---
type: "Bill"
title: "A bill for an act relating to post-loss assignment of rights to residential contractors for repair or services performed on residential real estate covered by property and casualty insurance, and making penalties applicable. (Formerly SSB 1161.) Effective 7-1-19."
description: "A bill for an act relating to post-loss assignment of rights to residential contractors for repair or services performed on residential real estate covered by property and casualty insurance, and making penalties applicable. (Formerly SSB 1161.) Effective 7-1-19."
jurisdiction: "us/states/ia"
legislature: "Iowa General Assembly"
session: "2019-2020"
identifier: "SF 412"
citation: "Iowa SF 412 (2019-2020)"
classification: ["bill"]
subjects: ["casualty insurance", "construction work", "contractors", "disasters", "housing", "insurance", "property insurance", "residential property"]
status: "enacted"
primary_sponsors: []
version_count: 2
action_count: 12
vote_count: 2
first_action: "2019-02-28"
last_action: "2019-05-01"
source: "openstates"
source_identifier: "ocd-bill/d92a5ad0-76d4-46d2-837c-1d47b17aae32"
source_url: "https://www.legis.iowa.gov/legislation/billTracking/billHistory?billName=SF 412&ga=88"
source_hash: "1a6f46e74eeb76ec66fc3f7dfc3ae64260d9fd3b41f57f74993b835eeb751504"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-ia"]
---

# Iowa SF 412 (2019-2020) — A bill for an act relating to post-loss assignment of rights to residential contractors for repair or services performed on residential real estate covered by property and casualty insurance, and making penalties applicable. (Formerly SSB 1161.) Effective 7-1-19.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Introduced** (filed) — [source](https://www.legis.iowa.gov/docs/publications/LGI/88/attachments/SF412.html)
2. **Enrolled** (enrolled) — [source](https://www.legis.iowa.gov/docs/publications/LGE/88/attachments/SF412.html)

## Votes

- Shall the bill pass? — **48–0** (pass) · upper
- Shall the bill pass? — **100–0** (pass) · lower

## Timeline

The legislative action history — every referral, reading, and vote.

- **2019-02-28** Introduced, placed on calendar. `introduction`
- **2019-02-28** Committee report, approving bill.
- **2019-03-18** Passed Senate, yeas 48, nays 0. `passage`
- **2019-03-18** Immediate message.
- **2019-03-19** Message from Senate.
- **2019-03-19** Read first time, passed on file. `reading-1`
- **2019-04-11** Substituted for HF 417.
- **2019-04-11** Passed House, yeas 100 nays none. `passage`
- **2019-04-11** Immediate message.
- **2019-04-15** Message from House.
- **2019-04-30** Reported correctly enrolled, signed by President and Speaker, and sent to Governor.
- **2019-05-01** Signed by Governor. `executive-signature`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/d92a5ad0-76d4-46d2-837c-1d47b17aae32`. Confidence: reported (aggregated from official Iowa legislature records).