---
type: "Bill"
title: "INSURANCE-CHIPS-INCREASE"
description: "Amends the Comprehensive Health Insurance Plan Act. Increases the lifetime benefit limitation from $1,500,000 to $2,000,000. Effective immediately."
jurisdiction: "us/states/il"
legislature: "Illinois General Assembly"
session: "95th"
identifier: "SB 144"
citation: "Illinois SB 144 (95th)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: []
version_count: 3
action_count: 68
vote_count: 5
first_action: "2007-01-31"
last_action: "2007-08-29"
source: "openstates"
source_identifier: "ocd-bill/cf3b09a6-01c5-4c63-b6e4-30df9daffa42"
source_url: "http://ilga.gov/legislation/BillStatus.asp?DocNum=144&GAID=9&DocTypeID=SB&LegId=27423&SessionID=51&GA=95"
source_hash: "be37beda49a2f0c5a4c3c53d2f622dac71f63371974a287fc8e75aa03a7ede8c"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-il"]
---

# Illinois SB 144 (95th) — INSURANCE-CHIPS-INCREASE

Amends the Comprehensive Health Insurance Plan Act. Increases the lifetime benefit limitation from $1,500,000 to $2,000,000. Effective immediately.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Introduced** (filed) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09500SB0144&GA=95&SessionId=51&DocTypeId=SB&LegID=27423&DocNum=144&GAID=9&Session=&print=true)
2. **Engrossed** (committee substitute) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09500SB0144eng&GA=95&SessionId=51&DocTypeId=SB&LegID=27423&DocNum=144&GAID=9&Session=&print=true)
3. **Enrolled** (enrolled) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09500SB0144enr&GA=95&SessionId=51&DocTypeId=SB&LegID=27423&DocNum=144&GAID=9&Session=&print=true)

## Votes

- Third Reading — **115–0** (pass) · lower
- Third Reading — **57–0** (pass) · upper
- Concurrence, Amendment 3 — **28–19** (pass) · upper
- Concurrence — **53–0** (pass) · upper
- Amendments, Amendment 3 — **113–0** (fail) · lower

## Sponsors

- Cynthia Soto — cosponsor (person)
- Edward J. Acevedo — cosponsor (person)
- Elizabeth Hernandez — cosponsor (person)
- John D'Amico — cosponsor (person)
- Susan Garrett — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2007-01-31** Filed with Secretary by Sen. Deanna Demuzio `filing`
- **2007-01-31** First Reading `reading-1`
- **2007-01-31** Referred to Rules `referral-committee`
- **2007-02-07** Assigned to Insurance `referral-committee`
- **2007-03-02** Do Pass Insurance; 010-000-000 `committee-passage`
- **2007-03-02** Placed on Calendar Order of 2nd Reading March 2, 2007
- **2007-03-02** Second Reading `reading-2`
- **2007-03-02** Placed on Calendar Order of 3rd Reading March 6, 2007
- **2007-03-08** Third Reading - Passed; 057-000-000 `reading-3, passage`
- **2007-03-08** Arrived in House `introduction`
- **2007-03-08** Placed on Calendar Order of First Reading `reading-1`
- **2007-03-15** Chief House Sponsor Rep. Lou Lang
- **2007-03-15** First Reading `reading-1`
- **2007-03-15** Referred to Rules Committee `referral-committee`
- **2007-04-30** Assigned to Insurance Committee `referral-committee`
- **2007-05-08** House Committee Amendment No. 1 Filed with Clerk by Insurance Committee `amendment-introduction`
- **2007-05-08** House Committee Amendment No. 1 Adopted in Insurance Committee; by Voice Vote `amendment-passage`
- **2007-05-08** Do Pass as Amended / Short Debate Insurance Committee; 014-000-000 `committee-passage`
- **2007-05-09** Placed on Calendar 2nd Reading - Short Debate
- **2007-05-21** Second Reading - Short Debate `reading-2`
- **2007-05-21** Placed on Calendar Order of 3rd Reading - Short Debate
- **2007-05-22** House Floor Amendment No. 2 Filed with Clerk by Rep. Karen May `amendment-introduction`
- **2007-05-22** House Floor Amendment No. 2 Referred to Rules Committee `referral-committee`
- **2007-05-22** Recalled to Second Reading - Short Debate `reading-2`
- **2007-05-22** Held on Calendar Order of Second Reading - Short Debate `reading-2`
- **2007-05-23** House Floor Amendment No. 3 Filed with Clerk by Rep. Karen May `amendment-introduction`
- **2007-05-23** House Floor Amendment No. 3 Referred to Rules Committee `referral-committee`
- **2007-05-24** House Floor Amendment No. 3 Recommends Be Adopted Rules Committee; 003-002-000 `committee-passage-favorable`
- **2007-05-24** Added Alternate Chief Co-Sponsor Rep. Karen May
- **2007-05-24** Added Alternate Chief Co-Sponsor Rep. Barbara Flynn Currie
- **2007-05-24** House Floor Amendment No. 3 Adopted by Voice Vote `amendment-passage`
- **2007-05-24** Placed on Calendar Order of 3rd Reading - Short Debate
- **2007-05-31** Added Alternate Co-Sponsor Rep. Cynthia Soto
- **2007-05-31** Added Alternate Co-Sponsor Rep. John D'Amico
- **2007-05-31** Added Alternate Co-Sponsor Rep. Elizabeth Hernandez
- **2007-05-31** Added Alternate Co-Sponsor Rep. Edward J. Acevedo
- **2007-05-31** Third Reading - Short Debate - Passed 115-000-000 `reading-3, passage`
- **2007-05-31** House Floor Amendment No. 2 Tabled Pursuant to Rule 40(a) `amendment-failure`
- **2007-05-31** Secretary's Desk - Concurrence House Amendment(s) 01,03
- **2007-05-31** Placed on Calendar Order of Concurrence House Amendment(s) 01,03 - June 1, 2007
- **2007-06-01** Chief Sponsor Changed to Sen. Susan Garrett
- **2007-06-01** House Committee Amendment No. 1 Motion to Concur Filed with Secretary Sen. Susan Garrett `filing`
- **2007-06-01** House Committee Amendment No. 1 Motion to Concur Referred to Rules `referral-committee`
- **2007-06-01** House Floor Amendment No. 3 Motion to Concur Filed with Secretary Sen. Susan Garrett `filing`
- **2007-06-01** House Floor Amendment No. 3 Motion to Concur Referred to Rules `referral-committee`
- **2007-06-05** House Committee Amendment No. 1 Motion to Concur Rules Referred to Public Health `referral-committee`
- **2007-06-05** House Floor Amendment No. 3 Motion to Concur Rules Referred to Public Health `referral-committee`
- **2007-06-06** House Committee Amendment No. 1 Motion To Concur Recommended Do Adopt Public Health; 009-000-000
- **2007-06-06** House Floor Amendment No. 3 Motion To Concur Recommended Do Adopt Public Health; 007-002-000
- **2007-06-06** House Committee Amendment No. 1 Senate Concurs 053-000-000
- **2007-06-06** House Floor Amendment No. 3 3/5 Vote Required
- **2007-06-06** House Floor Amendment No. 3 Motion to Concur Lost 028-019-000
- **2007-06-06** House Floor Amendment No. 3 Motion to Non-Concur Filed with Secretary Sen. Susan Garrett `filing`
- **2007-06-07** Senate Non-Concurs 03
- **2007-06-07** Placed on Calendar Order of Non-Concurrence House Amendment(s) 3
- **2007-06-08** Final Action Deadline Extended-9(b) June 15, 2007
- **2007-06-11** House Floor Amendment No. 3 Motion to Recede Rep. Lou Lang
- **2007-06-11** House Floor Amendment No. 3 Motion to Recede Referred to Rules Committee `referral-committee`
- **2007-06-15** Final Action Deadline Extended-9(b) June 22, 2007
- **2007-06-22** Final Action Deadline Extended-9(b) June 30, 2007
- **2007-06-27** House Floor Amendment No. 3 Motion to Recede Recommends Be Adopted Rules Committee; 003-000-000 `committee-passage-favorable`
- **2007-06-27** 3/5 Vote Required
- **2007-06-27** House Recedes 113-000-000
- **2007-06-27** Passed Both Houses
- **2007-07-26** Sent to the Governor `executive-receipt`
- **2007-08-29** Governor Approved `executive-signature`
- **2007-08-29** Effective Date August 29, 2007
- **2007-08-29** Public Act . . . . . . . . . 95-0547 `became-law`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/cf3b09a6-01c5-4c63-b6e4-30df9daffa42`. Confidence: reported (aggregated from official Illinois legislature records).