---
type: "Bill"
title: "AN ACT relating to consumer loan companies."
description: "AN ACT relating to consumer loan companies."
jurisdiction: "us/states/ky"
legislature: "Kentucky General Assembly"
session: "2019RS"
identifier: "HB 285"
citation: "Kentucky HB 285 (2019RS)"
classification: ["bill"]
subjects: ["Courts", "Circuit", "Fees", "Financial Responsibility", "Licensing", "Loans and Credit", "State Agencies", "Banks and Financial Institutions", "Bonds of Surety", "Consumer Affairs"]
status: "enacted"
primary_sponsors: ["M. Meredith"]
version_count: 1
action_count: 24
vote_count: 0
first_action: "2019-02-08T05:00:00+00:00"
last_action: "2019-03-26T04:00:00+00:00"
source: "openstates"
source_identifier: "ocd-bill/2c15a074-5c0d-460f-8cfe-0382e1c2ed9a"
source_url: "https://apps.legislature.ky.gov/record/19RS/hb285.html"
source_hash: "44275a37e202f7f3d59c1e5985b1d53ee8f769cd2adca935846cf45a6e2339e4"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-ky"]
---

# Kentucky HB 285 (2019RS) — AN ACT relating to consumer loan companies.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Current/Final** (committee substitute) — [source](https://apps.legislature.ky.gov/recorddocuments/bill/19RS/hb285/bill.pdf)

## Sponsors

- M. Meredith — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2019-02-08T05:00:00+00:00** introduced in House `introduction`
- **2019-02-11T05:00:00+00:00** to Banking & Insurance (H) `referral-committee`
- **2019-02-15T05:00:00+00:00** posted in committee
- **2019-02-20T05:00:00+00:00** reported favorably, 1st reading, to Consent Calendar with Committee Substitute (1)
- **2019-02-21T05:00:00+00:00** 2nd reading, to Rules `reading-2`
- **2019-02-21T05:00:00+00:00** posted for passage in the Consent Orders of the Day for Friday, February 22, 2019
- **2019-02-22T05:00:00+00:00** 3rd reading, passed 95-0 with Committee Substitute (1) `reading-3`
- **2019-02-25T05:00:00+00:00** received in Senate
- **2019-02-27T05:00:00+00:00** to Banking & Insurance (S) `referral-committee`
- **2019-03-05T05:00:00+00:00** reported favorably, 1st reading, to Calendar with Committee Substitute (1)
- **2019-03-06T05:00:00+00:00** 2nd reading, to Rules `reading-2`
- **2019-03-07T05:00:00+00:00** posted for passage in the Regular Orders of the Day for Thursday, March 7, 2019
- **2019-03-07T05:00:00+00:00** passed over and retained in the Orders of the Day `passage`
- **2019-03-12T04:00:00+00:00** passed over and retained in the Orders of the Day `passage`
- **2019-03-13T04:00:00+00:00** 3rd reading, passed 37-0 with Committee Substitute (1) `reading-3`
- **2019-03-13T04:00:00+00:00** received in House
- **2019-03-13T04:00:00+00:00** to Rules (H) `referral-committee`
- **2019-03-13T04:00:00+00:00** posted for passage for concurrence in Senate Committee Substitute (1)
- **2019-03-14T04:00:00+00:00** House concurred in Senate Committee Substitute (1)
- **2019-03-14T04:00:00+00:00** passed 96-2 `passage`
- **2019-03-14T04:00:00+00:00** enrolled, signed by Speaker of the House
- **2019-03-14T04:00:00+00:00** enrolled, signed by President of the Senate
- **2019-03-14T04:00:00+00:00** delivered to Governor
- **2019-03-26T04:00:00+00:00** signed by Governor (KY Acts ch. 120) `executive-signature`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/2c15a074-5c0d-460f-8cfe-0382e1c2ed9a`. Confidence: reported (aggregated from official Kentucky legislature records).