---
type: "Bill"
title: "HIGH RSK HOME LOAN PERSNL PROP"
description: "Amends the High Risk Home Loan Act. Includes within the definition of the term \"high risk home loan\" a consumer credit transaction that is secured by the consumer's principal personal dwelling if the dwelling is personal property. Effective immediately."
jurisdiction: "us/states/il"
legislature: "Illinois General Assembly"
session: "99th"
identifier: "HB 2627"
citation: "Illinois HB 2627 (99th)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: []
version_count: 3
action_count: 28
vote_count: 2
first_action: "2015-02-19"
last_action: "2015-07-28"
source: "openstates"
source_identifier: "ocd-bill/e3a31042-10dc-4d18-909a-768f4939194f"
source_url: "http://ilga.gov/legislation/BillStatus.asp?DocNum=2627&GAID=13&DocTypeID=HB&LegId=88154&SessionID=88&GA=99"
source_hash: "3de7fb765b21ce37cadff2951abaaa95a8ce9641e67e16e46f43fd6de184956a"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-il"]
---

# Illinois HB 2627 (99th) — HIGH RSK HOME LOAN PERSNL PROP

Amends the High Risk Home Loan Act. Includes within the definition of the term "high risk home loan" a consumer credit transaction that is secured by the consumer's principal personal dwelling if the dwelling is personal property. Effective immediately.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Introduced** (filed) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09900HB2627&GA=99&SessionId=88&DocTypeId=HB&LegID=88154&DocNum=2627&GAID=13&Session=&print=true)
2. **Engrossed** (committee substitute) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09900HB2627eng&GA=99&SessionId=88&DocTypeId=HB&LegID=88154&DocNum=2627&GAID=13&Session=&print=true)
3. **Enrolled** (enrolled) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=09900HB2627enr&GA=99&SessionId=88&DocTypeId=HB&LegID=88154&DocNum=2627&GAID=13&Session=&print=true)

## Votes

- Third Reading — **80–34** (pass) · lower
- Third Reading — **52–0** (pass) · upper

## Sponsors

- Frank J. Mautino — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2015-02-19** Filed with the Clerk by Rep. Frank J. Mautino `filing`
- **2015-02-19** First Reading `reading-1`
- **2015-02-19** Referred to Rules Committee `referral-committee`
- **2015-03-10** Assigned to Financial Institutions Committee `referral-committee`
- **2015-03-16** Added Chief Co-Sponsor Rep. Cynthia Soto
- **2015-03-17** Do Pass / Short Debate Financial Institutions Committee; 021-000-000 `committee-passage`
- **2015-03-18** Placed on Calendar 2nd Reading - Short Debate
- **2015-03-25** Second Reading - Short Debate `reading-2`
- **2015-03-25** Placed on Calendar Order of 3rd Reading - Short Debate
- **2015-04-15** Added Chief Co-Sponsor Rep. John Bradley
- **2015-04-15** Added Co-Sponsor Rep. Peter Breen
- **2015-04-23** Third Reading - Short Debate - Passed 080-034-000 `reading-3, passage`
- **2015-04-23** Arrive in Senate `introduction`
- **2015-04-23** Placed on Calendar Order of First Reading `reading-1`
- **2015-04-23** Chief Senate Sponsor Sen. Terry Link
- **2015-04-28** First Reading `reading-1`
- **2015-04-28** Referred to Assignments `referral-committee`
- **2015-04-29** Assigned to Financial Institutions `referral-committee`
- **2015-05-13** Do Pass Financial Institutions; 009-001-000 `committee-passage`
- **2015-05-13** Placed on Calendar Order of 2nd Reading May 14, 2015
- **2015-05-19** Second Reading `reading-2`
- **2015-05-19** Placed on Calendar Order of 3rd Reading May 20, 2015
- **2015-05-21** Third Reading - Passed; 052-000-000 `reading-3, passage`
- **2015-05-21** Passed Both Houses
- **2015-06-19** Sent to the Governor `executive-receipt`
- **2015-07-28** Governor Approved `executive-signature`
- **2015-07-28** Effective Date July 28, 2015
- **2015-07-28** Public Act . . . . . . . . . 99-0150 `became-law`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/e3a31042-10dc-4d18-909a-768f4939194f`. Confidence: reported (aggregated from official Illinois legislature records).