---
type: "Bill"
title: "Financial institutions; provide for definitions; provisions"
description: "A BILL to be entitled an Act to amend Chapter 1 of Title 7 of the O.C.G.A., relating to financial institutions; to amend Code Section 13-1-15 of the Official Code of Georgia Annotated, relating to the charging of convenience fees by a lender or merchant, so as to allow for such fees on loans made pursuant to Chapter 1 of Title 7; to amend Chapter 12 of Title 53 of the Official Code of Georgia Annotated, relating to trusts, so as to revise a definition; to provide for the authority of a foreign entity to act in a fiduciary capacity; to prohibit the establishment of a place of business by a foreign entity acting as a fiduciary not transacting business in the state; to provide for a filing statement with the Secretary of State and appointment of an agent for service by a foreign entity; to provide for effective dates; to provide for related matters; to repeal conflicting laws; and for other purposes."
jurisdiction: "us/states/ga"
legislature: "Georgia General Assembly"
session: "2017_18"
identifier: "HB 143"
citation: "Georgia HB 143 (2017_18)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Bruce Williamson", "Chuck Williams", "Gloria Frazier", "Greg Morris", "Scott Hilton"]
version_count: 0
action_count: 15
vote_count: 1
first_action: "2017-01-25"
last_action: "2017-06-01"
source: "openstates"
source_identifier: "ocd-bill/ab2eba72-e34d-45d2-8854-c657fbff32dc"
source_url: "http://webservices.legis.ga.gov/GGAServices/Legislation/Service.svc?wsdl"
source_hash: "f2334d29b594b167ffc1262f3e18b2ab127cc9d73fa6cf8cb5b1f40d0023960b"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-ga"]
---

# Georgia HB 143 (2017_18) — Financial institutions; provide for definitions; provisions

A BILL to be entitled an Act to amend Chapter 1 of Title 7 of the O.C.G.A., relating to financial institutions; to amend Code Section 13-1-15 of the Official Code of Georgia Annotated, relating to the charging of convenience fees by a lender or merchant, so as to allow for such fees on loans made pursuant to Chapter 1 of Title 7; to amend Chapter 12 of Title 53 of the Official Code of Georgia Annotated, relating to trusts, so as to revise a definition; to provide for the authority of a foreign entity to act in a fiduciary capacity; to prohibit the establishment of a place of business by a foreign entity acting as a fiduciary not transacting business in the state; to provide for a filing statement with the Secretary of State and appointment of an agent for service by a foreign entity; to provide for effective dates; to provide for related matters; to repeal conflicting laws; and for other purposes.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.


## Votes

- PASSAGE — **166–1** (pass) · lower

## Sponsors

- Bruce Williamson — primary (person)
- Chuck Williams — primary (person)
- Gloria Frazier — primary (person)
- Greg Morris — primary (person)
- Scott Hilton — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2017-01-25** House Hopper
- **2017-01-26** House First Readers `reading-1`
- **2017-01-30** House Second Readers `reading-2`
- **2017-02-08** House Committee Favorably Reported `committee-passage-favorable`
- **2017-02-14** House Third Readers `reading-3`
- **2017-02-14** House Passed/Adopted `passage`
- **2017-02-15** Senate Read and Referred `referral-committee`
- **2017-03-03** Senate Committee Favorably Reported `committee-passage-favorable`
- **2017-03-06** Senate Read Second Time `reading-2`
- **2017-03-16** Senate Third Read `reading-3`
- **2017-03-16** Senate Passed/Adopted `passage`
- **2017-04-03** House Sent to Governor `executive-receipt`
- **2017-05-01** House Date Signed by Governor `executive-signature`
- **2017-05-01** Act 57 `executive-signature`
- **2017-06-01** Effective Date

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/ab2eba72-e34d-45d2-8854-c657fbff32dc`. Confidence: reported (aggregated from official Georgia legislature records).