---
type: "Bill"
title: "CREDIT UNIONS DISCLOSURES"
description: "CREDIT UNIONS DISCLOSURES"
jurisdiction: "us/states/il"
legislature: "Illinois General Assembly"
session: "92nd"
identifier: "HB 4357"
citation: "Illinois HB 4357 (92nd)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: []
version_count: 1
action_count: 49
vote_count: 0
first_action: "2002-01-31T00:00:00-06:00"
last_action: "2002-07-01T00:00:00-05:00"
source: "openstates"
source_identifier: "ocd-bill/359da55b-8318-4906-bb72-87325aea948b"
source_url: "http://www.ilga.gov/legislation/legisnet92/92gatoc.html"
source_hash: "7d282a9700a9390491a837567f7a8770cb134e29764ab6e0b0a777db578630bf"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-il"]
---

# Illinois HB 4357 (92nd) — CREDIT UNIONS DISCLOSURES

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **HB4357** (committee substitute) — [source](http://www.ilga.gov/legislation/legisnet92/hbgroups/hb/920HB4357LV.html)

## Sponsors

- BURKE — cosponsor (person)
- CAPPARELLI — cosponsor (person)
- DAVIS,STEVE — cosponsor (person)
- LIGHTFORD — cosponsor (person)
- LYONS,JOSEPH — cosponsor (person)
- RUTHERFORD — cosponsor (person)
- SAVIANO — cosponsor (person)
- WALSH,T — cosponsor (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2002-01-31T00:00:00-06:00** FILED WITH CLERK `introduction`
- **2002-02-01T00:00:00-06:00** FIRST READING `reading-1`
- **2002-02-01T00:00:00-06:00** REFERRED TO HOUSE RULES COMMITTEE RULES `referral-committee`
- **2002-02-05T00:00:00-06:00** ASSIGNED TO COMMITTEE FIN INSTIT `referral-committee`
- **2002-02-07T00:00:00-06:00** ADDED AS A JOINT SPONSOR SAVIANO
- **2002-02-07T00:00:00-06:00** ADDED AS A JOINT SPONSOR DAVIS,STEVE
- **2002-02-07T00:00:00-06:00** ADDED AS A JOINT SPONSOR RUTHERFORD
- **2002-02-07T00:00:00-06:00** ADDED AS A JOINT SPONSOR BURKE
- **2002-02-07T00:00:00-06:00** ADDED AS A CO-SPONSOR CAPPARELLI
- **2002-02-14T00:00:00-06:00** AMENDMENT NO. 01-FIN INSTIT H
- **2002-02-14T00:00:00-06:00** ADOPTED `passage`
- **2002-02-14T00:00:00-06:00** REMAINS IN COMMITTEE FIN INSTIT
- **2002-02-21T00:00:00-06:00** AMENDMENT NO. 02-FIN INSTIT H
- **2002-02-21T00:00:00-06:00** ADOPTED `passage`
- **2002-02-21T00:00:00-06:00** DO PASS AMENDED/SHORT DEBATE 017-000-000 HFIN
- **2002-02-21T00:00:00-06:00** PLACED CALENDAR 2ND READING-SHORT DEBATE
- **2002-03-20T00:00:00-06:00** SECOND READING-SHORT DEBATE `reading-2`
- **2002-03-20T00:00:00-06:00** PLCD CAL ORDER 3RD READING-SHORT DEBATE
- **2002-03-21T00:00:00-06:00** THIRD READING/SHORT DEBATE/PASSED 092-018-003 `reading-3`
- **2002-04-02T00:00:00-06:00** ARRIVE IN SENATE
- **2002-04-02T00:00:00-06:00** PLACED CALENDAR ORDER OF FIRST READING 02-04-03
- **2002-04-03T00:00:00-06:00** CHIEF SPONSOR WALSH,T
- **2002-04-04T00:00:00-06:00** FIRST READING `reading-1`
- **2002-04-04T00:00:00-06:00** REFERRED TO SENATE RULES COMMITTEE RULES `referral-committee`
- **2002-04-11T00:00:00-05:00** ADDED AS A CHIEF CO-SPONSOR LIGHTFORD
- **2002-04-17T00:00:00-05:00** ASSIGNED TO COMMITTEE FIN INST `referral-committee`
- **2002-04-25T00:00:00-05:00** AMENDMENT NO. 01-FINANC. INST. S
- **2002-04-25T00:00:00-05:00** ADOPTED `passage`
- **2002-04-25T00:00:00-05:00** DO PASS AS AMENDED 008-000-000 SFIC
- **2002-04-25T00:00:00-05:00** PLACED ON CALENDAR ORDER OF 2ND READING 02-05-06
- **2002-05-07T00:00:00-05:00** SECOND READING `reading-2`
- **2002-05-07T00:00:00-05:00** PLACED ON CALENDAR ORDER OF 3RD READING 02-05-08
- **2002-05-08T00:00:00-05:00** THIRD READING - PASSED 056-000-000 `reading-3`
- **2002-05-08T00:00:00-05:00** ARRIVE IN HOUSE
- **2002-05-08T00:00:00-05:00** PLACED ON CALENDAR ORDER OF CONCURRENCE 01
- **2002-05-09T00:00:00-05:00** MOTION FILED CONCUR 01/LYONS,JOSEPH
- **2002-05-09T00:00:00-05:00** MOTION REFERRED TO HRUL
- **2002-05-09T00:00:00-05:00** CALENDAR ORDER OF CONCURRENCE 01
- **2002-05-15T00:00:00-05:00** FINAL PASSAGE DEADLINE EXTENDED-RULE 9(B) TO 5/31/02
- **2002-05-15T00:00:00-05:00** CALENDAR ORDER OF CONCURRENCE 01
- **2002-05-30T00:00:00-05:00** MOTION TO CONCUR/SENATE AMENDMENT NO.(S) 01
- **2002-05-30T00:00:00-05:00** RECOMMENDS BE ADOPTED HRUL/004-000-000
- **2002-05-30T00:00:00-05:00** CALENDAR ORDER OF CONCURRENCE 01
- **2002-05-31T00:00:00-05:00** HSE CONCURS IN SEN AMENDMENTS (NO.) 01/096-019-001
- **2002-05-31T00:00:00-05:00** PASSED BOTH HOUSES
- **2002-06-28T00:00:00-05:00** SENT TO THE GOVERNOR `executive-receipt`
- **2002-07-01T00:00:00-05:00** GOVERNOR APPROVED `executive-signature`
- **2002-07-01T00:00:00-05:00** EFFECTIVE DATE 02-07-01
- **2002-07-01T00:00:00-05:00** PUBLIC ACT.............................. 92-0608

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/359da55b-8318-4906-bb72-87325aea948b`. Confidence: reported (aggregated from official Illinois legislature records).