00:00+00:00** Senate Second Reading Passed with Amendments - Committee, Floor `reading-2`
- **2022-03-23T06:00:00+00:00** Senate Second Reading Laid Over Daily - No Amendments
- **2022-03-18T06:00:00+00:00** Senate Second Reading Laid Over to 03/23/2022 - No Amendments
- **2022-03-15T06:00:00+00:00** Senate Committee on Transportation & Energy Refer Amended to Senate Committee of the Whole `committee-passage, referral-committee`
- **2022-02-24T07:00:00+00:00** Introduced In Senate - Assigned to Transportation & Energy `introduction`
- **2022-02-18T07:00:00+00:00** House Third Reading Passed - No Amendments `passage, reading-3`
- **2022-02-17T07:00:00+00:00** House Second Reading Special Order - Passed with Amendments - Committee, Floor
- **2022-02-14T07:00:00+00:00** House Second Reading Laid Over Daily - No Amendments
- **2022-02-09T07:00:00+00:00** House Committee on Judiciary Refer Amended to House Committee of the Whole `committee-passage, referral-committee`
- **2022-01-20T07:00:00+00:00** Introduced In House - Assigned to Judiciary `introduction`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/fe514a56-d8ce-4189-abd6-2fba852b24ee`. Confidence: reported (aggregated from official Colorado legislature records).