---
type: "Bill"
title: "Pet Ownership Residential Housing Structures"
description: "Colorado law prohibits an insurer from refusing to insure or increasing a premium for a homeowners insurance policy or a dwelling fire insurance policy based on the breed or mixture of breeds of a dog that is kept at a dwelling unless the dog is known to be dangerous or has been declared to be dangerous. The act adds that this provision applies to all residential structures used for a residence and occupied by an owner or renter."
jurisdiction: "us/states/co"
legislature: "Colorado General Assembly"
session: "2025A"
identifier: "HB 25-1207"
citation: "Colorado HB 25-1207 (2025A)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Faith Winter", "Javier Mabrey", "Monica Duran", "Tony Exum"]
version_count: 10
action_count: 15
vote_count: 5
first_action: "2025-02-10T07:00:00+00:00"
last_action: "2025-05-22T06:00:00+00:00"
source: "openstates"
source_identifier: "ocd-bill/dcb88375-921c-4697-82ba-ebbcdead1377"
source_url: "https://leg.colorado.gov/bills/hb25-1207"
source_hash: "021b46abc83e6b73dc0c9ad7e44f51b0a113c562e954054bc4ff8903155f9b70"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-co"]
---

# Colorado HB 25-1207 (2025A) — Pet Ownership Residential Housing Structures

Colorado law prohibits an insurer from refusing to insure or increasing a premium for a homeowners insurance policy or a dwelling fire insurance policy based on the breed or mixture of breeds of a dog that is kept at a dwelling unless the dog is known to be dangerous or has been declared to be dangerous. The act adds that this provision applies to all residential structures used for a residence and occupied by an owner or renter.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Committee Amendment** (committee substitute) — [source](https://leg.colorado.gov/sites/default/files/2025a_hb1207_s_lgh_001.pdf)
2. **Engrossed (03/31/2025)** (committee substitute) — [source](https://leg.colorado.gov/sites/default/files/documents/2025A/bills/2025a_1207_eng.pdf)
3. **Final Act (05/06/2025)** (committee substitute) — [source](https://leg.colorado.gov/sites/default/files/documents/2025A/bills/2025a_1207_enr.pdf)
4. **Introduced (02/10/2025)** (committee substitute) — [source](https://leg.colorado.gov/sites/default/files/documents/2025A/bills/2025a_1207_01.pdf)
5. **PA1 (03/05/2025)** (committee substitute) — [source](https://leg.colorado.gov/sites/default/files/documents/2025A/bills/2025a_1207_h_thl_01.pdf)
6. **PA2 (04/21/2025)** (committee substitute) — [source](https://leg.colorado.gov/sites/default/files/documents/2025A/bills/2025a_1207_s_lgh_01.pdf)
7. **Reengrossed (04/01/2025)** (committee substitute) — [source](https://leg.colorado.gov/sites/default/files/documents/2025A/bills/2025a_1207_ren.pdf)
8. **Rerevised (04/24/2025)** (committee substitute) — [source](https://leg.colorado.gov/sites/default/files/documents/2025A/bills/2025a_1207_rer.pdf)
9. **Revised (04/23/2025)** (committee substitute) — [source](https://leg.colorado.gov/sites/default/files/documents/2025A/bills/2025a_1207_rev.pdf)
10. **Signed Act (05/22/2025)** (committee substitute) — [source](https://leg.colorado.gov/sites/default/files/2025a_1207_signed.pdf)

## Votes

- REPASS — **40–23** (pass) · lower
- BILL — **39–24** (pass) · lower
- ADOPT REPORT — **24–11** (pass) · upper
- CONCUR — **42–21** (pass) · lower
- BILL — **22–13** (pass) · upper

## Sponsors

- Faith Winter — primary (person)
- Javier Mabrey — primary (person)
- Monica Duran — primary (person)
- Tony Exum — primary (person)
- A. Valdez — cosponsor (person)
- E. Sirota — cosponsor (person)
- E. Velasco — cosponsor (person)
- G. Rydin — cosponsor (person)
- J. Bacon — cosponsor (person)
- J. Jackson — cosponsor (person)
- J. Joseph — cosponsor (person)
- K. McCormick — cosponsor (person)
- K. Wallace — cosponsor (person)
- L. García — cosponsor (person)
- M. Froelich — cosponsor (person)
- M. Lindsay — cosponsor (person)
- M. Rutinel — cosponsor (person)
- N. Ricks — cosponsor (person)
- S. Bird — cosponsor (person)
- S. Woodrow — cosponsor (person)
- T. Story — cosponsor (person)
- Y. Zokaie — cosponsor (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2025-05-22T06:00:00+00:00** Governor Signed `executive-signature`
- **2025-05-06T06:00:00+00:00** Sent to the Governor `executive-receipt`
- **2025-05-06T06:00:00+00:00** Signed by the President of the Senate
- **2025-05-06T06:00:00+00:00** Signed by the Speaker of the House
- **2025-05-01T06:00:00+00:00** House Considered Senate Amendments - Result was to Concur - Repass
- **2025-04-25T06:00:00+00:00** House Considered Senate Amendments - Result was to Laid Over Daily
- **2025-04-24T06:00:00+00:00** Senate Third Reading Passed - No Amendments `passage, reading-3`
- **2025-04-23T06:00:00+00:00** Senate Second Reading Passed with Amendments - Committee `reading-2`
- **2025-04-17T06:00:00+00:00** Senate Committee on Local Government & Housing Refer Amended to Senate Committee of the Whole `committee-passage, referral-committee`
- **2025-04-07T06:00:00+00:00** Introduced In Senate - Assigned to Local Government & Housing `introduction`
- **2025-04-01T06:00:00+00:00** House Third Reading Passed - No Amendments `passage, reading-3`
- **2025-03-31T06:00:00+00:00** House Second Reading Special Order - Passed with Amendments - Committee, Floor
- **2025-03-07T07:00:00+00:00** House Second Reading Laid Over Daily - No Amendments
- **2025-03-04T07:00:00+00:00** House Committee on Transportation, Housing & Local Government Refer Amended to House Committee of the Whole `committee-passage, referral-committee`
- **2025-02-10T07:00:00+00:00** Introduced In House - Assigned to Transportation, Housing & Local Government `introduction`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/dcb88375-921c-4697-82ba-ebbcdead1377`. Confidence: reported (aggregated from official Colorado legislature records).