---
type: "Bill"
title: "Property Insurance Policies; notice required to be given a policyholder before the nonrenewal of his or her homeowners' insurance policy; increase the number of days"
description: "A BILL to be entitled an Act to amend Code Section 33-24-46 of the Official Code of Georgia Annotated, relating to cancellation or nonrenewal of certain property insurance policies, so as to increase the number of days of notice required to be given a policyholder before the nonrenewal of his or her homeowners' insurance policy; to provide for related matters; to repeal conflicting laws; and for other purposes."
jurisdiction: "us/states/ga"
legislature: "Georgia General Assembly"
session: "2025_26"
identifier: "SB 35"
citation: "Georgia SB 35 (2025_26)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Bill Cowsert", "John Albers", "Larry Walker, III", "Marty Harbin", "Randy Robertson"]
version_count: 4
action_count: 15
vote_count: 2
first_action: "2025-01-27"
last_action: "2026-01-01"
source: "openstates"
source_identifier: "ocd-bill/97b9861c-b472-40b8-93f4-8b58617fe9ab"
source_url: "http://webservices.legis.ga.gov/GGAServices/Legislation/Service.svc?wsdl"
source_hash: "95674ab96df8857bdb0e8ea0ed38f929a7f37d4ef2653904f97059bd57114cc2"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-ga"]
---

# Georgia SB 35 (2025_26) — Property Insurance Policies; notice required to be given a policyholder before the nonrenewal of his or her homeowners' insurance policy; increase the number of days

A BILL to be entitled an Act to amend Code Section 33-24-46 of the Official Code of Georgia Annotated, relating to cancellation or nonrenewal of certain property insurance policies, so as to increase the number of days of notice required to be given a policyholder before the nonrenewal of his or her homeowners' insurance policy; to provide for related matters; to repeal conflicting laws; and for other purposes.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **As Passed Senate** (committee substitute) — [source](http://www.legis.ga.gov/Legislation/20252026/231755.pdf)
2. **As introduced LC 46 0947** (committee substitute) — [source](http://www.legis.ga.gov/Legislation/20252026/230370.pdf)
3. **Committee Sub LC 46 1059S** (committee substitute) — [source](http://www.legis.ga.gov/Legislation/20252026/231355.pdf)
4. **SB 35/AP*** (committee substitute) — [source](http://www.legis.ga.gov/Legislation/20252026/236504.pdf)

## Votes

- Senate Vote #30 - 2025-2026 Regular Session — **55–0** (pass) · upper
- House Vote #286 - 2025-2026 Regular Session — **168–0** (pass) · lower

## Sponsors

- Bill Cowsert — primary (person)
- John Albers — primary (person)
- Larry Walker, III — primary (person)
- Marty Harbin — primary (person)
- Randy Robertson — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2025-01-27** Senate Hopper `introduction`
- **2025-01-28** Senate Read and Referred `referral-committee`
- **2025-02-05** Senate Committee Favorably Reported By Substitute `committee-passage-favorable`
- **2025-02-06** Senate Read Second Time `reading-2`
- **2025-02-10** Senate Third Read `reading-3`
- **2025-02-10** Senate Passed/Adopted By Substitute `passage`
- **2025-02-11** House First Readers `reading-1`
- **2025-02-12** House Second Readers `reading-2`
- **2025-02-20** House Committee Favorably Reported `committee-passage-favorable`
- **2025-03-18** House Third Readers `reading-3`
- **2025-03-18** House Passed/Adopted `passage`
- **2025-04-07** Senate Sent to Governor `executive-receipt`
- **2025-05-14** Senate Date Signed by Governor `executive-signature`
- **2025-05-14** Act 277 `executive-signature`
- **2026-01-01** Effective Date

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/97b9861c-b472-40b8-93f4-8b58617fe9ab`. Confidence: reported (aggregated from official Georgia legislature records).