--- type: "Bill" title: "Insurance, Department of; efficiency in the practices; provide" description: "A BILL to be entitled an Act to amend Title 33 of the O.C.G.A., relating to insurance, so as to provide for efficiency in the practices of the Department of Insurance; to revise the statutory deposit requirement for foreign insurers; to remove fees for branch licensees; to revise application requirements for a domestic stock and mutual insurer; to remove the publication requirement for application, amendments, and surrenders for such insurer; to remove such publication requirement for charters, consolidations, and mergers of fraternal benefit societies; to revise application requirements for farmers' mutual fire insurance companies; to remove the licensure requirement for agency branches; to provide for related matters; to provide for an effective date; to repeal conflicting laws; and for other purposes." jurisdiction: "us/states/ga" legislature: "Georgia General Assembly" session: "2025_26" identifier: "HB 410" citation: "Georgia HB 410 (2025_26)" classification: ["bill"] subjects: ["INSURANCE"] status: "enacted" primary_sponsors: ["Bruce Williamson", "Buddy DeLoach", "Eddie Lumsden"] version_count: 2 action_count: 15 vote_count: 2 first_action: "2025-02-12" last_action: "2025-05-14" source: "openstates" source_identifier: "ocd-bill/3fb23f98-aef5-4388-beda-e95ce0c05947" source_url: "http://webservices.legis.ga.gov/GGAServices/Legislation/Service.svc?wsdl" source_hash: "38b71613dfeff7c82e8469947d2c4888affcf90b52ec3a302d3012bec8d4af1b" vintage: "2026-07-01" source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump" retrieved_at: "2026-07-06" confidence: "reported" tags: ["legislation", "bill", "us-ga"] --- # Georgia HB 410 (2025_26) — Insurance, Department of; efficiency in the practices; provide A BILL to be entitled an Act to amend Title 33 of the O.C.G.A., relating to insurance, so as to provide for efficiency in the practices of the Department of Insurance; to revise the statutory deposit requirement for foreign insurers; to remove fees for branch licensees; to revise application requirements for a domestic stock and mutual insurer; to remove the publication requirement for application, amendments, and surrenders for such insurer; to remove such publication requirement for charters, consolidations, and mergers of fraternal benefit societies; to revise application requirements for farmers' mutual fire insurance companies; to remove the licensure requirement for agency branches; to provide for related matters; to provide for an effective date; to repeal conflicting laws; and for other purposes. ## Version chain The bill's text revisions, in order — the diff chain from filing to enrollment. 1. **HB 410/AP*** (committee substitute) — [source](http://www.legis.ga.gov/Legislation/20252026/238069.pdf) 2. **LC 52 9000/a** (committee substitute) — [source](http://www.legis.ga.gov/Legislation/20252026/232256.pdf) ## Votes - Senate Vote #329 - 2025-2026 Regular Session — **47–0** (pass) · upper - House Vote #98 - 2025-2026 Regular Session — **164–0** (pass) · lower ## Sponsors - Bruce Williamson — primary (person) - Buddy DeLoach — primary (person) - Eddie Lumsden — primary (person) ## Timeline The legislative action history — every referral, reading, and vote. - **2025-02-12** House Hopper `introduction` - **2025-02-13** House First Readers `reading-1` - **2025-02-18** House Second Readers `reading-2` - **2025-02-20** House Committee Favorably Reported `committee-passage-favorable` - **2025-02-26** House Third Readers `reading-3` - **2025-02-26** House Passed/Adopted `passage` - **2025-02-27** Senate Read and Referred `referral-committee` - **2025-03-13** Senate Committee Favorably Reported `committee-passage-favorable` - **2025-03-18** Senate Read Second Time `reading-2` - **2025-03-28** Senate Third Read `reading-3` - **2025-03-28** Senate Passed/Adopted `passage` - **2025-04-10** House Sent to Governor `executive-receipt` - **2025-05-14** House Date Signed by Governor `executive-signature` - **2025-05-14** Act 265 `executive-signature` - **2025-05-14** Effective Date ## Source OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/3fb23f98-aef5-4388-beda-e95ce0c05947`. Confidence: reported (aggregated from official Georgia legislature records).