---
type: "Bill"
title: "AN ACT relating to check cashing and deferred deposit service businesses."
description: "AN ACT relating to check cashing and deferred deposit service businesses."
jurisdiction: "us/states/ky"
legislature: "Kentucky General Assembly"
session: "2019RS"
identifier: "SB 145"
citation: "Kentucky SB 145 (2019RS)"
classification: ["bill"]
subjects: ["Fees", "Interstate Cooperation", "Licensing", "Negotiable Instruments", "Banks and Financial Institutions"]
status: "enacted"
primary_sponsors: ["R. Girdler"]
version_count: 1
action_count: 18
vote_count: 0
first_action: "2019-02-07T05:00:00+00:00"
last_action: "2019-03-19T04:00:00+00:00"
source: "openstates"
source_identifier: "ocd-bill/b88ac077-0e97-4f2e-8c14-0f166cfc02c7"
source_url: "https://apps.legislature.ky.gov/record/19RS/sb145.html"
source_hash: "758df1312876d6f12b2d68e261b3b0526dda8ffaa89a9ba1c836cc9ae49acd05"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-ky"]
---

# Kentucky SB 145 (2019RS) — AN ACT relating to check cashing and deferred deposit service businesses.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Current/Final** (committee substitute) — [source](https://apps.legislature.ky.gov/recorddocuments/bill/19RS/sb145/bill.pdf)

## Sponsors

- R. Girdler — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2019-02-07T05:00:00+00:00** introduced in Senate `introduction`
- **2019-02-11T05:00:00+00:00** to Banking & Insurance (S) `referral-committee`
- **2019-02-19T05:00:00+00:00** reported favorably, 1st reading, to Calendar with Committee Substitute (1)
- **2019-02-20T05:00:00+00:00** 2nd reading, to Rules `reading-2`
- **2019-02-21T05:00:00+00:00** posted for passage in the Regular Orders of the Day for Thursday, February 21, 2019
- **2019-02-21T05:00:00+00:00** 3rd reading, passed 36-0 with Committee Substitute (1) `reading-3`
- **2019-02-22T05:00:00+00:00** received in House
- **2019-02-25T05:00:00+00:00** to Banking & Insurance (H) `referral-committee`
- **2019-02-25T05:00:00+00:00** posted in committee
- **2019-02-27T05:00:00+00:00** reported favorably, 1st reading, to Consent Calendar
- **2019-02-28T05:00:00+00:00** 2nd reading, to Rules `reading-2`
- **2019-03-06T05:00:00+00:00** posted for passage in the Consent Orders of the Day for Thursday, March 7, 2019
- **2019-03-07T05:00:00+00:00** 3rd reading, passed 99-0 `reading-3`
- **2019-03-07T05:00:00+00:00** received in Senate
- **2019-03-07T05:00:00+00:00** enrolled, signed by President of the Senate
- **2019-03-07T05:00:00+00:00** enrolled, signed by Speaker of the House
- **2019-03-07T05:00:00+00:00** delivered to Governor
- **2019-03-19T04:00:00+00:00** signed by Governor (KY Acts ch. 034) `executive-signature`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/b88ac077-0e97-4f2e-8c14-0f166cfc02c7`. Confidence: reported (aggregated from official Kentucky legislature records).