---
type: "Bill"
title: "Selling and Other Trade Practices; commercial financing disclosures; provide"
description: "A BILL to be entitled an Act to amend Chapter 1 of Title 10 of the Official Code of Georgia Annotated, relating to selling and other trade practices, so as to provide for commercial financing disclosures; to require certain persons who provide commercial financing transactions to make certain disclosures; to provide for penalties; to provide for applicability; to provide for definitions; to provide for related matters; to repeal conflicting laws; and for other purposes."
jurisdiction: "us/states/ga"
legislature: "Georgia General Assembly"
session: "2023_24"
identifier: "SB 90"
citation: "Georgia SB 90 (2023_24)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Clint Dixon", "John Albers", "John F. Kennedy", "Shawn Still", "Steve Gooch"]
version_count: 5
action_count: 17
vote_count: 4
first_action: "2023-02-02"
last_action: "2024-01-01"
source: "openstates"
source_identifier: "ocd-bill/b1bbb231-3e79-4364-85cc-8deb3f8cf76f"
source_url: "http://webservices.legis.ga.gov/GGAServices/Legislation/Service.svc?wsdl"
source_hash: "92c8dd33052ca0a4d2ae01f62e5fca2cf11e725e5672cc870c305cbcc283ef68"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-ga"]
---

# Georgia SB 90 (2023_24) — Selling and Other Trade Practices; commercial financing disclosures; provide

A BILL to be entitled an Act to amend Chapter 1 of Title 10 of the Official Code of Georgia Annotated, relating to selling and other trade practices, so as to provide for commercial financing disclosures; to require certain persons who provide commercial financing transactions to make certain disclosures; to provide for penalties; to provide for applicability; to provide for definitions; to provide for related matters; to repeal conflicting laws; and for other purposes.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **As introduced LC 50 0456** (committee substitute) — [source](http://www.legis.ga.gov/Legislation/20232024/213656.pdf)
2. **As passed Senate** (committee substitute) — [source](http://www.legis.ga.gov/Legislation/20232024/215610.pdf)
3. **Committee sub LC 50 0486S** (committee substitute) — [source](http://www.legis.ga.gov/Legislation/20232024/214146.pdf)
4. **LC 50 0572S/hss** (committee substitute) — [source](http://www.legis.ga.gov/Legislation/20232024/217809.pdf)
5. **SB 90/AP*** (committee substitute) — [source](http://www.legis.ga.gov/Legislation/20232024/219440.pdf)

## Votes

- House Vote #260 - 2023-2024 Regular Session — **163–9** (pass) · lower
- Senate Vote #282 - 2023-2024 Regular Session — **41–5** (pass) · upper
- Senate Vote #69 - 2023-2024 Regular Session — **52–1** (pass) · upper
- House Vote #249 - 2023-2024 Regular Session — **165–1** (pass) · lower

## Sponsors

- Clint Dixon — primary (person)
- John Albers — primary (person)
- John F. Kennedy — primary (person)
- Shawn Still — primary (person)
- Steve Gooch — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2023-02-02** Senate Hopper `introduction`
- **2023-02-06** Senate Read and Referred `referral-committee`
- **2023-02-09** Senate Committee Favorably Reported By Substitute `committee-passage-favorable`
- **2023-02-13** Senate Read Second Time `reading-2`
- **2023-02-22** Senate Third Read `reading-3`
- **2023-02-22** Senate Passed/Adopted By Substitute `passage`
- **2023-02-23** House First Readers `reading-1`
- **2023-02-27** House Second Readers `reading-2`
- **2023-03-14** House Committee Favorably Reported By Substitute `committee-passage-favorable`
- **2023-03-16** House Withdrawn, Recommitted `referral-committee, withdrawal`
- **2023-03-20** House Third Readers `reading-3`
- **2023-03-20** House Passed/Adopted By Substitute `passage`
- **2023-03-23** Senate Agreed House Amend or Sub
- **2023-04-05** Senate Sent to Governor `executive-receipt`
- **2023-05-01** Senate Date Signed by Governor `executive-signature`
- **2023-05-01** Act 78 `executive-signature`
- **2024-01-01** Effective Date

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/b1bbb231-3e79-4364-85cc-8deb3f8cf76f`. Confidence: reported (aggregated from official Georgia legislature records).