---
type: "Bill"
title: "AN ACT relating to the prohibition of patriot penalties in insurance."
description: "AN ACT relating to the prohibition of patriot penalties in insurance."
jurisdiction: "us/states/ky"
legislature: "Kentucky General Assembly"
session: "2021RS"
identifier: "HB 196"
citation: "Kentucky HB 196 (2021RS)"
classification: ["bill"]
subjects: ["Consumer Affairs", "Insurance", "Military Affairs and Civil Defense"]
status: "enacted"
primary_sponsors: ["B. Rowland", "B. Wesley", "C. Freeland", "C. Fugate", "D. Frazier", "D. Hale", "J. Bray", "J. Decker", "M. Koch", "M. Prunty", "N. Kirk-McCormick", "R. Dotson", "S. McPherson", "S. Sharp"]
version_count: 3
action_count: 19
vote_count: 2
first_action: "2021-01-07T05:00:00+00:00"
last_action: "2021-03-15T04:00:00+00:00"
source: "openstates"
source_identifier: "ocd-bill/9f9e34d3-162f-48cd-ba97-bc4f704a362c"
source_url: "https://apps.legislature.ky.gov/record/21RS/hb196.html"
source_hash: "e5f94796778659e3ece2d8144f8cceaa85fcd40a5a12d9b7d814965ea3a31924"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-ky"]
---

# Kentucky HB 196 (2021RS) — AN ACT relating to the prohibition of patriot penalties in insurance.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **Introduced** (filed) — [source](https://apps.legislature.ky.gov/recorddocuments/bill/21RS/hb196/orig_bill.pdf)
2. **Acts Chapter 17** (committee substitute) — [source](https://apps.legislature.ky.gov/law/acts/21RS/documents/0017.pdf)
3. **Current/Final** (committee substitute) — [source](https://apps.legislature.ky.gov/recorddocuments/bill/21RS/hb196/bill.pdf)

## Votes

- PASS HB 196 — **pass** (pass) · lower
- Pass — **pass** (pass) · lower

## Sponsors

- B. Rowland — primary (person)
- B. Wesley — primary (person)
- C. Freeland — primary (person)
- C. Fugate — primary (person)
- D. Frazier — primary (person)
- D. Hale — primary (person)
- J. Bray — primary (person)
- J. Decker — primary (person)
- M. Koch — primary (person)
- M. Prunty — primary (person)
- N. Kirk-McCormick — primary (person)
- R. Dotson — primary (person)
- S. McPherson — primary (person)
- S. Sharp — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2021-01-07T05:00:00+00:00** introduced in House `introduction`
- **2021-01-07T05:00:00+00:00** to Committee on Committees (H) `referral-committee`
- **2021-01-13T05:00:00+00:00** to Banking & Insurance (H) `referral-committee`
- **2021-01-13T05:00:00+00:00** posted in committee
- **2021-02-03T05:00:00+00:00** reported favorably, 1st reading, to Calendar `committee-passage`
- **2021-02-04T05:00:00+00:00** 2nd reading, to Rules `reading-2`
- **2021-02-04T05:00:00+00:00** posted for passage in the Regular Orders of the Day for Tuesday, February 9, 2021
- **2021-02-10T05:00:00+00:00** 3rd reading, passed 84-0 `passage, reading-3`
- **2021-02-10T05:00:00+00:00** received in Senate
- **2021-02-22T05:00:00+00:00** to Banking & Insurance (S) `referral-committee`
- **2021-03-02T05:00:00+00:00** reported favorably, 1st reading, to Consent Calendar `committee-passage`
- **2021-03-03T05:00:00+00:00** 2nd reading, to Rules `reading-2`
- **2021-03-03T05:00:00+00:00** posted for passage in the Consent Orders of the Day for Friday, March 5, 2021
- **2021-03-05T05:00:00+00:00** 3rd reading, passed 36-0 `passage, reading-3`
- **2021-03-11T05:00:00+00:00** received in House
- **2021-03-11T05:00:00+00:00** enrolled, signed by Speaker of the House `passage`
- **2021-03-11T05:00:00+00:00** enrolled, signed by President of the Senate `passage`
- **2021-03-11T05:00:00+00:00** delivered to Governor
- **2021-03-15T04:00:00+00:00** signed by Governor (Acts Ch. 17) `executive-signature`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/9f9e34d3-162f-48cd-ba97-bc4f704a362c`. Confidence: reported (aggregated from official Kentucky legislature records).