---
type: "Bill"
title: "AN ACT relating to insurance. Amend KRS 329A.070 to exempt certain individuals employed by an insurance company from the Kentucky Private Investigators Licensing Act; amend KRS 304.9-430 to exempt individuals employed by an insurance company to investigate fraudulent claims from licensure requirements of a staff adjuster, and delete an expired subsection; amend KRS 304.20-020 to provide that any insured named in the policy, rather than the named insured, may reject uninsured motor vehicle coverage and provide that if a named insured rejected coverage, in addition to coverage provided in or supplemental to renewal, the insurer is not required to provide coverage supplemental to a reinstatement, substitute, replacement, or amended policy issued to the same named insured by the same insurer or its affiliates; amend KRS 304.39-230 to specify the method for determining the date for when the last reparation payment is made; amend KRS 304.9-295 and 304.9-436 to conform."
description: "AN ACT relating to insurance. Amend KRS 329A.070 to exempt certain individuals employed by an insurance company from the Kentucky Private Investigators Licensing Act; amend KRS 304.9-430 to exempt individuals employed by an insurance company to investigate fraudulent claims from licensure requirements of a staff adjuster, and delete an expired subsection; amend KRS 304.20-020 to provide that any insured named in the policy, rather than the named insured, may reject uninsured motor vehicle coverage and provide that if a named insured rejected coverage, in addition to coverage provided in or supplemental to renewal, the insurer is not required to provide coverage supplemental to a reinstatement, substitute, replacement, or amended policy issued to the same named insured by the same insurer or its affiliates; amend KRS 304.39-230 to specify the method for determining the date for when the last reparation payment is made; amend KRS 304.9-295 and 304.9-436 to conform."
jurisdiction: "us/states/ky"
legislature: "Kentucky General Assembly"
session: "2017RS"
identifier: "HB 191"
citation: "Kentucky HB 191 (2017RS)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: []
version_count: 5
action_count: 22
vote_count: 0
first_action: "2017-02-07"
last_action: "2017-03-20"
source: "openstates"
source_identifier: "ocd-bill/b881b92c-96f0-4552-8822-a74362b874ec"
source_url: "http://www.lrc.ky.gov/record/17RS/HB191.htm"
source_hash: "7a6123f63d675031925645afe8ac10add89156442e250ad7f00ac17587140dc3"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-ky"]
---

# Kentucky HB 191 (2017RS) — AN ACT relating to insurance. Amend KRS 329A.070 to exempt certain individuals employed by an insurance company from the Kentucky Private Investigators Licensing Act; amend KRS 304.9-430 to exempt individuals employed by an insurance company to investigate fraudulent claims from licensure requirements of a staff adjuster, and delete an expired subsection; amend KRS 304.20-020 to provide that any insured named in the policy, rather than the named insured, may reject uninsured motor vehicle coverage and provide that if a named insured rejected coverage, in addition to coverage provided in or supplemental to renewal, the insurer is not required to provide coverage supplemental to a reinstatement, substitute, replacement, or amended policy issued to the same named insured by the same insurer or its affiliates; amend KRS 304.39-230 to specify the method for determining the date for when the last reparation payment is made; amend KRS 304.9-295 and 304.9-436 to conform.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **HB 191 (As Introduced)** (committee substitute) — [source](http://www.lrc.ky.gov/recorddocuments/bill/17RS/HB191/orig_bill.pdf)
2. **HFA1** (committee substitute) — [source](http://www.lrc.ky.gov/recorddocuments/bill/17RS/HB191/HFA1.pdf)
3. **Most Recent Version** (committee substitute) — [source](http://www.lrc.ky.gov/recorddocuments/bill/17RS/HB191/bill.pdf)
4. **SFA1** (committee substitute) — [source](http://www.lrc.ky.gov/recorddocuments/bill/17RS/HB191/SFA1.pdf)
5. **SFA2** (committee substitute) — [source](http://www.lrc.ky.gov/recorddocuments/bill/17RS/HB191/SFA2.pdf)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2017-02-07** Introduced in House `introduction`
- **2017-02-09** To Banking & Insurance (H) `referral-committee`
- **2017-02-09** Posted in committee
- **2017-02-10** Reported favorably, 1st reading, to Calendar `reading-1`
- **2017-02-13** 2nd reading, to Rules `reading-2`
- **2017-02-13** Posted for passage in the Regular Orders of the Day for Thursday, February 16, 2017
- **2017-02-14** Floor amendment (1) filed `amendment-introduction`
- **2017-02-16** 3rd reading, passed 94-0 with floor amendment (1) `reading-3, passage`
- **2017-02-17** Received in Senate
- **2017-02-21** To Banking & Insurance (S) `referral-committee`
- **2017-02-28** Reported favorably, 1st reading, to Calendar `reading-1`
- **2017-03-01** 2nd reading, to Rules `reading-2`
- **2017-03-03** Posted for passage in the Regular Orders of the Day for Friday, March 3, 2017
- **2017-03-03** 3rd reading `reading-3`
- **2017-03-03** Passed over and retained in the Orders of the Day
- **2017-03-06** Floor amendments (1) and (2) filed `amendment-introduction`
- **2017-03-06** Passed 29-7
- **2017-03-06** Received in House
- **2017-03-07** Enrolled, signed by Speaker of the House
- **2017-03-08** Enrolled, signed by President of the Senate
- **2017-03-08** Delivered to Governor
- **2017-03-20** Signed by Governor (Acts, ch. 34) `executive-signature`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/b881b92c-96f0-4552-8822-a74362b874ec`. Confidence: reported (aggregated from official Kentucky legislature records).