---
type: "Bill"
title: "Homestead Exemption And Consumer Debt Protection"
description: "Colorado's statutory homestead exemption exempts a portion of a homestead from seizure to satisfy a debt, contract, or civil obligation. Section 2 increases the amount of the homestead exemption:"
jurisdiction: "us/states/co"
legislature: "Colorado General Assembly"
session: "2022A"
identifier: "SB 22-086"
citation: "Colorado SB 22-086 (2022A)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Faith Winter", "Julie Gonzales", "Matt Gray", "Serena Gonzales-Gutierrez"]
version_count: 9
action_count: 13
vote_count: 2
first_action: "2022-01-20T07:00:00+00:00"
last_action: "2022-04-07T06:00:00+00:00"
source: "openstates"
source_identifier: "ocd-bill/a399a197-197f-405a-b390-a64566989abc"
source_url: "https://leg.colorado.gov/bills/sb22-086"
source_hash: "12a501cb597bdbbb05f2bb80942562e26341bd169ede83f79aa2d1548325cdf0"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-co"]
---

# Colorado SB 22-086 (2022A) — Homestead Exemption And Consumer Debt Protection

Colorado's statutory homestead exemption exempts a portion of a homestead from seizure to satisfy a debt, contract, or civil obligation. Section 2 increases the amount of the homestead exemption:

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Committee Amendment** (committee substitute) — [source](https://leg.colorado.gov/sites/default/files/2022a_sb086_h_jud_001.pdf)
2. **Engrossed (02/22/2022)** (committee substitute) — [source](https://leg.colorado.gov/sites/default/files/documents/2022A/bills/2022a_086_en2.pdf)
3. **Final Act (04/01/2022)** (committee substitute) — [source](https://leg.colorado.gov/sites/default/files/documents/2022A/bills/2022a_086_enr.pdf)
4. **Introduced (01/20/2022)** (committee substitute) — [source](https://leg.colorado.gov/sites/default/files/documents/2022A/bills/2022a_086_01.pdf)
5. **PA1 (02/17/2022)** (committee substitute) — [source](https://leg.colorado.gov/sites/default/files/documents/2022A/bills/2022a_086sfin_01.pdf)
6. **Reengrossed (02/23/2022)** (committee substitute) — [source](https://leg.colorado.gov/sites/default/files/documents/2022A/bills/2022a_086_ren.pdf)
7. **Rerevised (03/22/2022)** (committee substitute) — [source](https://leg.colorado.gov/sites/default/files/documents/2022A/bills/2022a_086_rer.pdf)
8. **Revised (03/21/2022)** (committee substitute) — [source](https://leg.colorado.gov/sites/default/files/documents/2022A/bills/2022a_086_rev.pdf)
9. **Signed Act (04/07/2022)** (committee substitute) — [source](https://leg.colorado.gov/sites/default/files/2022a_086_signed.pdf)

## Votes

- BILL — **20–13** (pass) · upper
- BILL — **41–23** (pass) · lower

## Sponsors

- Faith Winter — primary (person)
- Julie Gonzales — primary (person)
- Matt Gray — primary (person)
- Serena Gonzales-Gutierrez — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2022-04-07T06:00:00+00:00** Governor Signed `executive-signature`
- **2022-04-01T06:00:00+00:00** Sent to the Governor `executive-receipt`
- **2022-04-01T06:00:00+00:00** Signed by the Speaker of the House
- **2022-03-30T06:00:00+00:00** Signed by the President of the Senate
- **2022-03-22T06:00:00+00:00** House Third Reading Passed - No Amendments `passage, reading-3`
- **2022-03-21T06:00:00+00:00** House Second Reading Passed - No Amendments `reading-2`
- **2022-03-18T06:00:00+00:00** House Second Reading Laid Over Daily - No Amendments
- **2022-03-15T06:00:00+00:00** House Committee on Judiciary Refer Unamended to House Committee of the Whole `committee-passage, referral-committee`
- **2022-02-23T07:00:00+00:00** Introduced In House - Assigned to Judiciary `introduction`
- **2022-02-23T07:00:00+00:00** Senate Third Reading Passed - No Amendments `passage, reading-3`
- **2022-02-22T07:00:00+00:00** Senate Second Reading Passed with Amendments - Committee `reading-2`
- **2022-02-16T07:00:00+00:00** Senate Committee on Finance Refer Amended to Senate Committee of the Whole `committee-passage, referral-committee`
- **2022-01-20T07:00:00+00:00** Introduced In Senate - Assigned to Finance `introduction`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/a399a197-197f-405a-b390-a64566989abc`. Confidence: reported (aggregated from official Colorado legislature records).