---
type: "Bill"
title: "CANCEL CONTRACT SENIORS 15 DAY"
description: "Amends the Consumer Fraud and Deceptive Business Practices Act. Provides that a person age 65 and older may cancel certain contracts within 15, rather than 3, days after the day the contract was signed. Effective January 1, 2020."
jurisdiction: "us/states/il"
legislature: "Illinois General Assembly"
session: "101st"
identifier: "HB 2643"
citation: "Illinois HB 2643 (101st)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: []
version_count: 3
action_count: 75
vote_count: 3
first_action: "2019-02-14"
last_action: "2019-08-09"
source: "openstates"
source_identifier: "ocd-bill/64dfa1f4-c840-45a3-a6d7-7ffe971feed6"
source_url: "http://ilga.gov/legislation/BillStatus.asp?DocNum=2643&GAID=15&DocTypeID=HB&LegId=118807&SessionID=108&GA=101"
source_hash: "ff58ba09f55e5759e45b70ab03b0708599ecb6c071b09eb8e8e56972157a5d1c"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-il"]
---

# Illinois HB 2643 (101st) — CANCEL CONTRACT SENIORS 15 DAY

Amends the Consumer Fraud and Deceptive Business Practices Act. Provides that a person age 65 and older may cancel certain contracts within 15, rather than 3, days after the day the contract was signed. Effective January 1, 2020.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Introduced** (filed) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=10100HB2643&GA=101&SessionId=108&DocTypeId=HB&LegID=118807&DocNum=2643&GAID=15&SpecSess=&Session=&print=true)
2. **Engrossed** (committee substitute) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=10100HB2643eng&GA=101&SessionId=108&DocTypeId=HB&LegID=118807&DocNum=2643&GAID=15&SpecSess=&Session=&print=true)
3. **Enrolled** (enrolled) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=10100HB2643enr&GA=101&SessionId=108&DocTypeId=HB&LegID=118807&DocNum=2643&GAID=15&SpecSess=&Session=&print=true)

## Votes

- Third Reading — **51–0** (pass) · upper
- Third Reading — **96–9** (pass) · lower
- Concurrence — **116–0** (pass) · lower

## Sponsors

- Andrew S. Chesney — cosponsor (person)
- Anna Moeller — cosponsor (person)
- Antonio Muñoz — cosponsor (person)
- Carol Ammons — cosponsor (person)
- Celina Villanueva — cosponsor (person)
- Daniel Didech — cosponsor (person)
- Debbie Meyers-Martin — cosponsor (person)
- Diane Pappas — cosponsor (person)
- Frances Ann Hurley — cosponsor (person)
- Jaime M. Andrade, Jr. — cosponsor (person)
- Jennifer Bertino-Tarrant — cosponsor (person)
- Jerry Costello, II — cosponsor (person)
- Jonathan Carroll — cosponsor (person)
- Joyce Mason — primary (person)
- Karina Villa — cosponsor (person)
- Kathleen Willis — cosponsor (person)
- LaToya Greenwood — cosponsor (person)
- Lance Yednock — cosponsor (person)
- Laura Ellman — cosponsor (person)
- Linda Holmes — cosponsor (person)
- Margo McDermed — cosponsor (person)
- Mary Edly-Allen — cosponsor (person)
- Melinda Bush — primary (person)
- Michael Halpin — cosponsor (person)
- Monica Bristow — cosponsor (person)
- Natalie A. Manley — cosponsor (person)
- Nathan D. Reitz — cosponsor (person)
- Nicholas K. Smith — cosponsor (person)
- Rachelle Crowe — cosponsor (person)
- Robyn Gabel — cosponsor (person)
- Stephanie A. Kifowit — cosponsor (person)
- Sue Scherer — cosponsor (person)
- Terra Costa Howard — cosponsor (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2019-02-14** Filed with the Clerk by Rep. Joyce Mason `filing`
- **2019-02-14** First Reading `reading-1`
- **2019-02-14** Referred to Rules Committee `referral-committee`
- **2019-02-26** Assigned to Labor & Commerce Committee `referral-committee`
- **2019-03-04** Added Co-Sponsor Rep. Terra Costa Howard
- **2019-03-11** Added Co-Sponsor Rep. Mary Edly-Allen
- **2019-03-13** House Committee Amendment No. 1 Filed with Clerk by Rep. Joyce Mason `amendment-introduction`
- **2019-03-13** House Committee Amendment No. 1 Referred to Rules Committee `referral-committee`
- **2019-03-19** House Committee Amendment No. 1 Rules Refers to Labor & Commerce Committee
- **2019-03-20** Added Co-Sponsor Rep. Daniel Didech
- **2019-03-20** House Committee Amendment No. 1 Adopted in Labor & Commerce Committee; by Voice Vote `amendment-passage`
- **2019-03-20** Do Pass as Amended / Short Debate Labor & Commerce Committee; 028-000-000 `committee-passage`
- **2019-03-21** Placed on Calendar 2nd Reading - Short Debate
- **2019-03-21** Added Co-Sponsor Rep. Frances Ann Hurley
- **2019-03-21** Added Co-Sponsor Rep. Anna Moeller
- **2019-03-21** Added Co-Sponsor Rep. Karina Villa
- **2019-03-26** Second Reading - Short Debate `reading-2`
- **2019-03-26** Placed on Calendar Order of 3rd Reading - Short Debate
- **2019-03-28** Added Co-Sponsor Rep. Margo McDermed
- **2019-03-28** Added Co-Sponsor Rep. Nicholas K. Smith
- **2019-04-02** Third Reading - Short Debate - Passed 096-009-000 `reading-3, passage`
- **2019-04-02** Added Co-Sponsor Rep. Robyn Gabel
- **2019-04-02** Added Co-Sponsor Rep. Celina Villanueva
- **2019-04-02** Added Co-Sponsor Rep. Debbie Meyers-Martin
- **2019-04-02** Added Co-Sponsor Rep. Jonathan Carroll
- **2019-04-02** Added Co-Sponsor Rep. Carol Ammons
- **2019-04-02** Added Co-Sponsor Rep. Michael Halpin
- **2019-04-02** Added Co-Sponsor Rep. Sue Scherer
- **2019-04-02** Added Co-Sponsor Rep. Stephanie A. Kifowit
- **2019-04-02** Added Co-Sponsor Rep. Lance Yednock
- **2019-04-02** Added Co-Sponsor Rep. Natalie A. Manley
- **2019-04-02** Added Co-Sponsor Rep. Kathleen Willis
- **2019-04-02** Added Co-Sponsor Rep. Jaime M. Andrade, Jr.
- **2019-04-02** Added Chief Co-Sponsor Rep. LaToya Greenwood
- **2019-04-02** Added Chief Co-Sponsor Rep. Jerry Costello, II
- **2019-04-02** Added Chief Co-Sponsor Rep. Monica Bristow
- **2019-04-02** Added Chief Co-Sponsor Rep. Michael Halpin
- **2019-04-02** Chief Co-Sponsor Changed to Rep. Monica Bristow
- **2019-04-02** Removed Co-Sponsor Rep. Michael Halpin
- **2019-04-03** Arrive in Senate `introduction`
- **2019-04-03** Placed on Calendar Order of First Reading `reading-1`
- **2019-04-03** Chief Senate Sponsor Sen. Melinda Bush
- **2019-04-03** First Reading `reading-1`
- **2019-04-03** Referred to Assignments `referral-committee`
- **2019-04-09** Added as Alternate Chief Co-Sponsor Sen. Laura Ellman
- **2019-04-11** Added as Alternate Chief Co-Sponsor Sen. Linda Holmes
- **2019-04-24** Assigned to Commerce and Economic Development `referral-committee`
- **2019-05-01** Senate Committee Amendment No. 1 Filed with Secretary by Sen. Melinda Bush `amendment-introduction`
- **2019-05-01** Senate Committee Amendment No. 1 Referred to Assignments `referral-committee`
- **2019-05-02** Postponed - Commerce and Economic Development
- **2019-05-02** Senate Committee Amendment No. 1 Assignments Refers to Commerce and Economic Development
- **2019-05-09** Senate Committee Amendment No. 1 Adopted `amendment-passage`
- **2019-05-09** Do Pass as Amended Commerce and Economic Development; 008-000-000 `committee-passage`
- **2019-05-09** Placed on Calendar Order of 2nd Reading May 14, 2019
- **2019-05-09** Added as Alternate Co-Sponsor Sen. Jennifer Bertino-Tarrant
- **2019-05-14** Second Reading `reading-2`
- **2019-05-14** Placed on Calendar Order of 3rd Reading May 15, 2019
- **2019-05-16** Third Reading - Passed; 051-000-002 `reading-3, passage`
- **2019-05-17** Arrived in House `introduction`
- **2019-05-17** Placed on Calendar Order of Concurrence Senate Amendment(s) 1
- **2019-05-17** Added as Alternate Co-Sponsor Sen. Rachelle Crowe
- **2019-05-21** Senate Committee Amendment No. 1 Motion Filed Concur Rep. Joyce Mason
- **2019-05-21** Senate Committee Amendment No. 1 Motion to Concur Referred to Rules Committee `referral-committee`
- **2019-05-21** Senate Committee Amendment No. 1 Motion to Concur Recommends Be Adopted Rules Committee; 004-000-000
- **2019-05-22** Added as Alternate Co-Sponsor Sen. Antonio Muñoz
- **2019-05-30** Senate Committee Amendment No. 1 House Concurs 116-000-000
- **2019-05-30** House Concurs
- **2019-05-30** Passed Both Houses
- **2019-05-30** Added Co-Sponsor Rep. Diane Pappas
- **2019-05-30** Added Co-Sponsor Rep. Nathan D. Reitz
- **2019-05-30** Added Co-Sponsor Rep. Andrew S. Chesney
- **2019-06-28** Sent to the Governor `executive-receipt`
- **2019-08-09** Governor Approved `executive-signature`
- **2019-08-09** Effective Date August 9, 2019
- **2019-08-09** Public Act . . . . . . . . . 101-0264 `became-law`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/64dfa1f4-c840-45a3-a6d7-7ffe971feed6`. Confidence: reported (aggregated from official Illinois legislature records).