---
type: "Bill"
title: "Homeowner's Insurance Underinsurance"
description: "The act requires the commissioner of insurance (commissioner) to prepare an annual report on the cost of reconstructing homes in Colorado."
jurisdiction: "us/states/co"
legislature: "Colorado General Assembly"
session: "2023A"
identifier: "HB 23-1174"
citation: "Colorado HB 23-1174 (2023A)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Dylan Roberts", "Judy Amabile", "Kyle Brown", "Mark Baisley"]
version_count: 11
action_count: 16
vote_count: 4
first_action: "2023-02-06T07:00:00+00:00"
last_action: "2023-05-12T06:00:00+00:00"
source: "openstates"
source_identifier: "ocd-bill/a266ddcb-d2db-48b4-9cfa-74e9c8f8f06a"
source_url: "https://leg.colorado.gov/bills/hb23-1174"
source_hash: "c1efb46200af2b013da7630f849c359c39087ee4fdc456fdcd214a83308814d3"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-co"]
---

# Colorado HB 23-1174 (2023A) — Homeowner's Insurance Underinsurance

The act requires the commissioner of insurance (commissioner) to prepare an annual report on the cost of reconstructing homes in Colorado.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Committee Amendment** (committee substitute) — [source](https://leg.colorado.gov/sites/default/files/2023a_hb1174_s_app_004.pdf)
2. **Engrossed (04/18/2023)** (committee substitute) — [source](https://leg.colorado.gov/sites/default/files/documents/2023A/bills/2023a_1174_eng.pdf)
3. **Final Act (05/11/2023)** (committee substitute) — [source](https://leg.colorado.gov/sites/default/files/documents/2023A/bills/2023a_1174_enr.pdf)
4. **Introduced (02/06/2023)** (committee substitute) — [source](https://leg.colorado.gov/sites/default/files/documents/2023A/bills/2023a_1174_01.pdf)
5. **PA1 (03/09/2023)** (committee substitute) — [source](https://leg.colorado.gov/sites/default/files/documents/2023A/bills/2023a_1174_h_bus_01.pdf)
6. **PA2 (04/18/2023)** (committee substitute) — [source](https://leg.colorado.gov/sites/default/files/documents/2023A/bills/2023a_1174_h_bus_app_01.pdf)
7. **PA3 (05/06/2023)** (committee substitute) — [source](https://leg.colorado.gov/sites/default/files/documents/2023A/bills/2023a_1174_s_app_01.pdf)
8. **Reengrossed (04/21/2023)** (committee substitute) — [source](https://leg.colorado.gov/sites/default/files/documents/2023A/bills/2023a_1174_ren.pdf)
9. **Rerevised (05/07/2023)** (committee substitute) — [source](https://leg.colorado.gov/sites/default/files/documents/2023A/bills/2023a_1174_rer.pdf)
10. **Revised (05/06/2023)** (committee substitute) — [source](https://leg.colorado.gov/sites/default/files/documents/2023A/bills/2023a_1174_rev.pdf)
11. **Signed Act (05/12/2023)** (committee substitute) — [source](https://leg.colorado.gov/sites/default/files/2023a_1174_signed.pdf)

## Votes

- CONCUR — **59–5** (pass) · lower
- BILL — **33–1** (pass) · upper
- REPASS — **46–17** (pass) · lower
- BILL — **45–17** (pass) · lower

## Sponsors

- Dylan Roberts — primary (person)
- Judy Amabile — primary (person)
- Kyle Brown — primary (person)
- Mark Baisley — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2023-05-12T06:00:00+00:00** Governor Signed `executive-signature`
- **2023-05-11T06:00:00+00:00** Signed by the President of the Senate
- **2023-05-11T06:00:00+00:00** Signed by the Speaker of the House
- **2023-05-11T06:00:00+00:00** Sent to the Governor `executive-receipt`
- **2023-05-08T06:00:00+00:00** House Considered Senate Amendments - Result was to Concur - Repass
- **2023-05-07T06:00:00+00:00** Senate Third Reading Passed - No Amendments `passage, reading-3`
- **2023-05-06T06:00:00+00:00** Senate Second Reading Special Order - Passed with Amendments - Committee
- **2023-05-06T06:00:00+00:00** Senate Committee on Appropriations Refer Amended to Senate Committee of the Whole `committee-passage, referral-committee`
- **2023-05-02T06:00:00+00:00** Senate Committee on Business, Labor, & Technology Refer Unamended to Appropriations `referral-committee`
- **2023-04-24T06:00:00+00:00** Introduced In Senate - Assigned to Business, Labor, & Technology `introduction`
- **2023-04-21T06:00:00+00:00** House Third Reading Passed - No Amendments `passage, reading-3`
- **2023-04-19T06:00:00+00:00** House Third Reading Laid Over Daily - No Amendments
- **2023-04-18T06:00:00+00:00** House Second Reading Special Order - Passed with Amendments - Committee, Floor
- **2023-04-18T06:00:00+00:00** House Committee on Appropriations Refer Amended to House Committee of the Whole `committee-passage, referral-committee`
- **2023-03-08T07:00:00+00:00** House Committee on Business Affairs & Labor Refer Amended to Appropriations `referral-committee`
- **2023-02-06T07:00:00+00:00** Introduced In House - Assigned to Business Affairs & Labor `introduction`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/a266ddcb-d2db-48b4-9cfa-74e9c8f8f06a`. Confidence: reported (aggregated from official Colorado legislature records).