--- type: "Bill" title: "Garnishment Proceedings; revise; uniform procedures for garnishment actions; provide" description: "A BILL to be entitled an Act to amend Chapter 4 of Title 18 of the O.C.G.A., relating to garnishment proceedings, so as to revise procedures for garnishment proceedings; to provide for uniform procedures for garnishment actions; to provide definitions; to limit the maximum part of disposable earnings subject to garnishment in relation to certain educational or student loans; to provide a fixed time for continuous garnishments; to amend Article 7 of Chapter 3 of Title 20 of the O.C.G.A., relating to scholarships, loans, and grants, so as to provide for cross-references; to provide for related matters; to repeal conflicting laws; and for other purposes." jurisdiction: "us/states/ga" legislature: "Georgia General Assembly" session: "2019_20" identifier: "SB 443" citation: "Georgia SB 443 (2019_20)" classification: ["bill"] subjects: [] status: "enacted" primary_sponsors: ["Jeff Mullis", "Jesse Stone", "Lee Anderson"] version_count: 4 action_count: 16 vote_count: 1 first_action: "2020-02-25" last_action: "2021-01-01" source: "openstates" source_identifier: "ocd-bill/62e7da9f-18af-4dae-b726-d824c2f31612" source_url: "http://webservices.legis.ga.gov/GGAServices/Legislation/Service.svc?wsdl" source_hash: "0290e7b5d7317184fa9a4aa08a11dc38b54003f80a9ee167c6cdb4de815c02c7" vintage: "2026-07-01" source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump" retrieved_at: "2026-07-06" confidence: "reported" tags: ["legislation", "bill", "us-ga"] --- # Georgia SB 443 (2019_20) — Garnishment Proceedings; revise; uniform procedures for garnishment actions; provide A BILL to be entitled an Act to amend Chapter 4 of Title 18 of the O.C.G.A., relating to garnishment proceedings, so as to revise procedures for garnishment proceedings; to provide for uniform procedures for garnishment actions; to provide definitions; to limit the maximum part of disposable earnings subject to garnishment in relation to certain educational or student loans; to provide a fixed time for continuous garnishments; to amend Article 7 of Chapter 3 of Title 20 of the O.C.G.A., relating to scholarships, loans, and grants, so as to provide for cross-references; to provide for related matters; to repeal conflicting laws; and for other purposes. ## Version chain The bill's text revisions, in order — the diff chain from filing to enrollment. 1. **As introduced LC 41 2370** (committee substitute) — [source](http://www.legis.ga.gov/Legislation/20192020/190986.pdf) 2. **As passed Senate** (committee substitute) — [source](http://www.legis.ga.gov/Legislation/20192020/192932.pdf) 3. **Committee sub LC 41 2443S** (committee substitute) — [source](http://www.legis.ga.gov/Legislation/20192020/191857.pdf) 4. **SB443/AP*** (committee substitute) — [source](http://www.legis.ga.gov/Legislation/20192020/194286.pdf) ## Votes - PASSAGE BY SUBSTITUTE — **47–0** (pass) · upper ## Sponsors - Jeff Mullis — primary (person) - Jesse Stone — primary (person) - Lee Anderson — primary (person) ## Timeline The legislative action history — every referral, reading, and vote. - **2020-02-25** Senate Hopper - **2020-02-26** Senate Read and Referred `referral-committee` - **2020-03-03** Senate Committee Favorably Reported By Substitute `committee-passage-favorable` - **2020-03-04** Senate Read Second Time `reading-2` - **2020-03-10** Senate Third Read `reading-3` - **2020-03-10** Senate Passed/Adopted By Substitute `passage` - **2020-03-12** House First Readers `reading-1` - **2020-03-13** House Second Readers `reading-2` - **2020-06-17** House Committee Favorably Reported `committee-passage-favorable` - **2020-06-19** House Postponed - **2020-06-20** House Third Readers `reading-3` - **2020-06-20** House Passed/Adopted `passage` - **2020-06-29** Senate Sent to Governor `executive-receipt` - **2020-08-05** Senate Date Signed by Governor `executive-signature` - **2020-08-05** Act 574 `executive-signature` - **2021-01-01** Effective Date ## Source OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/62e7da9f-18af-4dae-b726-d824c2f31612`. Confidence: reported (aggregated from official Georgia legislature records).