---
type: "Bill"
title: "A bill for an act relating to the provision of debt management services in connection with educational loans, and making penalties applicable. (Formerly SSB 1066.) Effective date: 07/01/2020."
description: "A bill for an act relating to the provision of debt management services in connection with educational loans, and making penalties applicable. (Formerly SSB 1066.) Effective date: 07/01/2020."
jurisdiction: "us/states/ia"
legislature: "Iowa General Assembly"
session: "2019-2020"
identifier: "SF 272"
citation: "Iowa SF 272 (2019-2020)"
classification: ["bill"]
subjects: ["consumer affairs", "consumer frauds", "debt management service businesses", "debts", "student loans"]
status: "enacted"
primary_sponsors: []
version_count: 2
action_count: 15
vote_count: 2
first_action: "2019-02-14"
last_action: "2020-06-18"
source: "openstates"
source_identifier: "ocd-bill/ea25b522-6276-45b0-8aa5-6ec274b6d056"
source_url: "https://www.legis.iowa.gov/legislation/billTracking/billHistory?billName=SF 272&ga=88"
source_hash: "2c044bf42738d368bbf83bb067e2c783c414c068468e3645c037484c898f0cde"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-ia"]
---

# Iowa SF 272 (2019-2020) — A bill for an act relating to the provision of debt management services in connection with educational loans, and making penalties applicable. (Formerly SSB 1066.) Effective date: 07/01/2020.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Introduced** (filed) — [source](https://www.legis.iowa.gov/docs/publications/LGI/88/attachments/SF272.html)
2. **Enrolled** (enrolled) — [source](https://www.legis.iowa.gov/docs/publications/LGE/88/attachments/SF272.html)

## Votes

- Shall the bill pass? — **49–0** (pass) · upper
- Shall the bill pass? — **97–0** (pass) · lower

## Timeline

The legislative action history — every referral, reading, and vote.

- **2019-02-14** Introduced, placed on calendar. `introduction`
- **2019-02-14** Committee report, approving bill.
- **2019-03-12** Passed Senate, yeas 49, nays 0. `passage`
- **2019-03-12** Immediate message.
- **2019-03-12** Message from Senate.
- **2019-03-12** Read first time, passed on file. `reading-1`
- **2019-03-14** Placed on calendar under unfinished business.
- **2019-04-27** Rereferred to Commerce.
- **2020-02-06** Passed on file.
- **2020-06-11** Substituted for HF 321.
- **2020-06-11** Passed House, yeas 97, nays none. `passage`
- **2020-06-11** Immediate message.
- **2020-06-11** Message from House.
- **2020-06-16** Reported correctly enrolled, signed by President and Speaker, and sent to Governor.
- **2020-06-18** Signed by Governor. `executive-signature`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/ea25b522-6276-45b0-8aa5-6ec274b6d056`. Confidence: reported (aggregated from official Iowa legislature records).