---
type: "Bill"
title: "Mortgage Servicers Disburse Insurance Proceeds"
description: "The act requires a mortgage servicer, upon the request of a borrower, to disclose certain information to the borrower concerning the disbursement of insurance proceeds to the borrower in the event that a residential property that is subject to a mortgage is damaged or destroyed and an insurance company pays a claim associated with such damage or destruction."
jurisdiction: "us/states/co"
legislature: "Colorado General Assembly"
session: "2024A"
identifier: "HB 24-1011"
citation: "Colorado HB 24-1011 (2024A)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Janice Marchman", "Judy Amabile", "Kyle Brown", "Lisa Cutter"]
version_count: 10
action_count: 14
vote_count: 4
first_action: "2024-01-10T07:00:00+00:00"
last_action: "2024-05-17T06:00:00+00:00"
source: "openstates"
source_identifier: "ocd-bill/c599406c-cb36-474b-a046-8a20ec1a5923"
source_url: "https://leg.colorado.gov/bills/hb24-1011"
source_hash: "7913ea814d85b40cbdfd0ab7d12e478197d567904d43e9003afedefe7f173a09"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-co"]
---

# Colorado HB 24-1011 (2024A) — Mortgage Servicers Disburse Insurance Proceeds

The act requires a mortgage servicer, upon the request of a borrower, to disclose certain information to the borrower concerning the disbursement of insurance proceeds to the borrower in the event that a residential property that is subject to a mortgage is damaged or destroyed and an insurance company pays a claim associated with such damage or destruction.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Committee Amendment** (committee substitute) — [source](https://leg.colorado.gov/sites/default/files/2024a_hb1011_s_blt_001.pdf)
2. **Engrossed (02/05/2024)** (committee substitute) — [source](https://leg.colorado.gov/sites/default/files/documents/2024A/bills/2024a_1011_eng.pdf)
3. **Final Act (05/02/2024)** (committee substitute) — [source](https://leg.colorado.gov/sites/default/files/documents/2024A/bills/2024a_1011_enr.pdf)
4. **Introduced (01/10/2024)** (committee substitute) — [source](https://leg.colorado.gov/sites/default/files/documents/2024A/bills/2024a_1011_01.pdf)
5. **PA1 (02/01/2024)** (committee substitute) — [source](https://leg.colorado.gov/sites/default/files/documents/2024A/bills/2024a_1011_h_bus_01.pdf)
6. **PA2 (03/27/2024)** (committee substitute) — [source](https://leg.colorado.gov/sites/default/files/documents/2024A/bills/2024a_1011_s_blt_01.pdf)
7. **Reengrossed (02/06/2024)** (committee substitute) — [source](https://leg.colorado.gov/sites/default/files/documents/2024A/bills/2024a_1011_ren.pdf)
8. **Rerevised (04/02/2024)** (committee substitute) — [source](https://leg.colorado.gov/sites/default/files/documents/2024A/bills/2024a_1011_rer.pdf)
9. **Revised (04/01/2024)** (committee substitute) — [source](https://leg.colorado.gov/sites/default/files/documents/2024A/bills/2024a_1011_rev.pdf)
10. **Signed Act (05/17/2024)** (committee substitute) — [source](https://leg.colorado.gov/sites/default/files/2024a_1011_signed.pdf)

## Votes

- REPASS — **48–6** (pass) · lower
- CONCUR — **45–9** (pass) · lower
- BILL — **55–9** (pass) · lower
- BILL — **28–7** (pass) · upper

## Sponsors

- Janice Marchman — primary (person)
- Judy Amabile — primary (person)
- Kyle Brown — primary (person)
- Lisa Cutter — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2024-05-17T06:00:00+00:00** Governor Signed `executive-signature`
- **2024-05-03T06:00:00+00:00** Sent to the Governor `executive-receipt`
- **2024-05-02T06:00:00+00:00** Signed by the President of the Senate
- **2024-05-02T06:00:00+00:00** Signed by the Speaker of the House
- **2024-04-05T06:00:00+00:00** House Considered Senate Amendments - Result was to Concur - Repass
- **2024-04-03T06:00:00+00:00** House Considered Senate Amendments - Result was to Laid Over Daily
- **2024-04-02T06:00:00+00:00** Senate Third Reading Passed - No Amendments `passage, reading-3`
- **2024-04-01T06:00:00+00:00** Senate Second Reading Passed with Amendments - Committee, Floor `reading-2`
- **2024-03-26T06:00:00+00:00** Senate Committee on Business, Labor, & Technology Refer Amended - Consent Calendar to Senate Committee of the Whole `committee-passage`
- **2024-02-09T07:00:00+00:00** Introduced In Senate - Assigned to Business, Labor, & Technology `introduction`
- **2024-02-06T07:00:00+00:00** House Third Reading Passed - No Amendments `passage, reading-3`
- **2024-02-05T07:00:00+00:00** House Second Reading Special Order - Passed with Amendments - Committee, Floor
- **2024-01-31T07:00:00+00:00** House Committee on Business Affairs & Labor Refer Amended to House Committee of the Whole `committee-passage, referral-committee`
- **2024-01-10T07:00:00+00:00** Introduced In House - Assigned to Business Affairs & Labor `introduction`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/c599406c-cb36-474b-a046-8a20ec1a5923`. Confidence: reported (aggregated from official Colorado legislature records).